kc loan tips: Kansas City Missouri Mortgage - 10/06/15 11:39 PM
Did you know that last year Kansas City had 24 million visitors?!  That's incredible!  What's really great is that some of those folks will choose to move to our wonderful city and make it their home, and we're here to help anyone and everyone trying to buy a home in the KC MO area.  One of the things you'll need to get is a Kansas City Missouri Mortgage, whether you want to live in Jackson County, Clay County from Independence all the way to Kansas City Kansas you're going to need some home loan help and we're the folks to do … (1 comments)

kc loan tips: Why you need to get pre-approved - 09/01/15 11:48 PM
Findng the answer to the question why you need to get pre-approved means that you already know the importance of beginning the exciting process of looking for a homeby co nnecting with a local mortgage lender. A trusted mortgage lender can then begin the process of getting you pre approved.
 
Why should I get pre approved first? There are several reasons why you need to get pre approved before looking for a home.
First, most realtors won’t show you houses until you have an approval letter from a bank, because they don't want to set you up for heartbreak of loving … (4 comments)

kc loan tips: Mortgage 101 series - 07/16/15 12:15 AM
Understanding the mortgage process seems quite difficult, but when you have an expert explaining it in a Mortgage 101 series, it really be a simple process.  Darren Copeland and his KC Loan Tips team at LeaderOne Financial have worked to put together a great YouTube series that walks you through some of the most difficult parts of the mortgage process.  If you watch the video below you'll see the introduction to their Mortgage 101 series, and the youtube link above can take you to all the other videos and topics covered on their great website.
Darren and his KC Loan Tips team … (0 comments)

kc loan tips: First Time Home Buyer Tips - 05/20/15 12:07 AM
With Memorial Day approaching very quickly, we would like to pause from talking about First Time Home Buyer Tips and say that we at Midwest VA Loans would like to take the time to express our gratitude to those have have served for our country. We proudly serve active military and veterans to help them in buying a home for their family. Today especially we salute those who have served and sacrificed.
For military families, we look forward to getting you started with buying your first home. Our experience will work for you in taking the right steps. First, we think it’s … (0 comments)

kc loan tips: 3 Hints for getting USDA Loans - 05/13/15 02:55 AM
When it comes to getting USDA Loans there are a few things that you'll need to know to be ready, so we're going to give you 3 Hints for getting USDA Loans.  If you're already sure you want to apply for a USDA loan and let us help you from there on out you can apply for your USDA Home Loan now.  If you're not sure you're ready then let's roll through our 3 tips to get your mortgage ready for your USDA home loan!
1. Location Eligibility
Even if you don't already have a property in mind, you should check with the … (0 comments)

kc loan tips: FHA Home Loan O'Fallon - 04/28/15 12:03 AM
FHA Home Loan O'Fallon
If you're looking to purchase a home as a first time home buyer or you're just looking for a low down payment option then the FHA Mortgage program is probably the right program for you.  We're working hard to help as many people as possible who are looking to buy in the O'Fallon Missouri area find the right home loan for them and for many folks the FHA Home loan program makes a lot of sense.  If you're wanting one of these great mortgages you can go ahead and get pre-approved with us! 
Darren Copeland is one of the … (0 comments)

kc loan tips: FHA Loans Harrisonville, MO - 04/22/15 12:33 AM
Harrisonville Missouri is one of the great suburbs of the Kansas City area that qualfies for FHA Home Loans Harrisonville MO is a great place to raise a family with great schools, a unique history and plenty of great parks for you and your children to enjoy!
If you're looking to move to the Harrisonville area or possibly some where nearby Harrisonville remember that you can use an FHA mortgage to keep your down payment to as low as 3.5% as opposed to the the 20% that is required with a conventional loan. Darren Copeland's founded KC Loan Tips to help you … (0 comments)

