Here are some ways for home buyers to get in shape to find the home that fits their budget:
Debt to income — Home buyers should spend 28% or less of their gross income, and should be careful not to exceed that amount. However, maximum debt to income ratios differ for each mortgage program: FHA 45 to 50% max VA 45 to 50% max Conventional 28 to 36% Debt payments — A home buyer’s mortgage, credit card bills, car and student loans, (0 comments)
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