house: Mortgage Loans in Independence Missouri - 11/06/15 02:36 AM
If you are a Home Buyer looking for Mortgage Loans in Independence Missouri, there are many mortgage loan programs available just for you. The following list shows the most common Home Buyer Mortgage Loans in Independence, Missouri. The common features of these programs are low or no down payment requirements and easier qualifying standards.  We're ready to help you with all your pre-approval needs - apply now for pre-approval!
FHA Loans:  FHA is one of the most common home buyer loans today. FHA loans offer a low 3.5% down payment requirement, and easier qualifying standards than other types of loans. FHA … (1 comments)

house: Manhattan VA Loan - 11/02/15 12:58 AM
We're offering a Manhattan VA Loan to all our Army, Navy, Air Force, Marine, Coast Guard, National Guard and Reserves military members who live in the Kansas City area and are looking for a place to live.  If you're wanting to purchase a home in the Manhattan Kansas area and have your DD214 or COE, we can help - actually, even if you don't have those we can help you get them so you can get your VA home loan.  The VA Mortgage program was started to help soldiers returning from war be able to pick up the pieces of their … (0 comments)

house: Kansas City Military Loans - 10/14/15 01:32 AM
Every day it seems the the military is on the news in some capacity, and every time we see it, we're so thank for for what our active duty military folks are doing and for our military veterans for what they've done.  We are often confounded by trying to figure out how to say thank you to these folks, so we decided about 10 years ago the best thing we could do would be to offer you a website along with the best service and the best Kansas City Military Loans to all our Army, Navy, Air Force, Marine, Coast Guard, … (1 comments)

house: 3 simple mortgage tips - 09/21/15 03:00 AM
We're interested in helping you learn all about home loans, so we wanted to share with you 3 simple mortgage tips. So without hesitant one second more here are the 3 things!
Know your credit score (roughly).The best way to handle a problem is to know the issues before the problem comes up, and knowing your credit score can help you while your getting pre-approved. You can get pre-approved online with us, and we'll calculate the maximum amount of money you can borrow.  Just be aware that your credit will be checked in this process and you must meet minimum standards … (0 comments)

house: 3 tips to help your pre-approval - 09/15/15 04:28 AM
In today's real estate world everyone is looking for a edge to purchase a new home, so we thought we'd give you 3 tips to help your pre-approval process.  The pre-approval process is the first step in the mortgage process  and gets you set up to purchase your dream home, and also helps your lender determine what home loan you qualify for. Whether it's an FHA, USDA, VA and Conventional loans, you'll need to get pre-approved through a local lender and we'd like to help you get ready for getting pre-approved!
Keep it togetherThe Darren Copeland Mortgage Team tries to do … (3 comments)

house: 3 overlooked concerns when buying a home - 09/08/15 02:45 AM
If you're looking to buy a home soon, then there are some areas of concern that you need to know about when looking for a home, and when your ready to purchase let us help you with the pre-approval and financing!
While I'm not a pro when it comes to finding real estate (but I can refer you to some if you need) - I do understand that it's important to think ahead when buying a house.
As you tour homes in search of your next residence, here are the 3 overlooked concerns when buying a home
1. Be concerned about the Big Picture.Look … (10 comments)

house: Lee's Summit's Best Mortgage - 09/02/15 11:36 PM
We're a local Lee's Summit, Missouri lender and we get asked all the time, what's Lee's Summit's Best Mortgage for ______________.  (You can fill in the blank with whatever niche, first time home buyers, veterans, active-duty military, underwater-banjo-playing-kite-surfers, we've heard it all here at Darren Copeland's office.) We've wanted to know and understand which loan is the best for certain groups of people.  While each loan is not really specific to Lee's Summit, MO, they will generally be the best for anyone in the Kansas City Missouri or Kansas area, or really anywhere in the nation. We'll go through our list … (2 comments)

house: The best mortgage in Lee's Summit - 08/10/15 02:19 AM
We're a local Lee's Summit, Missouri lender and we get asked all the time, what's The best mortgage in Lee's Summit for ______________.  Fill in the blank with whatever niche, first time home buyers, veterans, active-duty military, underwater-banjo-playing-kite-surfers, we've heard it all here at Darren Copeland's office and because of that we've created a handy guide that can help you  understand which loan is the best for certain groups of people.  While each loan is not really specific to Lee's Summit, MO, they will generally be the best for anyone in the Kansas City Missouri or Kansas area. We'll go through … (0 comments)

house: Getting Mortgage Ready - 08/03/15 02:03 AM
 
 
Mortgage consultant Darren Copeland and his experienced home loan team are committed to educating home buyers about home loans, purchasing a new home, refinancing and credit repair and helping people in Getting Mortgage Ready. LeaderOne Financial has helped home owners choose the best home loan program, from FHA, VA, USDA, and Conventional loans along with Reverse Mortgages and Refinancing Darren will make sure you receive the most affordable home loan rates in Lees Summit Missouri and has been doing it for over 10 years.
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house: Buying a Home in Lee's Summit - 07/29/15 11:49 PM
If you're interested in Buying a home in Lee's Summit Missouri, one of Kansas City MO's finest suburbs then there are a few things you need to know.  Before we get to that list though there is one thing you need to know: the real estate market is going crazy and houses aren't staying on the market long and that adds another factor into your decisions. Time, and you don't have much of it. So here's a list of things you need to have ready when it's time to go house shopping.
A Good RealtorOne of the things we see all … (0 comments)

