Cynthia White's (cwhitesellhouse) Blog

Lockmar Estate Sellers Do you need to paint?

Cynthia White (RE/MAX Solutions ( Brevard County) ) — Thu, 04 Aug 2011 09:13:24 -0700

Lockmar Estate Sellers in Palm Bay Florida Why is painting your Lockmar Estate house in order to sell so important? How about a major return on investment! According to HomeGain's: The average price to paint interior walls is $500 to $750, but you will increase a home price by an average of $1,500 to $2,000 -- which can be a 250% return on investment. You must change: A bright red accent wall, or your teenager's black-walled bedroom, needs to be painted over in order to sell. "Beiges, warm beiges and yellows are great choices for wall color and making a space look more impersonal, "Wallpaper is a deal-breaker, this dates your home. When trying to sell an older home you want it to feel modern and updated. Neutralize the color palette throughout the home and neutral doesn't mean white." The Color to Avoid Surprisingly, white is the color to avoid “The biggest mistake people make is painting their house entirely white inside thinking it's a neutral color. It's not, it's a bright color. Ways to find great paint colors Model Homes are an excellent way to find the latest and greatest colors that are being used by builders. They all use decorators to choose just the right colors for their homes. As a seller always do your homework before listing your home with a Real Estate Agent: Pick one that lives in your area. They have been in many of the homes in your neighborhood at one time or another. They can give you honest advise on painting and small improvement to make your home more marketable. Cynthia White is a Seasoned Full-Time Realtor Serving Brevard County, Florida with EXIT Island & Beach Realty. Her focus is finding busy buyers, sellers and renters the homes and properties of their choice in the Lockmar Estates area. She can be reached at 321.652.1974 Direct, or via email at cwhitesellhouse@yahoo.com Sign up on my website for free: http://cwhite.islandandbeachteam.com Do you have family or friends that are buying or selling in Lockmar Estates? I welcome all referral.

Palm Bay Colony 55+ Active Community

Cynthia White (RE/MAX Solutions ( Brevard County) ) — Mon, 25 Jul 2011 11:23:05 -0700

The Florida Lifestyle is waiting for you in this great 55+ Community. The membership to the association is Voluntary. This park is within 5 minutes from the River and 10 minutes to the Beach. The home has been maintained with a new roof in 2005 and new A/C 2010. Carpets have been cleaned. Separate Living and Family Room. Over-sized Bedrooms with good closet space. Great Front Porch for your morning coffee and nice shade for your afternoon relaxing. Inside Laundry Room and a large workshop and storage room off the carport made for two cars. Cynthia White 321.652.1974 EXiT Island & Beach Realty Cynthia works with Buyers and Sellers advising them of there options in today’s tough Market. She offers Free Consultation to all Sellers and Buyers in Brevard County. She has over 15 years of Real Estate experience.

Lockmar Estate Sellers

Cynthia White (RE/MAX Solutions ( Brevard County) ) — Tue, 28 Jun 2011 00:47:39 -0700

