credit: The best way to get an FHA Loan in Lee's Summit - 08/19/15 11:34 PM
If your buying a home & considering Lee's Summit Missouri as an option, I'd like to share with you The best way to get an FHA Loan in Lee's Summit.  While we could spend hours and hours discussing what a great place Lee's Summit MO is to live; with its great schools and amenties that rival any place around the metro, we can't blame you for looking for a home there.
Rather than talk about all the things that are great about Lee's Summit, we'd reather talk to you about The best way to get an FHA Loan in Lee's Summit, because … (3 comments)

credit: 4 things you need to know about mortgages - 07/30/15 11:22 PM
We're interested in helping you learn all about home loans, so we wanted to share with you 4 things you need to know about mortgages. So without hesitant one second more here are the 4 things!
Before looking for a home you should get pre-approved.Pre-approval is the easiest way for you to have peace of mind when you're looking for a home and needing to find a mortgage. Getting a pre-approval letter from a local mortgage company will keep your house hunting stress free and many people accept pre-approval letters as if they were money in the bank.  Getting pre-approved is … (1 comments)

credit: How Long Do I Have to Wait After a Bankruptcy - 07/07/15 11:46 PM
 If you've experienced bankruptcy you might be asking How Long Do I Have to Wait After a Bankruptcy to purchase a home?  The truth is thatwe know that this doesn't make you a bad person, it happens to good people, sometimes bad things happen and we can't control it. So you might need to know how long you've got to wait after to get a home loan.  If you'll take just a moment and watch this short episode from our "Ask Darren" series which answers your question How Long Do I Have to Wait After a Bankruptcy?  We take just a … (2 comments)

credit: When Can I Buy a New Truck - 07/07/15 12:12 AM
When you're going through the mortgage process there's a few things you need to do, but we get asked a lot: When Can I Buy a New Truck?  We understand that you really want that new truck to help you move the stuff from your old house or apartment into your new place, but there's a something you need to know while you're in the home loan process...Watch an episode from our "Ask Darren" series where we talk to a local Kansas City realtor about how this can affect your mortgage. 
If you're ready to get started on a home loan … (2 comments)

credit: 10 Commandments of Home Loans - 07/02/15 12:26 AM
There are just a few things that you shouldn't do when you're buying a home and this infographic pretty much sums up what we think about those things.  So sit back, scroll down and enjoy the 10 Commandments of Home Loans - we say home loans because well, that's the hard part of buying a home!
Originally posted at The Lighter Side of Real Estate

credit: VA Loan Lee's Summit - 04/30/15 12:08 AM
If you're a military serviceman or woman, whether active-duty or retired the best home loan for you is the VA Loan Lee's Summit.
Some of the reasons that the VA home loan is the best for our armed forces members are:
No Down Payment Typically Lower Interest Rates Relaxed Credit Standards (but you will have to have good credit to qualify) Caters only to United States Military Members You can use it repeatedly Loan Limit of $417,000 in the Lee's Summit MO/Kansas City Missouri area  
If you're considering purchasing a house and you've served our country in any of the branches of … (3 comments)

credit: Waiting After a Bankruptcy - 03/30/15 12:20 AM
Maybe you weren't expecting it, your credit slipped, something happened and now you're waiting after a bankruptcy wondering if you can buy a new home?  The good news is that having a bankruptcy doesn't end your dreams of owning a house, however it may delay them by a few years.  A Realtor in the Kansas City area joined our local Lee's Summit Missouri mortgage lender, Darren Copeland, in our Ask Darren series to ask this very question about waiting after a bankruptcy.  Watch the video below to find out more about how this unfortunate circumstance can be overcome to help you … (0 comments)

credit: Lee's Summit Mortgage - 10/15/14 01:20 AM
It's time to take a brake from cheering the Royals to their first World Series in 30 years and start looking towards your Lee's Summit Mortgage.  The home loan process isn't a difficult one to begin, in fact we're going to give you the first two steps in the process, so you can get a head start on finding that new home!
The First step in the Lee's Summit Mortgage Process is to get pre-approval from a local lender, like us.  There's a misconception out there that you can get a better mortgage rate with one of these companies that advertise … (2 comments)

credit: Lee's Summit Home Mortgage - 10/08/14 01:13 AM
There are many reasons why you'd want to make the decision to purchase a home and now that you're ready for your Lee's Summit Home Mortgage and that is an exciting thing.  There's plenty of stuff to do once you've made this decision to get started down the road to home ownership and it reminds me of one of the most famous lines in one of my favorite movies. "Life moves pretty fast. If you don't stop and look around once in a while, you could miss it." 
1. Pre-approval starts the process.
When it comes to buying a home and … (0 comments)

