kansas: Get Mortgage Ready. - 05/18/15 12:39 AM
We always ask our clients one question when they first come in our offices to discuss getting a home loan "What do I need to do to Get Mortgage Ready?"
Believe it or not, some people don't know the answer to this question, and honestly we don't mind helping people understand what it takes to be mortgage ready.  In fact, we answer this question so much that we've created a video that goes out to folks who are interested in getting a home loan through our office that explains what getting mortgage ready means and how it can affect their home purchasing … (0 comments)

kansas: The 4 Biggest Mortgage Mistakes - 05/05/15 12:11 AM
We live in a world where instant gratification is everything, but the home loan process takes time, so we'd like you to know The 4 Biggest Mortgage Mistakes that can slow down the process.
 1. Lying.
This should be pretty obvious but it never fails that someone doesn't fill us in completely on their financial history, they 'forget' to mention bankruptcies, foreclosures, getting their cars reposessed. When you're filling out your pre-approval application, be honest; because we'll have to come back and verify all that information later in the process, and that means more stress for you and for us as well.
2. Changing … (6 comments)

kansas: Reverse Mortgage Olathe Kansas - 04/15/15 11:14 PM
Seniors living in Olathe Kansas could qualify for the all new Reverse Mortgage Olathe Kansas program offered by LeaderOne Financial.  If you're interested in a great product like this that will allow you to increase your income all while staying in the home that you're currently living in!  You can get pre-approved for this great program through Darren Copeland of LeaderOne Financial and the founder of KC Loan Tips.  His office in Lee's Summit Missouri services the entire Kansas City MO area and are experts when it comes to Reverse Mortgages, (and all the other mortgage stuff too like FHA Home … (2 comments)

kansas: Reverse Mortgage Merriam Kansas - 04/15/15 12:39 AM
One of the greatest mortgage programs out there is the Reverse Mortgage Merriam Kansas, if you're a senior and you're wanting to stay in your house close to that new IKEA.  Then let Darren Copeland of LeaderOne Financial and the founder of KC Loan Tips!  He can help you understand what you need to qualify for this great mortgage program, Darren took some time out of his day to record a quick video below to help you know what you need to know about reverse mortgages. 
There are many benefits to getting a reverse mortgage so if you'll just watch the video … (0 comments)

kansas: Reverse Mortgage Mission Kansas - 04/14/15 01:15 AM
Seniors who are above the age of 62 and are looking for a way to increase their income while staying in their home should look into the Reverse Mortgage Mission Kansas program offered by LeaderOne financial's mortgage expert Darren Copeland.  Darren is the founder of KC Loan Tips, a one stop shop to explain, educate, and lead buyers through the mortgage process.  If you're interested in getting a Reverse Mortgage or perhaps you know someone who is interested in getting a home loan, you can get pre-approved here through Darren's website. 
If you're simply looking for more information about the benefits and … (0 comments)

kansas: What's the benefit of a 20% down payment - 04/09/15 01:10 AM
There are a lot of great mortgage loan options out there, but What's the benefit of a 20% down payment?  Does it really change the terms of getting a home loan that much?  To answer this common questions we're using our youtube channel, a local Lee's Summit Missouri Mortgage expert and a local Kansas City MO realtor to let you know these benefits!
Darren Copeland of LeaderOne Financial and the website KC Loan Tips is a home loan expert who loves to have clients learn during the entire mortgage loan process, and understand what they are getting into as they journey towards … (0 comments)

kansas: How Much Money Will I Need for Closing Costs - 04/01/15 01:23 AM
One of the most frequent questions we get asked after people get pre-approved for their home loan is How Much Money Will I Need for Closing Costs.  So in this episode of Darren Copeland's "Ask Darren" webseries featured on YouTube, a local Kansas City realtor asks him what about those mortgage related closing costs. 