Lockmar Homeowners......First Impressions......The Exterior of Your House.....Get it right the 1st time Did you know that a first impression can actually make or break the sale? Its important to make sure that the first impression is a good one. Choose some of these helpful pointers and it will give the exterior of your property "curb appeal". Make sure that the sidewalk and front walkway is swept and free of weeds. Repair any broken or cracked areas of the walkway. Remove any debris and make sure that there are no obstacles to your house. Cut the grass and trim the shrubs and keep it cut weekly. Flowers can really make your home look cheery or place a few potted flowers out front. In the fall, rake the yard free of leaves. Hoses should be coiled up and out of the way. A freshly painted white fence can really freshen the entire landscape. Don't forget to check the gate. It should easily open and close, and hang properly on its hinges. Make sure that your mailbox is in good repair. A quick painting can really improve the look. Street numbers should be added to make your house easy to locate. A fresh paint job on the house is ideal, but if you don't want to spend the extra money make sure that the exterior is clean and free of dirt. You might consider a fresh coat of paint on the trim and shutters. If you have a porch, make sure the corners are swept free of cobwebs. Sweep the flooring and clean out any light fixtures. Clean the windows to make them shine on the inside and out. Check your screens and make sure that they are clean and in good repair. The doorway should be freshly painted or at least cleaned. Make sure that the doorbell works. Clean out the light fixtures and replace any bulbs that may be out. Check your gutters and downspouts. You might consider replacing any that are in disrepair, especially those in the front of the house or other highly visible areas. The roof can be one of the most important aspects of the exterior. Replace any broken or missing shingles. Remove leaves and branches from top and paint the trim. If the roof is old and needs to be replaced, consider having the work done before showing the property. Don't forget about the driveway and garage. Both should be well swept and free of clutter. Hang any items that you can on the wall. Other items should be on shelves. You might want to have a garage sale to clear out excess items. Make sure you donate leftover items. Selling your home is like having company everyday of the week! Prepare daily for your buyer Lockmar Estates is home to over 900 Homeowners Cynthia White is a Seasoned Full-Time Realtor Serving Brevard County, Florida with EXIT Island & Beach Realty. She finds busy buyers, sellers and renters the homes and properties of their choice. She can be reached at 321.652.1974 Direct, or via email at cwhitesellhouse@yahoo.com Sign up on my website for free: http://cwhite.islandandbeachteam.com Do you have family or friends that are buying or selling? I welcome all referral.

Port St John Florida Great Newer Home

Cynthia White (RE/MAX Solutions ( Brevard County) ) — Sat, 11 Jun 2011 04:03:51 -0700

Great opportunity to own a newer home built by Holiday Builders. This very popular floor plan is over 2000sq ft of living is on a .25 lot. Homeowners added a great paver patio with Tiki Hut. A 12X12 workshop with electric all surrounded with a privacy fence. The home has a formal living and dining rooms. Very large open kitchen to the family room with a huge pantry for storage. Master suite is over sized with walk-in closet. Bathroom has separate shower and tub. Owners are very Motivated to sell. Cynthia White Realtor 321.652.1974 direct EXIT ISLAND & BEACH REALTY Sign up on my website for free: http://cwhite.islandandbeachteam.com Do you have family or friends that are buying or selling? I welcome all referral.

Lockmar Estates Market Update

Cynthia White (RE/MAX Solutions ( Brevard County) ) — Tue, 12 Apr 2011 10:10:17 -0700

As of April 12, 2011 16 homes for sale 5 are short sale 1 foreclosure 9 under contract 16 closed year to date Why does a neighborhood like Lockmar Estates continue to attract buyers year after year? Is it because we have well built homes? A+ Elem School for the past 10 years? Lots sizes with green yards? Different style homes? Friendly Neighborhood If you would like to have more information about this great neighborhood. Contact: Cynthia White is a Seasoned Full-Time Realtor Serving Brevard County, Florida with EXIT Island & Beach Realty. She finds busy buyers, sellers and renters the homes and properties of their choice. She can be reached at 321.652.1974 Direct, or via email at cwhitesellhouse@yahoo. Search my Website for Lockmar Estate properties http://cwhite.islandandbeachteam.com

Real Estate News for Lockmar Estates

Cynthia White (RE/MAX Solutions ( Brevard County) ) — Fri, 11 Feb 2011 05:01:01 -0800

Lockmar Estates is the home of 1371 homes. The first 4 homes built in 1980. This very desirable neighborhood continued to develop with 983 homes built by the end of the 80's. The development of Lockmar continued into the 90's with 257 homes built. New construction didn't stop there. We had another 139 homes built since two thousand. As it stands right now there are 93 vacant lots with none being offered on the open market for sale. As of Feb 11, 2011 21 homes for sale 5 are short sale 7 under contract 6 closed 2011 Why does a neighborhood like Lockmar continue to attract buyers year after year? Is it because we have well built homes? A+ Elem School for the past 10 years? Lots sizes? Different style homes? Location, Location, Location Cynthia White is a Seasoned Full-Time Realtor Serving Brevard County, Florida with EXIT Island & Beach Realty. She finds busy buyers, sellers and renters the homes and properties of their choice. She can be reached at 321.652.1974 Direct, or via email at cwhitesellhouse@yahoo.com

