darren copeland: What's the difference between Mortgage Programs
- 04/03/15 02:17 AM
We're experts on just about any home loan you can get, but What's the difference between Mortgage Programs? Many people call us to get pre-approved and many of those same people don't know what program they qualify for, let alone how those programs differ from each other! Our primary focus when it comes to helping people get their home loans are on FHA, USDA, VA and Conventional loans. We've made it our business to know as much as we can, so you don't have to figure it out on your own, A local realtor asked our mortgage loan expert, Darren Copeland … (5 comments)
darren copeland: The Biggest Challenge in the Mortgage Process
- 04/02/15 03:56 AM
Do you know what your mortgage lender says the Biggest Challenge in the Mortgage Process is; it may be something that you can do something about as your journeying through your home loan! We asked Darren Copeland, a Lee's Summit Missouri Loan officer to answer some of the most common questions that people have when it comes to purchasing a home or going through the mortgage process. We've invited local realtors from all over the Kansas City area to ask Darren questions that they hear most often, and this one is a great questions. Watch the video below to see Darren's … (0 comments)
darren copeland: How Much Money Will I Need for Closing Costs
- 04/01/15 01:23 AM
One of the most frequent questions we get asked after people get pre-approved for their home loan is How Much Money Will I Need for Closing Costs. So in this episode of Darren Copeland's "Ask Darren" webseries featured on YouTube, a local Kansas City realtor asks him what about those mortgage related closing costs.
Darren and his team at KC Loan Tips are always striving to help people on the lookout for a the best mortgage deals not only get the right home loan, but also to educate them throughout the entire process. They're one of the consistently ranked … (0 comments)
darren copeland: When Should I Buy Furniture?
- 03/31/15 04:02 AM
When Should I Buy Furniture? We're continuing blogging through our Ask Darren Series on YouTube, and we wanted you to know what the best time to buy furniture is when you're purchasing your new home! Darren Copeland, your Lee's Summit MO home loan expert sat down with a local Kansas City area realtor and discussed this question on episode 4 of our 'Ask Darren' web series for KC Loan Tips. Click below to watch the video!
Now that you know the answer to When Should I Buy Furniture for your new home purchase you should really consider the benefits … (2 comments)
darren copeland: Waiting After a Bankruptcy
- 03/30/15 12:20 AM
Maybe you weren't expecting it, your credit slipped, something happened and now you're waiting after a bankruptcy wondering if you can buy a new home? The good news is that having a bankruptcy doesn't end your dreams of owning a house, however it may delay them by a few years. A Realtor in the Kansas City area joined our local Lee's Summit Missouri mortgage lender, Darren Copeland, in our Ask Darren series to ask this very question about waiting after a bankruptcy. Watch the video below to find out more about how this unfortunate circumstance can be overcome to help you … (0 comments)
darren copeland: Starting the Home Buying Process
- 03/27/15 12:12 AM
Many people are confused when it comes to Starting the Home Buying Process, but why is that? We find that people just get excited about finding a home and we completely understand, what's not to get excited about finding that place to raise your family, to invite friends over for a backyard BBQ. As you're dreaming about these things you need to realize that finding the home is often not the first step in the mortgage process, in fact, it's the 3rd step of the process. The first step of the home loan process would be to find a local mortgage … (0 comments)
darren copeland: First Time Home Buyers Lee's Summit
- 03/25/15 11:53 PM
If you're a first time home buyer Lee's Summit MO is a great place to purchase a house and raise a family. Living and working in this part of the Kansas City area is one of the dreams of many people looking for great neighborhoods and great schools. If you're looking to purchase your first home there's a few things you should know, that's why Darren Copeland created this video just for you as a way to talk to you about these need to know topics when buying your first home.
One of the things Darren mentions in this video … (0 comments)
darren copeland: What is Premium Mortgage Insurance
- 03/25/15 01:48 AM
Of all the questions that we get asked on a regular basis , What is Premium Mortgage Insurance is probably the one of the most common. When we're working on an FHA mortgage we're always explaining to people how PMI works and letting them know why they have to pay an extra fee or two when picking up that really great 3.5% downpayment that accompanies FHA Home Loans. One of the videos in our Home Loan Tips series explains this often misunderstood and unexplained portion of FHA mortgages, watch the video below with out mortgage expert Darren Copeland, where Darren answers … (2 comments)
darren copeland: How Much Can I Afford?
- 03/24/15 12:23 AM
When it comes to buying a home one of the first questions you're going to ask yourself is "How Much Can I Afford," and that's where the tried and true process of getting pre-approved comes in handy. Pre-approval is the first step in any mortgage process (and you can start the application here,) it basically gives us a head start in understanding how much income you make and how many expenses you have and from that we can figure out a rough estimate of how much of a house you can afford to purchase. If you'd like to learn more about … (2 comments)
darren copeland: Documents You'll Need to Get a Mortgage
- 03/23/15 02:35 AM
The mortgage process with a new client and you're going along swimmingly then; there's always surprise at the Documents You'll Need to Get a Mortgage! There's quite a big list of stuff that you'll need now and below we've got a mortgage expert from LeaderOne Financial who answers the questions of what paperwork you'll need to show your mortgage lender when it's time to purchase a home. It's great information for anyone who is looking to get a home loan, so with further hesitation, click play below!
Now that you've met Lees Summit Missouri's #1 mortgage lender, Darren Copeland, You … (0 comments)
darren copeland: House or Lender First?
- 03/19/15 12:59 AM
One of the questions we run into a lot when people are working with a realtor or asking us: Should I find a House or Lender First? We asked our local mortgage expert, Darren Copeland of KC Loan Tips and LeaderOne Financial, to answer this question and here's the answer he gave us!
