independence: Mortgage Loans in Independence Missouri - 11/06/15 02:36 AM
If you are a Home Buyer looking for Mortgage Loans in Independence Missouri, there are many mortgage loan programs available just for you. The following list shows the most common Home Buyer Mortgage Loans in Independence, Missouri. The common features of these programs are low or no down payment requirements and easier qualifying standards.  We're ready to help you with all your pre-approval needs - apply now for pre-approval!
FHA Loans:  FHA is one of the most common home buyer loans today. FHA loans offer a low 3.5% down payment requirement, and easier qualifying standards than other types of loans. FHA … (1 comments)

independence: Independence VA Loans - 10/28/15 02:28 AM
Every day it seems the the military is on the news in some capacity, and every time we see it, we're so thank for for what our active duty military folks are doing and for our military veterans for what they've done.  We are often confounded by trying to figure out how to say thank you to these folks, so we decided about 10 years ago the best thing we could do would be to offer you a website along with the best service and we offer the best Independence VA Loans to all our Army, Navy, Air Force, Marine, Coast … (0 comments)

independence: Independence mortgage expert - 10/20/15 12:12 AM
If you're trying to buy a new home or looking to buy your first home you need a Independence mortgage expert and we know one who's ready to help you!  Darren Copeland is the premiere home loan guy in Lee's Summit Missouri that services the entire metro area (including Kansas as well).  What makes Darren the go-to-guy when it comes to home loans and home financing?  It's because Darren and his team are commited to educating you through your home buying process and making it as stress free as possible! We'll help you understand all your options and we'll go through … (0 comments)

independence: Reverse Mortgage Independence - 01/25/15 10:42 PM

 
The Reverse Mortgage Independence program is a program developed to keep Senior Citizens (defined as people over the age of 62) in their homes but to also provide them with the income that they might be in need of.
One of the biggest concerns that we here at KC Loan Tips come across when people are investigating the reverse mortgage is that they are afraid of losing their home, we assure you that this isn't the case.  In fact, the reverse mortgage is only paid back on the selling of the home that it's taken out on!  It's that … (0 comments)

independence: FHA Home Loan Independence - 10/29/14 12:21 AM
If you've never bought a house before and are thinking about it now, KC Loan Tips FHA Home Loan Independence could be the right option for you.  Interest rates are still low and many of the benefits of the FHA Home Loan program are especially helpful to first time home buyers!  If you're even considering a purchasing a home or moving here are some of the best attributes of the FHA Home Loan Independence and get pre-approved for this great program right now!

Here are some of the benefits:
1. Down payment is only 3.5% of the purchase price
2. The … (0 comments)

independence: Kansas City Home Loan - 10/20/14 01:18 AM
Holy Cow! I can't believe it!  The fountains are dyed blue and it's a great time to be living in Kansas City and to be a lifelong Royals fan.  I am so proud of my hometown Royals, but I love my city! It's a great place to live and a great place to work, that's why we offer the best Kansas City Home Loan!  Whether you're looking to get an FHA, VA, USDA, or conventional loan we're the best in KC, well, I may be a bit biased on that fact, but here are some other easy to remember and important … (0 comments)

independence: Independence Mortgage - 10/17/14 12:39 AM
Independence Mortgage loans are great for people who are ready to move into their first home, or ready to move into a new home!  In this blog post  we're going to let take a peek at the first two steps in the home loan journey, so you'll know what to expect!
The First step in any Independence Mortgage Process is to get pre-approval from a local lender, like us.  There's a misconception out there that you can get a better mortgage rate with one of these national conglomerations that do everything online, but that's simply not true.  Much of the time,  … (0 comments)

independence: Mortgage 101 - 10/06/14 11:47 PM
It's not suprising that people have tons of questions about getting a mortgage, in fact, we do tons of blogging on topics to help people understand what they need to know.  That's why we decided that Active Rain was a great place to get the word out on our Mortgage 101 series.  We're big fans of Google and now that Google owns YouTube we're even bigger fans.  We've created an entire youtube playlist dedicated to answering what we believe are the most important questions you need answers to during the home loan process.   A lot of mortgage lenders are just out … (0 comments)

independence: Get a VA Home Loan in Independence - 10/02/14 12:36 AM
The best thing for our military folks, either active duty or veterans would be to Get a VA Home Loan in Independence,  just contact us at KC Loan Tips, we're all about making the mortgage and home buying process simple, especially for those who have served our country and protected our citizens! I'd like to introduce you to the first step in the process and help you make that most important first step to Get a VA Home Loan in Independence.
To Get a VA Home Loan in Independence is actually a very easy process and I'd like to outline that … (0 comments)

independence: How Do I Get a Home Loan - 08/29/14 01:34 AM
How Do I Get a Home Loan is a great question to ask when you're thinking about purchaseing a home. everyone needs to know where to start and finding out how you begin the home loan process is the best place to start.
Finding a local Lender. This is quite possible the most important part of getting started.  As you proceed onward in the mortgage process you're going to need to provide a bunch of financial documents and I don't know about you but providing those to someone who is a complete stranger to me seems a bit sketchy.  If you … (6 comments)

independence: What is a Debt to Income Ratio - 04/04/13 03:01 AM
What is a Debt to Income Ratio
Today I wanted to talk with you about Debt to Income Ratios and your loan.
Get Started by being Pre-Approved for you Loan here!
One of my favorite authors is Dave Ramsey and he is always talking about having your financial house in order which is great advice and really makes sense when you're purchasing a home. 