Turn-Key Duplex in West Melbourne Florida

Cynthia White (RE/MAX Solutions ( Brevard County) ) — Fri, 21 Jan 2011 12:59:45 -0800

136 and 138 NW Shannon Ave. West Melbourne Fl 138,000.00 Turn-Key Duplex situated near Historic Downtown Melbourne, Melbourne Square Mall and FIT. Each side is 3/1 plus 200sq ft storage area and laundry room. The owner is leaving each side furnished plus riding lawn mower. 2008 New Roof ,2009 New Exterior Paint, 2010 New Screen Doors & Front Windows Electric Panels are premium Square D w/matching quality circuit breakers City Water and Sewer with each side having separate meters 2 miles from the Indian River,4 miles from the Ocean Municipal Golf Course 9 blocks Restaurants, Shopping, Medical offices and Hospitals all within 2 miles 2 miles Melbourne Airport Orlando Airport and theme parks a short 1 hour Cynthia White is a Seasoned Full-Time Realtor Serving Brevard County, Florida with EXIT Island & Beach Realty. She finds busy buyers, sellers and renters the homes and properties of their choice. She can be reached at 321.652.1974 Direct, or via email at cwhitesellhouse@yahoo. Sign up to Search My Website: http://cwhite.islandandbeachteam.com/

West Melbourne Fl: Move-in ready Duplex @ 138 NW Shannon Ave

Cynthia White (RE/MAX Solutions ( Brevard County) ) — Sat, 08 Jan 2011 00:09:46 -0800

Location is the key to owning this very rent-able duplex situated between Historic Downtown Melbourne & Melbourne Square Mall. Bothsides are turn-key ready for tenants. The owner is leaving it furnished plus his riding lawn mower. You can buy/live in one unit/rent the other/in-law suite/guest. 200 sf Inside laundry w/storage for each unit. New roof in 2008, new exterior paint 2009,new screen doors and front windows 2010 Each-side is 3/1 with carport only 144,500.00 These units will rent for 700-750 each. Easy cash flow Open House 1/9/2011 12pm-2pm Cynthia White Realtor 321.652.1974 direct EXIT ISLAND & BEACH REALTY Search the MLS http://cwhite.islandandbeachteam.com

Extreme Makeover coming to the Space Coast of Florida

Cynthia White (RE/MAX Solutions ( Brevard County) ) — Thu, 23 Dec 2010 05:31:46 -0800

If you haven't heard Extreme Makeover is coming to the Space Coast. They are looking for Volunteers and donations to help with this project. To kick of this project they have schedule a Pep Rally: Please come out and support this great project What: Extreme Makeover: Space Coast Pep Rally Where: Kennedy Space Center Visitor Complex Rocket Garden When: Monday January 3, 2011 7:00pm For more information go to: http://www.extrememakeoverspacecoast.com/ Cynthia White is a Seasoned Full-Time Realtor Serving Brevard County, Florida with EXIT Island & Beach Realty. She finds busy buyers, sellers and renters the homes and properties of their choice. She can be reached at 321.652.1974 Direct, or via email at cwhitesellhouse@yahoo. Search the Brevard MLS for Free http://cwhite.islandandbeachteam.com/

Tweaking you credit score before 2011

Cynthia White (RE/MAX Solutions ( Brevard County) ) — Wed, 22 Dec 2010 04:58:41 -0800

Great simple tips to improve your credit score. Going forward in life your credit score is more important than ever. Be smart and fix it now. Pay off holiday debts before New Year's Eve. "Any debt dragged into 2011 is going to be very expensive," With credit card Interest Rates currently remain high at around 14.7%. You should pay off your December credit card bill before it even arrives in the mail. Most cards have mid-month due dates, but paying the bill before Jan. 1. this will keep the debt off your credit reports. You will enter 2011 with a higher credit score. Don't close the store cards you JUST opened up during the holiday season.So you Saved 10% to 15% off when buying presents on that store credit cards. BUT despite their apparent drawbacks and the fact that a large number of credit inquiries can actually drop your credit score. However, closing these accounts once you've paid off your balance won't repair any damage done over the holidays. If anything, it will lower your score even more since terminating an account right after it was opened tells FICO that you couldn't afford the credit line to begin with. By keeping the card and using it responsibly. "Don't charge more than 10% of the credit limit and you'll be telling the credit company you are responsible. Your score will be back up after 3 months usually. Cynthia White Realtor 321.652.1974 direct EXIT ISLAND & BEACH REALTY Search the MLS http://cwhite.islandandbeachteam.