house: How Much Money Do I Need for Closing - 07/09/15 12:39 AM
We're used to it, we get asked questions all the time. So we created a forum to answer those on our youtube channel and today we'd like to answer How Much Money Do I Need for Closing? Just watch the embedded video below where we discuss with a local Kansas City, Missouri realtor all the steps and processes that go into determining how much money you're going to have to pay in closing costs.  So without wasting much more time here's the answer to your question: How Much Money Do I Need for Closing?
Now that you've met our Loan Officer Darren … (2 comments)

house: 10 Commandments of Home Loans - 07/02/15 12:26 AM
There are just a few things that you shouldn't do when you're buying a home and this infographic pretty much sums up what we think about those things.  So sit back, scroll down and enjoy the 10 Commandments of Home Loans - we say home loans because well, that's the hard part of buying a home!
Originally posted at The Lighter Side of Real Estate
(1 comments)

house: 3 facts you need to know about USDA Loans - 06/26/15 01:36 AM
Not many people know about USDA home loans, but here are 3 facts you need to know about USDA Loans, which could be the right home loan for you!
The USDA home loan program was developed to spur growth in the rural areas of the United States.  It's a government backed mortgage, which means the government insures your loan, while an experienced mortgage lender will  handle all the other details of your loan. It's important to pick a lender who knows what they are doing with loans like the USDA loan, because there can be some peculiarities and having experience with … (2 comments)

house: VA Loans for Lee's Summit Homes - 06/15/15 12:59 AM
There's nothing better than VA Loans for Lee's Summit Homes!  It's probably the best mortgage program out there right now and it's a great way to get a new home, however there are some qualifications that you must meet to get a VA home loan!  We'd like to cover those in this blog post and help you understand why this mortgage program is the best out there.
In order to get a home in Lees Summit, MO using a VA Loan you'll need to do the following things.
Served active duty in ANY branch of the United State Armed ForcesAir Force, Army, … (0 comments)

house: The Importance of a Real Estate Agent - 06/09/15 02:04 AM
If you’re ready to become a homeowner,  it’s important to work with someone with local credibility and a reputation for honesty. That's the importance of a real estate agent.
For home buyers, the real estate market can be foreign. Therefore, working with a trustworthy real estate agent will help home buyers feel more comfortable. Below are reasons why it’s important to work with a local real estate agent.
The real estate agent will know and understand the market.
Real estate agents are needed to understand the state of the local market and they take it as a full time job. In fact, they fully … (2 comments)

house: 3 Tricks to Choosing the Right Home - 06/01/15 12:59 AM
You're looking into VA loan benefits, you're most likely house hunting.
While I'm not a pro when it comes to finding real estate (but I can refer you to some if you need) - I do understand that it's important to think ahead when buying a house.
As you tour homes in search of your next residence, here are the 3 Tricks to Choosing the Right Home.
1. Thing Big PictureLook ahead and come up with a 5 or 10-year-plan as you house hunt. Will you start a family, raise a family or even become empty-nesters? Will you want more room to host big … (0 comments)

house: Waiting After a Bankruptcy - 03/30/15 12:20 AM
Maybe you weren't expecting it, your credit slipped, something happened and now you're waiting after a bankruptcy wondering if you can buy a new home?  The good news is that having a bankruptcy doesn't end your dreams of owning a house, however it may delay them by a few years.  A Realtor in the Kansas City area joined our local Lee's Summit Missouri mortgage lender, Darren Copeland, in our Ask Darren series to ask this very question about waiting after a bankruptcy.  Watch the video below to find out more about how this unfortunate circumstance can be overcome to help you … (0 comments)

house: House or Lender First? - 03/19/15 12:59 AM
One of the questions we run into a lot when people are working with a realtor or asking us: Should I find a House or Lender First?  We asked our local mortgage expert, Darren Copeland of KC Loan Tips and LeaderOne Financial, to answer this question and here's the answer he gave us!

It's that simple if you want to have a stress free home loan process and eliminate all the possible worries of finding a house but not being able to afford it; You should pick your lender first.  If you would like to get pre-approved with us  you … (2 comments)

house: Reverse Mortgage Independence - 01/25/15 10:42 PM

 
The Reverse Mortgage Independence program is a program developed to keep Senior Citizens (defined as people over the age of 62) in their homes but to also provide them with the income that they might be in need of.
One of the biggest concerns that we here at KC Loan Tips come across when people are investigating the reverse mortgage is that they are afraid of losing their home, we assure you that this isn't the case.  In fact, the reverse mortgage is only paid back on the selling of the home that it's taken out on!  It's that … (0 comments)

house: Lee's Summit Mortgage - 10/15/14 01:20 AM
It's time to take a brake from cheering the Royals to their first World Series in 30 years and start looking towards your Lee's Summit Mortgage.  The home loan process isn't a difficult one to begin, in fact we're going to give you the first two steps in the process, so you can get a head start on finding that new home!
The First step in the Lee's Summit Mortgage Process is to get pre-approval from a local lender, like us.  There's a misconception out there that you can get a better mortgage rate with one of these companies that advertise … (2 comments)

 
Darren Copeland, Darren Copeland (Leader One Financial)

Darren Copeland

Darren Copeland

Lee's Summit, MO

More about me…

Leader One Financial

Address: 4967-B NE Goodview Circle, Lees Summit, MO, 64064

Office: (816)268-4025

Fax: (816)795-7005

Email Me

This is Darren Copeland's Blog, Darren is a Senior Mortgage consultant and mortgage banker in Lees Summit, MO and for the rest of the Kansas City Area with Leader One Financial. We specialize in Home Mortgage loans specifically FHA loans, VA Loans, Conventional loans and even reverse mortgages for seniors! Check our blog for information about Home Loans and Mortgage tips and news for Home Buyers and; Real Estate Agents! Call us today to get started (816) 268-4025


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