first time home buyers: Home Buyer Tax Credit - $7500 Available Now! - 09/16/08 12:19 PM
First-Time Homebuyer Tax CreditNOW AVAILABLE!!!One of the most exciting new provisions of the Housing and Economic Recovery Act of 2008 is the First-Time Home Buyer Tax Credit. The credit is designed to encourage first-time homebuyers to go ahead and make the leap to purchase their first homes. Combine this tax credit with the fact that home prices are at historical lows, and indeed it is an ideal time for many first-time homebuyers to purchase homes.FACTS of the First-Time Homebuyer Tax Credit:The credit is available for homes purchased between April 9, 2008 and July 1, 2009The credit amounts to 10% of the … (0 comments)

first time home buyers: 5 New Rules for Home Buyers - 06/08/08 01:33 AM
Surviving and thriving in the real estate market these days means following a whole new set of rules. Here are five imperatives for those who want to master the home-buying game. Explaining these items to your customers to help you win friends and sales.1. Gaming the market doesn't work. There's a chance that the home you buy today will be worth less next year. So instead of trying to time the market, drive a hard bargain for a home you really love. 2. Real winners get the lowest mortgage rate. Financing is getting more expensive. Celia Chen of Moody's Economy.com predicts … (0 comments)

first time home buyers: Stop Paying Rent - Buy A Home - 06/07/08 12:31 AM
If you're like most renters, you feel trapped within the walls of a house or apartment that doesn't feel like yours. How could it when you're not even permitted to bang in a nail or two without a hassle. You feel like you're stuck in the renter's rut with no way of rising up out of it and owning your own home.
Well don't feel trapped any more! A new FREE Special Report entitled "How To Stop Paying Rent and Own Your Own Home" has already helped dozens of local renters get out from under their landlord's finger, and move into … (0 comments)

first time home buyers: Niskayuna, NY - 2BR/2BA Condo With Garage and Available Immediately! - 06/02/08 01:23 PM
REDUCED - Excellent condition 7 year old end unit 2nd floor condominium with spacious floor plan. Living room with cathedral ceilings and dining area with sparkling hardwood floors. Enjoy the views from the Master bedroom that has large walk-in closet and master bath with ceramic tile. 1 car garage and additional parking spaces. Sliding Glass Door to deck from Living Room. Updated kitchen with upgraded cabinets, stove, refrigerator and dishwasher. Central Air and available immediately!
$166,900Contact Christine Serafini of Miranda Real Estate Group, Inc. for more information. (518) 514-8830
http://www.buyorsellahomenow.com
   
 
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first time home buyers: Adorable & Affordable in Rotterdam NY - 04/01/08 01:36 PM
A Great Starter Home In Rotterdam NYLocation: Rotterdam, NYGreat location and cute as a button! 2 bedroom cape cod, 1 BA, Living Room, Eat-in-Kitchen, enclosed newer large screen room.Enjoyable private yard. Many updates include; new kitchen and bathroom flooring, new drywell, new interior doors. Large yard and large shed. Roof and septic 10 years old. Mohonasen School District & Motivated Seller!InformationContact Information  Christine Serafinicserafini@kw.com(518) 514-8830Contact Reply FormForward to a FriendView Other FlyersPricingAsking Price: $119,000Flexibility: NegotiableProperty Location1466 Fordham AvenueRotterdam, NY 12306View MapLinksMy WebsiteFeaturesBedrooms: 2Bathrooms: 1Parking: 3 carsYear Built: 1948Lot Size: 32 X 150School District: MohonasenSquare Footage: 800Agent Name: Christine SerafiniBroker: Keller Williams … (0 comments)

first time home buyers: Schenectady Home Buyers - FAQ's - 04/01/08 06:15 AM
Frequently Asked Questions
1.)    How do I choose a mortgage lender?
The Serafini Team can recommend several lenders who we have successfully worked with over the years.  The lender will expedite all of the necessary paperwork and information, including ordering a credit report and appraisal of the property, if required.
The application normally takes about one hour.  All parties who will be on the title as new owners should be present.  The information you provide to the lender is confidential. 
2.)    Do I need to bring anything with me when I am looking at homes?
Bring a notebook and pen for note … (1 comments)

first time home buyers: Schenectady Buying vs. Renting - 04/01/08 06:08 AM
 
Although some renters believe that renting is "maintenance free", they are actually paying for maintenance in their rent - whether they need it or not.  Renting offers you no equity, no tax benefit, and no protection against regular rent increases.  If your paying rent, your really just paying someone else's mortgage.  Writing a check is just like watching your hard earned money sail away.  Let's compare*.
 
* Approximate Payment/Cost Comparison based on estimated annual tax results.  Based on 2.5 tax bracket and on estimated first year interest and taxes.  Recommend consulting with tax expert.  Payment based on FHA 30-year fixed rate loan … (0 comments)

first time home buyers: Your Schenectady Real Estate Agent Matters! - 03/20/08 11:14 AM
 
                 Are you beginning a new search for a home?
Before you decide on how many bedrooms you need, you might want to consider who will represent you in this critical transaction.
Knowing what questions to ask when selecting your agent is the first step. Here are a few suggestions:
What is the current absorption rate in our area? What strategies should I use when competing with other buyers for the same house? Should I be pre-approved by a lender - can you help me with that? Who selects the homes that I will see? These are just a few questions … (0 comments)

 
Christine Serafini, Full Time Award Winning Agent  (Miranda Real Estate Group, Inc.)

Christine Serafini

Full Time Award Winning Agent

Schenectady, NY

More about me…

Miranda Real Estate Group, Inc.

Address: Miranda Real Estate Group, Inc., 1482 Route 9, Clifton Park, NY, 12065

Office: (518) 514-8830

Mobile: (518) 514-8830

This blog format is to help my client's and prospects understand real estate, and prepare them to List, and Sell their home, and for Buyer's to aid in their goal of purchasing a home.


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