Open House by the Mall

Cynthia White (RE/MAX Solutions ( Brevard County) ) — Sat, 04 Dec 2010 11:56:52 -0800

Great Location and opportunity to own a turn-key ready duplex near Historic Downtown Melbourne, Melbourne Square Mall and FIT. This is not a short sale or Forecloser. We can close before year-end, so you can file for homestead. Not what you are looking for come on by anyway and I can find the right home for you. 136 & 138 NW Shannon West Melbourne, Fl 32904 Sunday 1/9/2011 12-2pm Check out the website about the property http://landhomeincome.com/Hope to see you! Cynthia White Realtor EXIT ISLAND & BEACH REALTY 321.652.1974 Direct Search the MLS http://cwhite.islandandbeachteam.com

Forecasting the Market with my Crystal Ball

Cynthia White (RE/MAX Solutions ( Brevard County) ) — Wed, 01 Dec 2010 12:50:30 -0800

Everyone is watching the market and wondering if home prices will go up or down. If we had a Crystal Ball we would know the answer. As I look into my Crystal Ball it is saying the time is right for the following reasons. 1. Interest Rates are very low This improves your buying power 2. Home prices at an all-time low Some area's are 50% less than in 2005 3. Mortgage payments are affordable Sometimes is less than rent 4. Early 30's or younger Your home will be paid for when you retire If you like what my Crystal Ball is telling you about buying. Run not walk to a Realtor in your area that has experience with buyers. They will be able to make it happen for you and your family. Cynthia White Realtor EXIT ISLAND & BEACH REALTY 321.652.1974 Direct Search the Brevard MLS for Free http://cwhite.islandandbeachteam.com/ Cynthia White is a Seasoned Full-Time Realtor Serving Brevard County, Florida with EXIT Island & Beach Realty. She finds busy buyers, sellers and renters the homes and properties of their choice. She can be reached at 321.652.1974 Direct, or via email at cwhitesellhouse@yahoo.com

Space Coast of Florida open for Retirement

Cynthia White (RE/MAX Solutions ( Brevard County) ) — Thu, 04 Nov 2010 01:35:01 -0700

Its what we dream about. Retiring to the sun and fun of Florida. Well I happen to live here already and a Realtor so that makes me an expert on some really great places. It seems everyone has there own ideas of what retirement is. We have the golfers, fisherman, sun worshipers and the list goes on. Brevard County has approx. 5000 properties for sell. We have homes selling for prices we haven't seen for 10 years or longer. We have new construction, rehabbed home, homes that need updating. We also have some really nice house that are in moving condition that aren't short sale or foreclosures. These are the houses I recommend. They have had lots of love and attention over the years. There owners fixed the leak, took care of the A/C, put on a new roof and cleans the carpet when needed. Here are some great area's to consider when searching for your next home....................... 55+ communities Pine Creek, Heritage Isle, Grand Isle Beachside condos Puerto Del Rio, Harbor Pointe, Somerset Oceanfront Golf Communities Baytree, Courtyards at Suntree, Viera East Cynthia White Realtor EXIT ISLAND & BEACH REALTY 321.652.1974 Direct Search the MLS http://cwhite.islandandbeachteam.com/ Cynthia White is a Seasoned Full-Time Realtor Serving Brevard County, Florida with EXIT Island & Beach Realty. She provides busy buyers, sellers and renters find the homes and properties of their choice. She can be reached at 321.652.1974 Direct, or via email at cwhitesellhouse@yahoo.com

Key location for this Income property

Cynthia White (RE/MAX Solutions ( Brevard County) ) — Tue, 26 Oct 2010 03:48:53 -0700

For more information please click on the link http://www.exite-listings.com/etour.html/TOURID/62518 Cynthia White Realtor EXIT ISLAND & BEACH REALTY 321.652.1974 Direct Search the MLS http://cwhite.islandandbeachteam.com/