It's that simple if you want to have a stress free home loan process and eliminate all the possible worries of finding a house but not being able to afford it; You should pick your lender first. If you would like to get pre-approved with us you … (2 comments)
darren copeland: Getting Pre-approved in Lee's Summit
- 03/18/15 01:33 AM
Getting Pre-approved in Lee's Summit MO is probably easier than you think it is, especially if you're using a local lender with a local LSMO office. Darren Copeland (who stars in the video above,) from LeaderOne Financial, is ready to help you understand and get pre-approved as soon as your ready to start your home buying process. Darren and his KC Loan Tips team are ready to help you as you work your way through your VA, FHA, USDA or Conventional home loan process. With our in house underwriters and a mortgage loan processor in our office we can assist … (0 comments)
darren copeland: What You Need to Know to Buy a Home.
- 03/17/15 01:25 AM
What You Need to Know to Buy a Home. We've launched a web series on our YouTube Channel called "Ask Darren," and we'd like to invite all our friends and even folks we don't know to take a moment and watch these short videos. We sat down with one of our realtor friends and had her ask Darren Copeland of LeaderOne Financial to help us understand all the complexities of the process of getting a mortgage to purchase a home. No matter if you're in the market for an FHA, USDA, VA or Conventional home loan, Darren and his team at … (0 comments)
darren copeland: Kansas City Mortgage Tip of the Week
- 03/16/15 12:48 AM
Kansas City Mortgage Tip of the Week I was recently going through some of our old videos on our YouTube Channel and I came across one of our tips of the week that still applies today, it's a few do's and don'ts as you go through the mortgage process.
It makes me kind of nostalgic to see our old KC Loan Tips office and know that since then we've been growing our LeaderOne Financial business to be one of the best mortgage loan offices in the Kansas City, MO area. I've been doing this for about ten years and a … (1 comments)
darren copeland: Mortgage Rates Only Go So Far
- 03/12/15 05:16 AM
When you're looking for a company or really a person to finance your home loan, there's one truth that many people miss: Mortgage Rates Only Go So Far. A lower mortgage rate is going to benefit you in the long run, but sometimes you have to considersome of the other parts of the home loan that fits your needs and not just getting that lower rate. Here are some two examples that illustrate why focusing just on the rate may not always be the best option. 1. Rates only go so far when using a nationwide lender. I hear people say … (0 comments)
If you need some Home Loan Tips Lee's Summit MO folks, then let us be ones who can help you out! Our youtube channel is filled with videos (especially the home loan tips playlist) that can help you understand what you need to do to get "mortgage ready." The video series starts with the above video about why picking a local mortgage lender is a good choice and then proceeds on to explain more about the entire home loan process, such as why you need to get pre-approved, What's earnest money, and many other questions that people who are … (0 comments)
darren copeland: Mortgage Don'ts
- 03/11/15 04:27 AM
We're in the mortgage business and nothing makes us more sad than when people do one of our Mortgage Don'ts. So we're took a few minutes to create the above video to tell you some of our pet peeves in the home loan industry. All of the things in this list can derail your pre-approval process and ultimately your home buying journey! So, if you haven't already watched the video above from our Local Kansas City Mortgage Lender Darren Copeland (LeaderOne Financial & KC Loan Tips) who quickly explains these Mortgage Don'ts: Make any major purchases such as a car, … (2 comments)
darren copeland: Reverse Mortgage Overland Park
- 03/08/15 11:23 PM
The Reverse Mortgage Overland Park program operated by KC Loan Tips, a branch of LeaderOne Financial is one of the best programs out there for seniors who are over the age of 62 and needed a bit more income. If you haven't watched the video above and met our loan officer Darren Copeland - then please do now, not only will you get to know Darren, but you'll also learn a few great things about why getting a reverse mortgage can benefit you. Some of the good things about this program are: 1. You'll increase your income by leveraging the … (0 comments)
darren copeland: Lee's Summit First Time Home Buyers
- 03/05/15 10:11 PM
Spring's just around the corner many people are ready to move into their first home, that's why we'd like to help all Lee's Summit First Time Home Buyers understand more about the home loan process and what it takes to make sure you get the best mortgage rates and the most stress-free process when buying that new house! We know that taking time out of your day to read endless blogs and websites can really suck up your time, so we asked our local LeaderOne Financial mortgage guru and author of "The Home Buying Handbook," Darren Copeland to take a few … (0 comments)
darren copeland: Lee's Summit Local Lenders
- 03/05/15 04:55 AM
All over the country people are saying that food that is local grown has health benefits & economic benefits. It's the same for Lee's Summit Local Lenders! At first I didn't think there could be health benefits to using a local lender for your VA, USDA, FHA or Conventional Home Loan, but after thinking about it for a few minutes I see some benefits in the health area and I do know that there are definitely reasons why using a local lender helps the economy of your area, in our case, Kansas City, MO. Darren Copeland and his team from KC … (0 comments)
This is Darren Copeland's Blog, Darren is a Senior Mortgage consultant and mortgage banker in Lees Summit, MO and for the rest of the Kansas City Area with Leader One Financial. We specialize in Home Mortgage loans specifically FHA loans, VA Loans, Conventional loans and even reverse mortgages for seniors! Check our blog for information about Home Loans and Mortgage tips and news for Home Buyers and; Real Estate Agents!
Call us today to get started
(816) 268-4025
We're experts on just about any home loan you can get, but What's the difference between Mortgage Programs? Many people call us to get pre-approved and many of those same people don't know what program they qualify for, let alone how those programs differ from each other! Our primary focus when it comes to helping people get their home loans are on FHA, USDA, VA and Conventional loans. We've made it our business to know as much as we can, so you don't have to figure it out on your own, A local realtor asked our mortgage loan expert, Darren Copeland … (5 comments)
;)
;)
