I have been getting quite a bit of questions lately such as are banks still doing mortgages? Do you have to put 20% down? Do you have to have perfect credit? Are there any no income verification loans? Are rates going down? So I thought I would share the answers: Banks are very much still doing mortgages. Fannie Mae, Freddie Mac, FHA will all still do loans with as little as 3% down at still very attractive rates. VA and CHFA still do 100% financing FHA will still write loans with credit scores as low as 580. Fannie … (6 comments)
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