The Arts In Brevard County

Cynthia White (RE/MAX Solutions ( Brevard County) ) — Fri, 24 Sep 2010 03:12:16 -0700

Cynthia White Realtor EXIT ISLAND & BEACH REALTY 321.652.1974 Direct Search the MLS http://cwhite.islandandbeachteam.com/ Cynthia White is a Seasoned Full-Time Realtor Serving Brevard County, Florida with EXIT Island & Beach Realty. She provides busy buyers, sellers and renters find the homes and properties of their choice. She can be reached at 321.652.1974 Direct, or via email at cwhitesellhouse@yahoo.com

Winter at the Beach in Brevard!

Cynthia White (RE/MAX Solutions ( Brevard County) ) — Wed, 22 Sep 2010 03:04:48 -0700

Looking for referrals to buy great priced condos and vacation properties Cynthia White is a seasoned Full-Time Real Estate Professional who provides home buyers in-depth knowledge of Brevard County. Direct 321-652-1974 cwhitesellhouse@yahoo.com

Fall Festival in Melbourne

Cynthia White (RE/MAX Solutions ( Brevard County) ) — Mon, 20 Sep 2010 13:14:07 -0700

Cynthia White is a Realtor with EXiT Island & Beach Realty: She is currently working with Buyers,sellers and Renters to find the home of there choice. Direct 321.652.1974 cwhitesellhouse@yahoo.com

Brevard County Bond Program!

Cynthia White (RE/MAX Solutions ( Brevard County) ) — Mon, 20 Sep 2010 02:28:06 -0700

Program Highlights include * First Come , First Served - while funds last * Rates as low as 4.99%/5.20% APR * Down Payment Assistance $5,000.00 * Minmum credit score of 620 for FHA, VA and USDA loans * Must be owner occupied primary residence Program Income Limits 1-2 person Household 75,480 3+ person Household 88,060 Please call for more information about this Brevard County Bond Program! Cynthia White Realtor EXIT ISLAND & BEACH REALTY 321.652.1974 Direct Search the MLS http://cwhite.islandandbeachteam.com/ Cynthia White is a Realtor located in Brevard County, Florida with EXIT Island & Beach Realty. She is currently helping buyers, sellers and renters find the homes and properties of their choice. She can be reached at 321.652.1974 Direct, or via email at cwhitesellhouse@yahoo.com

Home office an Asset or just nice to have?

Cynthia White (RE/MAX Solutions ( Brevard County) ) — Tue, 14 Sep 2010 13:52:31 -0700

Six idea's for creating a great home office · Privacy is important. Choose a location as far away as possible from children's play areas, the TV room, the kitchen and other hubs of family activity. * Do you need proximity to the door? Do you receive clients in your office? Make sure they don't have to walk upstairs past the bedroom to attend a business meeting. * Is the space big enough for office equipment? Buy desk, bookshelves, file cabinets and other furniture that will fit the designated space. * Get electrical assistance. Your home office will certainly need more outlets than it did before it was an office. Don't rely on power strips. Get expert assistance. * Add some soundproofing. Consider replacing the drywall with a special soundproofing variety and hang a new solid-core door. * Decorate thoughtfully. If you're going to be spending a lot of time in your office, and especially if you'll have clients there, take time to choose nice decor. A home office is a wonderful asset, All buyers want home offices / for business or personal use. I feel it is a great feature to have when selling a home Cynthia White Realtor EXIT ISLAND & BEACH REALTY 321.652.1974 Direct Search the MLS http://cwhite.islandandbeachteam.com/ Cynthia White is a Realtor located in Brevard County, Florida with EXIT Island & Beach Realty. She is currently helping buyers, sellers and renters find the homes and properties of their choice. She can be reached at 321.652.1974 Direct, or via email at cwhitesellhouse@yahoo.com

Welcome Snowbirds!