credit: Ben Bernanke Can't Get Refinance His Mortgage. - 10/03/14 12:16 AM
One of the trending topics on Facebook this morning caught my attention.  The headline of the linked article simply said: "Ben Bernanke Can't Refinance His Mortgage."  If  you're a mortgage broker or even remotely interested in home loans, that should get your attention!  The guy who set the course for interest rates for the entire country can't get a bank to refinance his home loan? Yeah, I know, it seems ridiculous.  Reuters news service reports that Mr. Bernanke makes some pretty good money; reportedly $250,000 per speech!
So why in the world can a guy who makes so much money from … (0 comments)

credit: Get a VA Home Loan in Independence - 10/02/14 12:36 AM
The best thing for our military folks, either active duty or veterans would be to Get a VA Home Loan in Independence,  just contact us at KC Loan Tips, we're all about making the mortgage and home buying process simple, especially for those who have served our country and protected our citizens! I'd like to introduce you to the first step in the process and help you make that most important first step to Get a VA Home Loan in Independence.
To Get a VA Home Loan in Independence is actually a very easy process and I'd like to outline that … (0 comments)

credit: Bad Credit Home Loan Tips - 09/03/14 12:14 AM
When bad credit habits and low credit scores rear their ugly heads it can cause many consumers to miss out on low interests or other lending opportunities. The good news is that it is never too late (or too soon) to start working to repair your credit, so we thought we'd show you some of our Bad Credit Home Loan Tips for getting mortgage ready.
The first thing you need to do is to get a complete picture of your financial situation. Write down all of the different amounts that you owe, the amount of your monthly payments and also the … (2 comments)

credit: How Do I Get a Home Loan - 08/29/14 01:34 AM
How Do I Get a Home Loan is a great question to ask when you're thinking about purchaseing a home. everyone needs to know where to start and finding out how you begin the home loan process is the best place to start.
Finding a local Lender. This is quite possible the most important part of getting started.  As you proceed onward in the mortgage process you're going to need to provide a bunch of financial documents and I don't know about you but providing those to someone who is a complete stranger to me seems a bit sketchy.  If you … (6 comments)

credit: When is the Time to Buy a Home in Kansas City - 08/26/14 11:49 PM
We talk to people all the time that are beginning their home buying process and they all typically start with the same question: When is the the Time to buy a Home in Kansas City?  We've answered this question so many times that we thought it was high time to write a blog about how you go about deciding to purchase a home in KCMO.  Below we've listed some of the conditions you might consider when deciding When is the Time to Buy a Home in Kansas City.
1. Downpayment Time
One of things that people tend to forget about when … (2 comments)

credit: Lees Summit Home Loan Pre-Approval - 04/12/13 01:37 AM
Lees Summit Home Loan Pre-Approval
If you currently live in the Kansas City/Lees Summit area, now is the time to buy a house.  Did you know it's 68% cheaper to buy a home vs. renting according to CNN Money?  Now is the time to buy, the housing market is making a comeback and is headed back to where it was pre-crash!  So what does that mean for you? It means that more houses are coming on the market and interest rates are still low.  You should always begin your housing search by getting pre-approved for a Lees Summit Home Loan.  Getting … (0 comments)

credit: Credit and Loan Approvals - 08/24/11 09:40 AM
Credit and Loan Approvals
Credit can be either a peaceful or very scary thing for most homeowners. But especially when the home loan process is involved, credit can be crucial to your rate and approval process. If you'd like to start the process of getting a loan, get pre-approved here.
What most people don't realize is that some of the little things you do can affect your credit in big ways.  Here's a list of things that I reccomend continuing to do and somethings that if you are doing them, you need to stop.  Let's call it the "Do's & Don'ts … (2 comments)

Darren Copeland, Darren Copeland (Leader One Financial)

Darren Copeland

Darren Copeland

Lee's Summit, MO

More about me…

Leader One Financial

Address: 4967-B NE Goodview Circle, Lees Summit, MO, 64064

Office: (816)268-4025

Fax: (816)795-7005

Email Me

This is Darren Copeland's Blog, Darren is a Senior Mortgage consultant and mortgage banker in Lees Summit, MO and for the rest of the Kansas City Area with Leader One Financial. We specialize in Home Mortgage loans specifically FHA loans, VA Loans, Conventional loans and even reverse mortgages for seniors! Check our blog for information about Home Loans and Mortgage tips and news for Home Buyers and; Real Estate Agents! Call us today to get started (816) 268-4025



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