 
Darren and his team at KC Loan Tips are always striving to help people on the lookout for a the best mortgage deals not only get the right home loan, but also to educate them throughout the entire process.  They're one of the consistently ranked … (0 comments)

kansas: Getting Pre-approved in Lee's Summit - 03/18/15 01:33 AM

Getting Pre-approved in Lee's Summit MO is probably easier than you think it is, especially if you're using a local lender with a local LSMO office.  Darren Copeland (who stars in the video above,) from LeaderOne Financial, is ready to help you understand and get pre-approved as soon as your ready to start your home buying process.   Darren and his KC Loan Tips team are ready to help you as you work your way through your VA, FHA, USDA or Conventional home loan process.  With our in house underwriters and a mortgage loan processor in our office we can assist … (0 comments)

kansas: Mortgage Don'ts - 03/11/15 04:27 AM

We're in the mortgage business and nothing makes us more sad than when people do one of our Mortgage Don'ts.  So we're took a few minutes to create the above video to tell you some of our pet peeves in the home loan industry.  All of the things in this list can derail your pre-approval process and ultimately  your home buying journey!  So, if you haven't already watched the video above from our Local Kansas City Mortgage Lender Darren Copeland (LeaderOne Financial & KC Loan Tips) who quickly explains these Mortgage Don'ts: Make any major purchases such as a car, … (2 comments)

kansas: Reverse Mortgage Overland Park - 03/08/15 11:23 PM

The Reverse Mortgage Overland Park program operated by KC Loan Tips, a branch of LeaderOne Financial is one of the best programs out there for seniors who are over the age of 62 and needed a bit more income.  If you haven't watched the video above and met our loan officer Darren Copeland - then please do now, not only will you get to know Darren, but you'll also learn a few great things about why getting a reverse mortgage can benefit you. 
Some of the good things about this program are:
1. You'll increase your income by leveraging the … (0 comments)

kansas: Lee's Summit First Time Home Buyers - 03/05/15 10:11 PM
Spring's just around the corner many people are ready to move into their first home, that's why we'd like to help all Lee's Summit First Time Home Buyers understand more about the home loan process and what it takes to make sure you get the best mortgage rates and the most stress-free process when buying that new house!
We know that taking time out of your day to read endless blogs and websites can really suck up your time, so we asked our local LeaderOne Financial mortgage guru and author of "The Home Buying Handbook," Darren Copeland to take a few … (0 comments)

kansas: Lee's Summit Local Lenders - 03/05/15 04:55 AM
All over the country people are saying that food that is local grown has health benefits & economic benefits.  It's the same for Lee's Summit Local Lenders! At first I didn't think there could be health benefits to using a local lender for your VA, USDA, FHA or Conventional Home Loan, but after thinking about it for a few minutes I see some benefits in the health area and I do know that there are definitely reasons why using a local lender helps the economy of your area, in our case, Kansas City, MO. Darren Copeland and his team from KC … (0 comments)

kansas: Local Lenders - 03/04/15 09:56 PM
Having a local lender in the Kansas City area is one of the best benefits that you could ask for when you're planning on purchasing a home, if you'd like to get that process started with a local lender, you can get pre-approved here.  Mortgages are not something that everyone understands when they begin the process, that's why it pays to have someone on your side who can explain the home loan process and what's going on during those crucial days before you own your new home. 
We asked our local LeaderOne Financial mortgage lender, Darren Copeland, to take a … (0 comments)

kansas: Reverse Mortgage Shawnee Kansas - 03/03/15 10:22 PM
Reverse Mortgage Shawnee Kansas
One of the least understood mortgage programs out there is the reverse mortgage program and we'd like to help clear  up some of those misunderstandings!  We asked our local home loan expert Darren Copeland from LeaderOne Financial to post a video explaining just how the Reverse Mortgage works and what the benefits to being involved in a mortgage program can help you.  Remember this program is only available to people over the age of 62 and only to those who have significant equity built up in their home. 
If you'd like to learn more about this great … (0 comments)