Cynthia White (RE/MAX Solutions ( Brevard County) ) — Tue, 14 Sep 2010 07:11:29 -0700

It's getting to be that time again. The weather in other parts of the county is starting to turn. It want be long till it's down right cold. So, now is the time to formulate your plans about buying in a warmer climate. We have lots of great communities to choose from in and around Brevard County. But one of my favorites is Pine Creek. The very friendly neighbors will just welcome you into there social clubs and activities. Pine Creek Featured property 751 Indian Oaks Melbourne Florida 32901 Watch the etour and call for your private showing http://www.exite-listings.com/etour.html/TOURID/54638 Cynthia White Realtor EXIT ISLAND & BEACH REALTY 321.652.1974 Direct Search the MLS http://cwhite.islandandbeachteam.com/ Cynthia White is a Realtor located in Brevard County, Florida with EXIT Island & Beach Realty. She is currently helping buyers, sellers and renters find the homes and properties of their choice. She can be reached at 321.652.1974 Direct, or via email at cwhitesellhouse@yahoo.com

Renters are on the Rise and so is Rent prices for 2010

Cynthia White (RE/MAX Solutions ( Brevard County) ) — Thu, 19 Aug 2010 14:08:38 -0700

The recession and shifting demographics will grow the ranks of people who will rent, not buy, housing over the next five years. By 2015 the % of home ownership will fall to 64%. We haven't seen this level since 1993-94. The flip side of this trend is a rising rental rate, which probably will hit 36% by 2015, versus 32.8% in 2004. So roughly 10 million extra folks could be moving into rentals over the next five years. One of the reasons more young people will rent -65.6% of bachelor-degree recipients held an average of $23,300 in student debt by 2007-08, with both figures setting records. The burden of student debt is not likely to prevent young people from getting married and having households after graduation and finding jobs, it will take away their ability to get a mortgages. What this could mean for the investor is huge. We are already starting to see good rentals renting in a matter of several weeks. This one in Parkside West rented in 5 days for 1340.00 a month Cynthia White Realtor EXIT ISLAND & BEACH REALTY 321.652.1974 Direct Search the MLS http://cwhite.islandandbeachteam.com/ Cynthia White is a Realtor located in Brevard County, Florida with EXIT Island & Beach Realty. She is currently helping buyers, sellers and renters find the homes and properties of their choice. She can be reached at 321.652.1974 Direct, or via email at cwhitesellhouse@yahoo.com

Palm Bay-Melbourne-Titusville, Fla. great for Retirees

Cynthia White (RE/MAX Solutions ( Brevard County) ) — Tue, 17 Aug 2010 05:59:26 -0700

A lot of Baby Boomers are either retiring or starting to plan for that big day of retirement. We have been saving for years in our 401 or IRA plan. Now we are wondering if our money will last or be enough to allow us the luxuries we have been dreaming about. I am glad to announce the place I work, live and play is on Kiplinger list of 5 great cities for Retirees. Here are the pros: Warm climate, lots of boating and fishing, beautiful beaches( 76miles long), golfing and tennis. No state income tax and low property taxes. Melbourne International Airport very centrally located or Orlando International is only 45 mins away. Port Canaveral is a major cruise port with cruises leaving daily to the Bahama's and other Islands. We have some great 55+ communities to choose from Pine Creek, Grand Isle, Heritage Isle to name a few. Beach-side condos and townhomes at prices we haven't seen in 10 years. If a spacious lot with a great house for your family to visit is on your wish list. We have that also. Cynthia White is a Realtor located in Brevard County, Florida with EXIT Island & Beach Realty. She is currently helping buyers, sellers and renters find the homes and properties of their choice. She can be reached at 321.652.1974 Direct, or via email at cwhitesellhouse@yahoo.com Search the Brevard MLS for Free http://cwhite.islandandbeachteam.com/

So you pay off your Credit Card balance each month

Cynthia White (RE/MAX Solutions ( Brevard County) ) — Wed, 28 Jul 2010 02:21:09 -0700