kc loan tips: FHA Home Loans Maryland Heights - 04/20/15 01:05 AM

If you're considering buying a home our FHA Home Loans Maryland Heights are great for first time homebuyers or even for folks who don't have a lot of money for a down payment.   Whether you're a first time home buyer or you're just looking to purchase a new home the FHA Mortgage loan is a great option for you.  With recent changes the PMI is much more affordable, (PMI is a small charge added to your monthly payment that allows you to keep your down payment as small as 3.5%).
Darren Copeland, of LeaderOne Financial and the founder of KC Loan … (0 comments)

kc loan tips: Reverse Mortgage Olathe Kansas - 04/15/15 11:14 PM
Seniors living in Olathe Kansas could qualify for the all new Reverse Mortgage Olathe Kansas program offered by LeaderOne Financial.  If you're interested in a great product like this that will allow you to increase your income all while staying in the home that you're currently living in!  You can get pre-approved for this great program through Darren Copeland of LeaderOne Financial and the founder of KC Loan Tips.  His office in Lee's Summit Missouri services the entire Kansas City MO area and are experts when it comes to Reverse Mortgages, (and all the other mortgage stuff too like FHA Home … (2 comments)

kc loan tips: Reverse Mortgage Merriam Kansas - 04/15/15 12:39 AM
One of the greatest mortgage programs out there is the Reverse Mortgage Merriam Kansas, if you're a senior and you're wanting to stay in your house close to that new IKEA.  Then let Darren Copeland of LeaderOne Financial and the founder of KC Loan Tips!  He can help you understand what you need to qualify for this great mortgage program, Darren took some time out of his day to record a quick video below to help you know what you need to know about reverse mortgages. 
There are many benefits to getting a reverse mortgage so if you'll just watch the video … (0 comments)

kc loan tips: Why You Need a Realtor - 04/12/15 11:44 PM
Okay, This question isn't that hard, and I'll be honest we know everyone out there wants to save money, but sometimes it pays to use a professional and that's Why You Need a Realtor.  You can buy or sell a house without a realtor but there are so many reasons to use a realtor, and the #1 reason is that a realtor is going to be able to navigate the ins and outs or the entire home buying process, through picking a house, figuring out all the numbers associated with your home purchase (taxes, mortgage payments, HOA dues, title company fees, … (0 comments)

kc loan tips: How a Local Lender Can Help You - 04/08/15 02:46 AM
Closing on time is the most important part of your mortgage, that's why it's important to know How a Local Lender Can Help You.  As we continue blogging through our Ask Darren youtube webseries, we noticed it was high time we talked about how great finding a local lender can be for your home loan process.  We won't bore you with going over the details of how we're a Lee's Summit, Missouri mortgage lending team that takes care of folks in the entire Kansas City, MO area and how we're focused on helping people in our area get the best mortgage … (0 comments)

kc loan tips: What's the difference between Mortgage Programs - 04/03/15 02:17 AM
We're experts on just about any home loan you can get, but What's the difference between Mortgage Programs?  Many people call us to get pre-approved and many of those same people don't know what program they qualify for, let alone how those programs differ from each other! Our primary focus when it comes to helping people get their home loans are on FHA, USDA, VA and Conventional loans.  We've made it our business to know as much as we can, so you don't have to figure it out on your own, A local realtor asked our mortgage loan expert, Darren Copeland … (5 comments)

kc loan tips: Starting the Home Buying Process - 03/27/15 12:12 AM
Many people are confused when it comes to Starting the Home Buying Process, but why is that?  We find that people just get excited about finding a home and we completely understand, what's not to get excited about finding that place to raise your family, to invite friends over for a backyard BBQ.  As you're dreaming about these things you need to realize that finding the home is often not the first step in the mortgage process, in fact, it's the 3rd step of the process. 
The first step of the home loan process would be to find a local mortgage … (0 comments)