kansas: Understanding PMI - 03/02/15 10:20 PM
When people are searching for a mortgage many of them have difficulty Understanding PMI.  So, we'd like to help you understand a bit more about how Premium Mortgage Insurance will affect your home loan.  (We're not called KC Loan Tips for nothin'!) Below you'll find a video of our local mortgage guru, okay he's a home loan expert explaining a bit more about this often misunderstood portion of the home buying process.  Darren Copeland and his team at LeaderOne Financial are experts in helping you get the best mortgage for your money - as we say around the office - we … (1 comments)

kansas: What Documents Do I Need? - 03/01/15 11:25 PM
We love answering questions about mortgages, and one of the most common questions we get before we start a pre-approval is What Documents Do I Need? and one of the ways we answer that question is by directing people to our YouTube Channel playlist called "Mortgage 1."
It's a few short videos (like the one below,) that answer this question and many other questions about the mortgage process!  If you're interested in getting a mortgage to purchase a home, whether you're a first time home buyer or whether you're a seasoned home buying expert, we reccomend  checking out this playlist just … (0 comments)

kansas: What the heck is Earnest Money?! - 02/27/15 02:02 AM
You'd be surprised how much we have to answer this one question: What the heck is Earnest Money?!
So to make things simpler we asked our local home loan expert and mortgage guru Darren Copeland from LeaderOne Financial and the KC Loan Tips YouTube Channel to send us a short video answering this all important real estate question for first time home buyers or folks that may have simply forgotten this portion of the mortgage process. 
So what the video beloe to find out just What the heck is Earnest Money?!
Now that you understand what earnest money is all about … (0 comments)

kansas: Reverse Mortgage Tonganoxie - 02/26/15 10:36 PM
Many people 62+ years old are looking for ways to increase their monthly income possibly through a Reverse Mortgage Tonganoxie can allow them to do that without selling the home they've owned for many years!
A Reverse Mortgage is a way to get cash out the equity that you've built up in your home, If you're interested in finding out more about this amazing program then simply watch the video below of your local mortgage lender Darren Copeland of LeaderOne Financial explaining the benefits and the requirements associated with getting a reverse mortgage. 
Now that you understand how a Reverse … (0 comments)

kansas: Options for a Down Payment - 02/24/15 10:57 PM
One of the parts of the mortgage process that people tend to forget theyt have Options for a Down Payment and we totally understand, amidst all the closing costs, home price negotiations, and all the other numbers that factor into the whole home loan process, it's easy to forget!  Darren Copeland (from KC Loan Tips) and his team at LeaderOne Financial, have tons of experience in helping people find ways they can make their downpayment.  In the short video below Darren discusses many of the Options for a Down Payment that are available to you, we highly encourage you to watch … (0 comments)

kansas: Kansas City Mortgage Do's and Don'ts - 02/23/15 10:27 PM
Whether you know it or not there are certain things that you should and shouldn't do when getting a mortgage & here in Kansas City Mortgage Do's and Don'ts can be a pretty big deal.  That's why we've created this 2 minute video to go over some things that you should and should not do when your seeking to buy a home!  The Do's can really make the process easier, and the don'ts can really derail the process. So that's why our mortgage guru: Darren Copeland, has taken some time away from his hard work at LeaderOne Financial and created KC … (0 comments)

 
Darren Copeland, Darren Copeland (Leader One Financial)

Darren Copeland

Darren Copeland

Lee's Summit, MO

More about me…

Leader One Financial

Address: 4967-B NE Goodview Circle, Lees Summit, MO, 64064

Office: (816)268-4025

Fax: (816)795-7005

This is Darren Copeland's Blog, Darren is a Senior Mortgage consultant and mortgage banker in Lees Summit, MO and for the rest of the Kansas City Area with Leader One Financial. We specialize in Home Mortgage loans specifically FHA loans, VA Loans, Conventional loans and even reverse mortgages for seniors! Check our blog for information about Home Loans and Mortgage tips and news for Home Buyers and; Real Estate Agents! Call us today to get started (816) 268-4025


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