Did you know your credit score could be hurt by large balances, even if you always pay them off, so keeping debt levels relatively low may help your family's scores. The way account information appears on credit reports, if you are a heavy card usage it could impact your credit score. A review of your family's credit reports and scores may confirm this fact. It is based on the reporting process. Banks pass your account information, including balances and limits, along to the credit bureaus , which in turn list that information on your credit report. When you (or a lender) request to see your credit score,( to many new inquiries can hurt you also) the current information on your report gets plugged into a credit scoring formula. The issue for heavy-charging -- but otherwise responsible -- cardholders is exactly when various lenders report information to the bureaus. Here is an example that will help you understanding • For the month of June, you run up a balance of $10,000. • On June 30th, the bank reports your May on-time payment and June balance to the credit bureaus. • You then pay off your entire balance on the due date of July 1st. • However, since lenders only report once a month, your credit score on July 2nd still shows that $10,000 balance you have since paid off. To maintain your score, experts say that card balances shouldn't exceed 30 percent of your credit limits. There are several ways you can insure this doesn't happen to you. 1. pay your credit cards twice during the month( most people are paid bi-weekly) 2. Use more than one card so you can keep each balance under the 30% ratio 3. If you only use the credit card to get the miles or points go right home and pay off that large purchase Everyone has to watch there own credit scores these days. A lot is riding on great credit. It could even be your employment these days. Cynthia White Realtor EXIT ISLAND & BEACH REALTY 321.652.1974 Direct Search the MLS http://cwhite.islandandbeachteam.com/

55+ Community in Melbourne Florida Open House

Cynthia White (RE/MAX Solutions ( Brevard County) ) — Tue, 06 Jul 2010 08:57:44 -0700

What a wonderful weekend coming up? It's Open House weekend at the beautiful 55+ community of Pine Creek. This is the weekend you can drive around the neighborhood and see for yourself what a great community. The yards are always so neat. The residents are so friendly. The activities are so much fun. They had a great weekend of fun at there 4th of July Party. With a traditional cook-out and raffles. The Pine Creek social club is busy planning other events for the rest of the year including the Christmas Dinner/Dance. OPEN HOUSE JULY 11 AND 12 1PM-4PM Cynthia White Realtor 321.652.1974 EXiT Island & Beach Realty

Investing in Real Estate now is the time!

Cynthia White (RE/MAX Solutions ( Brevard County) ) — Wed, 26 May 2010 02:20:14 -0700

When it comes to investing, everyone has certain goals and aspirations. Here are great tips to get you started in Real Estate investing.1. Compare property values and rents A low price can often be justified by a reasonable rent; renters who can afford a high rent can afford to buy instead, so reasonably priced rent is a must. 2. Pay attention to tax laws Don't base your tax investment on current tax laws. The tax code is constantly changing, and a good investment is a good investment regardless of the tax code. The right property with the right financing is what you should look for as an investor. 3. Specialize in something you know Start in a market segment you know and hire a Real Estate Agent that works in the area. Whether you focus on fixer-uppers, foreclosures, starter homes, low-down payment properties, condominiums you'll benefit from experience by specializing in one aspect of investment real estate properties. 4. Know the costs before getting started What will your operating expenses be? loan payments? Vacancy costs? Taxes? repairs? What does the cash flow statement look like? These are key issues that must be addressed before making a solid investment. Always have cash reserves5. Know where your tenants are coming from Why are people renting in this area? work, schools, great rental rates etc. 6. Assess the tax situation Taxes are an integral part of successful real estate investing, and they often make the difference between a positive cash flow and a negative one. Know the tax situation, and see how it can be manipulated to your advantage. It may be a good idea to consult a tax advisor. 7. Investigate insurance coverage If a seller's coverage is based on lower-than-current replacement value, your insurance cost may increase when you pay a higher purchase price. 8. Confirm utility costs Ask the local utilities to verify recent utility expenses, especially if any of these costs are included in your tenant's rent. Also it will be harder to rent if utility cost are high. 9. Inspect Make sure that you always perform a thorough inspection of the property before buying it. Never, ever buy any property without at least examining the site. In some cases, hiring professional inspectors to examine the structural mechanical system may be a sound investment. Cynthia White is a Realtor located in Brevard County, Florida with EXIT Island & Beach Realty. She is currently helping Buyers, Sellers,Investors and Renters find the homes and properties of their choice. She is a current investor in todays market. I can be reached at 321.652.1974 Direct, or via email cwhitesellhouse@yahoo.com Search the Brevard MLS for Free http://cwhite.islandandbeachteam.com/