Our goal is to first get you pre-approved which you can do here, and then get you through the mortgage process as easily and stress free as possible and then get you into your new home ASAP! Through … (0 comments)

independence: Independence Home Loan - 04/02/13 04:42 AM
Independence Home Loan
It happens to be that season again, the trees are beginning to bud, the grass looks a lttle bit greener and best of all the weather is getting warmer!  It's time to fire up the BBQ grill and now have some fun in the backyard!  It's typically this time of year when people start thinking about getting into a new home or for a few people it's time to stop renting, avoid wasting cash and purchase that first dream home!
Purchasing a house can be one of the most enjoyable yet daunting tasks out there, it's fun to check … (0 comments)

independence: Independence FHA Loan - 03/27/13 01:51 AM
Independence FHA Loan
Are you a First time home buyer living in Independence, MO? and you're the first to admit that you don't really understanding the whole FHA Loan?  Don’t be anxious, you’re not alone trying to navigate these treacherous home purchase waters, and we're here to help you make it through to your destination of being a home buyer and we can certainly help to clear this up. Many first time homebuyers aren't  aware the FHA lending loan limits and restrictions however this secret will soon be made clear!
Click here to get pre-approved for an Independence FHA Loan!
What Are … (0 comments)

independence: Who's Your Mortgage Lender? - 03/18/13 04:46 AM
 Who's Your Mortgage Lender?

Hey Guys, it's Darren Copeland your mortgage banker and I'm with Leader One financial here in lee's summit and today the reason why we're doing this video is we want to give you several reasons why you want to use us as your mortgage provider and then also give you some tips and tools to avoid as your own through the mortgage process so for many of you buying your first house or a repeat house.This is going to be the biggest purchase that you guys have in your life and the thing that we wanna … (0 comments)

independence: The Mortgage Lender You Want. (part 3) - 02/21/13 11:17 PM
 The Mortgage Lender You Want. (part 3)
Our last blog post covered the first 4 attributes you should be looking for in a mortgage lender.
1. Courteous & friendly, but also professional and business-like.
2. Takes time to ask you about your goals and helps get you there.
3. Answers your questions directly and completely.
4. Seems sincerely interested in help you meet your goals.
And now here’s Part 3 in our series “The Mortgage Lender You Want.”
1.       The Investigative Journalist – We’ve all seen the episodes of the news where the TV reporter sits down with someone and ask … (0 comments)

independence: The Mortgage Lender You Want (Part 2) - 02/19/13 11:00 PM
 The Mortgage Lender You Want (Part 2)
Our last blog post covered the 1st and 2nd attributes you should be looking for in a mortgage lender.
1.Courteous & friendly, but also professional and business-like.
2.Takes time to ask you about your goals and helps get you there.
And now here's part 2 in our series "The Mortgage Lender You Want."
3.An Expert Witness - We've all seen the courtroom dramas where the expert witness takes the stand and offers up some really convicting evidence about the person who committed the crime in the courtroom that day. Well, you want a mortgage lender … (0 comments)

independence: The Mortgage Lender You Want (Part 1) - 02/18/13 11:50 PM
 The Mortgage Lender you want (part 1)
So you've decided that it's time to buy a house, but just thinking about the words 'mortgage lender' gives you a migraine the size of the living room of the house you want to buy!  What do I know about this whole process? How do I pick a mortgage lender?  Here's what you should be looking for when it comes to what kind of person you want as your mortgage lender.
1. A Good Waiter/Waitress - One of my pet peeves is waiters/waitresses that want to sit down at my table at the restaurant … (0 comments)

 
Darren Copeland, Darren Copeland (Leader One Financial)

Darren Copeland

Darren Copeland

Lee's Summit, MO

More about me…

Leader One Financial

Address: 4967-B NE Goodview Circle, Lees Summit, MO, 64064

Office: (816)268-4025

Fax: (816)795-7005

This is Darren Copeland's Blog, Darren is a Senior Mortgage consultant and mortgage banker in Lees Summit, MO and for the rest of the Kansas City Area with Leader One Financial. We specialize in Home Mortgage loans specifically FHA loans, VA Loans, Conventional loans and even reverse mortgages for seniors! Check our blog for information about Home Loans and Mortgage tips and news for Home Buyers and; Real Estate Agents! Call us today to get started (816) 268-4025


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