curtis johnson real estate: Homeowner Confidence Still Low
- 09/01/10 08:27 AM
The media tells us that the housing market has stabilized, but homeowners aren’t so sure. A recent report by Zillow.com shows that homeowner confidence has dropped in the second quarter of 2010. One-third of homeowners believe that home prices can still go lower. Nationwide, only 24 percent of homeowners think their home has increased in value in the past year, even though 34 percent of homes are actually worth more than a few months ago. Perhaps some of the reason is because many believe that the economic recovery is temporary. The nation as a whole is indeed teetering on the … (0 comments)
curtis johnson real estate: Scottsdale, Arizona--One of America’s Top 100 Cities
- 08/09/10 04:58 AM
If you are looking for a home in one of the best places to live in Arizona, then you should look at Scottsdale. Located within the greater Phoenix, Arizona metro area, it has landed on the list of MONEY Magazine’s 2010 top 100 Best Places to Live in the United States! Scottsdale wins the 71st spot out of 100 best cities nation-wide. MONEY Magazine mentions the many golf courses (there are over 170!), the PGA tour, shopping, restaurants, and resort spas as some of the better amenities Scottsdale has to offer. Those who call Scottsdale home know that there are … (0 comments)
curtis johnson real estate: Housing Prices Continue to Drop in Phoenix and Nation-wide
- 06/30/10 03:08 AM
There is good news for home buyers in the Phoenix area—home prices are continuing to decrease, down half a percent from February. Of course, this sounds like terrible news if you are trying to sell your home, especially if you bought it when home prices were at or near their peak. No matter what shoes you are in, you should take time to look at the current housing market before making your next real estate move.Sales jumped during the past several months, partially due to the lower prices of homes and partially due to the home buyer tax credit. Now that … (0 comments)
curtis johnson real estate: Will Short Sale Save Your Credit Score?
- 04/30/10 08:05 AM
If you're facing foreclosure on your Phoenix home, you may have considered selling your house in a short-sale. A real estate agent you know tells you it's better than a foreclosure. Your co-worker did it, too, and "heard" it would be better than a foreclosure (you don't know if he's bothered to check his credit since doing so, however). From what you keep hearing, you'd be better off selling your home in a short-sale than taking the massive hit to your FICO credit score as a result of a foreclosure. So, what should you do? Will a short sale save … (0 comments)
curtis johnson real estate: Don't Bet the Farm on Rising Housing Prices
- 04/20/10 12:59 PM
The slight recovery seen in the housing market over the past year has given sellers hope. However, as the saying goes, "Don't bet the farm on it." While this upturn in housing sales has many buyers feeling hopeful again, it isn't expected to last long at all--at least not yet. As more foreclosures are expected to hit the market again, especially in Phoenix, it's not time to exhale just yet. The index put out by the National Association of Home Builders (NAHB) predicts the rise and fall in housing prices. In 2005, this index peaked, indicating that home prices would peak--not too … (2 comments)
curtis johnson real estate: Limited Loan Modification Success, Rising Foreclosures Mark Phoenix Real Estate Scene
- 04/16/10 02:35 PM
Last year, President Barack Obama announced his plans for the Making Homes Affordable program--a program designed to help those on their way to foreclosure. There was a trial period set up when this program began, and recently the number of those who made it to "permanent" status has increased. Homeowners from Phoenix were likely candidates for this program However, the number of those who have actually made it to a permanent mortgage modification is still staggering behind those within the trial period. Why? It isn't easy to qualify for the program in the first place; In addition, as with any "helpful" … (1 comments)
curtis johnson real estate: Home Buying Trends Changing
- 04/11/10 04:32 AM
Looking for a home in Phoenix? Like fashion, trends in home buying and selling are changing-again. This time, though, you may have a greater chance of benefitting if you play your cards right. Several factors are impacting these new trends: Distressed home prices are perhaps attracting more buyers, especially with the government's home-buying incentive program. However, they're also having a negative effect on those who are trying to sell their homes on their own. With more than 3 million homes expected to go into foreclosure this year, sellers have a lot of competition. Owners who are making purposeful decisions to … (2 comments)
curtis johnson real estate: Lose the Deed, Save Your Phoenix Home
- 04/02/10 01:40 AM
It's no secret that many Phoenix-area homeowners are going into foreclosure these days. With the boom in the number of defaults on mortgages, it's understandable why many homeowners may think they're next. If Fannie Mae guarantees your loan and you did not qualify for President Obama's loan modification program, help may be more available than you think! One approach Fannie Mae has developed is the Deed for Lease Program. For homeowners in danger of losing their homes to foreclosure and ineligible for loan modification, this program will be a lifesaver. The Deed for Lease Program moves homeowners into the category … (0 comments)
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The media tells us that the housing market has stabilized, but homeowners aren’t so sure. A recent report by Zillow.com shows that homeowner confidence has dropped in the second quarter of 2010. One-third of homeowners believe that home prices can still go lower. Nationwide, only 24 percent of homeowners think their home has increased in value in the past year, even though 34 percent of homes are actually worth more than a few months ago. 
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