kc loan tips: How Much Can I Afford? - 03/24/15 12:23 AM
When it comes to buying a home one of the first questions you're going to ask yourself is "How Much Can I Afford," and that's where the tried and true process of getting pre-approved comes in handy.  Pre-approval is the first step in any mortgage process (and you can start the application here,) it basically gives us a head start in understanding how much income you make and how many expenses you have and from that we can figure out a rough estimate of how much of a house you can afford to purchase.
If you'd like to learn more about … (2 comments)

kc loan tips: Documents You'll Need to Get a Mortgage - 03/23/15 02:35 AM
The mortgage process with a new client and you're going along swimmingly then; there's always surprise at the Documents You'll Need to Get a Mortgage! There's quite a big list of stuff that you'll need now and below we've got a mortgage expert from LeaderOne Financial who answers the questions of what paperwork you'll need to show your mortgage lender when it's time to purchase a home. It's great information for anyone who is looking to get a home loan, so with further hesitation, click play below!

Now that you've met Lees Summit Missouri's #1 mortgage lender, Darren Copeland,  You … (0 comments)

kc loan tips: House or Lender First? - 03/19/15 12:59 AM
One of the questions we run into a lot when people are working with a realtor or asking us: Should I find a House or Lender First?  We asked our local mortgage expert, Darren Copeland of KC Loan Tips and LeaderOne Financial, to answer this question and here's the answer he gave us!

It's that simple if you want to have a stress free home loan process and eliminate all the possible worries of finding a house but not being able to afford it; You should pick your lender first.  If you would like to get pre-approved with us  you … (2 comments)

kc loan tips: Getting Pre-approved in Lee's Summit - 03/18/15 01:33 AM

Getting Pre-approved in Lee's Summit MO is probably easier than you think it is, especially if you're using a local lender with a local LSMO office.  Darren Copeland (who stars in the video above,) from LeaderOne Financial, is ready to help you understand and get pre-approved as soon as your ready to start your home buying process.   Darren and his KC Loan Tips team are ready to help you as you work your way through your VA, FHA, USDA or Conventional home loan process.  With our in house underwriters and a mortgage loan processor in our office we can assist … (0 comments)

kc loan tips: What You Need to Know to Buy a Home. - 03/17/15 01:25 AM
What You Need to Know to Buy a Home.
We've launched a web series on our YouTube Channel called "Ask Darren," and we'd like to invite all our friends and even folks we don't know to take a moment and watch these short videos.  We sat down with one of our realtor friends and had her ask Darren Copeland of LeaderOne Financial to help us understand all the complexities of the process of getting a mortgage to purchase a home.  No matter if you're in the market for an FHA, USDA, VA or Conventional home loan, Darren and his team at … (0 comments)

kc loan tips: Kansas City Mortgage Tip of the Week - 03/16/15 12:48 AM
Kansas City Mortgage Tip of the Week
I was recently going through some of our old videos on our YouTube Channel and I came across one of our tips of the week that still applies today, it's a few do's and don'ts as you go through the mortgage process. 

It makes me kind of nostalgic to see our old KC Loan Tips office and know that since then we've been growing our LeaderOne Financial business to be one of the best mortgage loan offices in the Kansas City, MO area. I've been doing this for about ten years and a … (1 comments)

 
Darren Copeland, Darren Copeland (Leader One Financial)

Darren Copeland

Darren Copeland

Lee's Summit, MO

More about me…

Leader One Financial

Address: 4967-B NE Goodview Circle, Lees Summit, MO, 64064

Office: (816)268-4025

Fax: (816)795-7005

This is Darren Copeland's Blog, Darren is a Senior Mortgage consultant and mortgage banker in Lees Summit, MO and for the rest of the Kansas City Area with Leader One Financial. We specialize in Home Mortgage loans specifically FHA loans, VA Loans, Conventional loans and even reverse mortgages for seniors! Check our blog for information about Home Loans and Mortgage tips and news for Home Buyers and; Real Estate Agents! Call us today to get started (816) 268-4025


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