leader1: What's the difference between Mortgage Programs - 04/03/15 02:17 AM
We're experts on just about any home loan you can get, but What's the difference between Mortgage Programs?  Many people call us to get pre-approved and many of those same people don't know what program they qualify for, let alone how those programs differ from each other! Our primary focus when it comes to helping people get their home loans are on FHA, USDA, VA and Conventional loans.  We've made it our business to know as much as we can, so you don't have to figure it out on your own, A local realtor asked our mortgage loan expert, Darren Copeland … (5 comments)

leader1: The Biggest Challenge in the Mortgage Process - 04/02/15 03:56 AM
Do you know what your mortgage lender says the Biggest Challenge in the Mortgage Process is; it may be something that you can do something about as your journeying through your home loan!  We asked Darren Copeland, a Lee's Summit Missouri Loan officer to answer some of the most common questions that people have when it comes to purchasing a home or going through the mortgage process.  We've invited local realtors from all over the Kansas City area to ask Darren questions that they hear most often, and this one is a great questions.  Watch the video below to see Darren's … (0 comments)

leader1: When Should I Buy Furniture? - 03/31/15 04:02 AM
When Should I Buy Furniture?
We're continuing blogging through our Ask Darren Series on YouTube, and we wanted you to know what the best time to buy furniture is when you're purchasing your new home!  Darren Copeland, your Lee's Summit MO home loan expert sat down with a local Kansas City area realtor and discussed this question on episode 4 of our 'Ask Darren' web series for KC Loan Tips. Click below to watch the video!

Now that you know the answer to When Should I Buy Furniture for your new home purchase you should really consider the benefits … (2 comments)

leader1: Waiting After a Bankruptcy - 03/30/15 12:20 AM
Maybe you weren't expecting it, your credit slipped, something happened and now you're waiting after a bankruptcy wondering if you can buy a new home?  The good news is that having a bankruptcy doesn't end your dreams of owning a house, however it may delay them by a few years.  A Realtor in the Kansas City area joined our local Lee's Summit Missouri mortgage lender, Darren Copeland, in our Ask Darren series to ask this very question about waiting after a bankruptcy.  Watch the video below to find out more about how this unfortunate circumstance can be overcome to help you … (0 comments)

leader1: Starting the Home Buying Process - 03/27/15 12:12 AM
Many people are confused when it comes to Starting the Home Buying Process, but why is that?  We find that people just get excited about finding a home and we completely understand, what's not to get excited about finding that place to raise your family, to invite friends over for a backyard BBQ.  As you're dreaming about these things you need to realize that finding the home is often not the first step in the mortgage process, in fact, it's the 3rd step of the process. 
The first step of the home loan process would be to find a local mortgage … (0 comments)

leader1: What is Premium Mortgage Insurance - 03/25/15 01:48 AM
Of all the questions that we get asked on a regular basis , What is Premium Mortgage Insurance is probably the one of the most common.  When we're working on an FHA mortgage we're always explaining to people how PMI works and letting them know why they have to pay an extra fee or two when picking up that really great 3.5% downpayment that accompanies FHA Home Loans.  One of the videos in our Home Loan Tips series explains this often misunderstood and unexplained portion of FHA mortgages, watch the video below with out mortgage expert Darren Copeland, where Darren answers … (2 comments)

leader1: How Much Can I Afford? - 03/24/15 12:23 AM
When it comes to buying a home one of the first questions you're going to ask yourself is "How Much Can I Afford," and that's where the tried and true process of getting pre-approved comes in handy.  Pre-approval is the first step in any mortgage process (and you can start the application here,) it basically gives us a head start in understanding how much income you make and how many expenses you have and from that we can figure out a rough estimate of how much of a house you can afford to purchase.
If you'd like to learn more about … (2 comments)

leader1: Documents You'll Need to Get a Mortgage - 03/23/15 02:35 AM
The mortgage process with a new client and you're going along swimmingly then; there's always surprise at the Documents You'll Need to Get a Mortgage! There's quite a big list of stuff that you'll need now and below we've got a mortgage expert from LeaderOne Financial who answers the questions of what paperwork you'll need to show your mortgage lender when it's time to purchase a home. It's great information for anyone who is looking to get a home loan, so with further hesitation, click play below!

Now that you've met Lees Summit Missouri's #1 mortgage lender, Darren Copeland,  You … (0 comments)

leader1: Getting Pre-approved in Lee's Summit - 03/18/15 01:33 AM

Getting Pre-approved in Lee's Summit MO is probably easier than you think it is, especially if you're using a local lender with a local LSMO office.  Darren Copeland (who stars in the video above,) from LeaderOne Financial, is ready to help you understand and get pre-approved as soon as your ready to start your home buying process.   Darren and his KC Loan Tips team are ready to help you as you work your way through your VA, FHA, USDA or Conventional home loan process.  With our in house underwriters and a mortgage loan processor in our office we can assist … (0 comments)

leader1: What You Need to Know to Buy a Home. - 03/17/15 01:25 AM
What You Need to Know to Buy a Home.
We've launched a web series on our YouTube Channel called "Ask Darren," and we'd like to invite all our friends and even folks we don't know to take a moment and watch these short videos.  We sat down with one of our realtor friends and had her ask Darren Copeland of LeaderOne Financial to help us understand all the complexities of the process of getting a mortgage to purchase a home.  No matter if you're in the market for an FHA, USDA, VA or Conventional home loan, Darren and his team at … (0 comments)

leader1: Lee's Summit First Time Home Buyers - 03/05/15 10:11 PM
Spring's just around the corner many people are ready to move into their first home, that's why we'd like to help all Lee's Summit First Time Home Buyers understand more about the home loan process and what it takes to make sure you get the best mortgage rates and the most stress-free process when buying that new house!
We know that taking time out of your day to read endless blogs and websites can really suck up your time, so we asked our local LeaderOne Financial mortgage guru and author of "The Home Buying Handbook," Darren Copeland to take a few … (0 comments)

leader1: Lee's Summit Local Lenders - 03/05/15 04:55 AM
All over the country people are saying that food that is local grown has health benefits & economic benefits.  It's the same for Lee's Summit Local Lenders! At first I didn't think there could be health benefits to using a local lender for your VA, USDA, FHA or Conventional Home Loan, but after thinking about it for a few minutes I see some benefits in the health area and I do know that there are definitely reasons why using a local lender helps the economy of your area, in our case, Kansas City, MO. Darren Copeland and his team from KC … (0 comments)

leader1: Local Lenders - 03/04/15 09:56 PM
Having a local lender in the Kansas City area is one of the best benefits that you could ask for when you're planning on purchasing a home, if you'd like to get that process started with a local lender, you can get pre-approved here.  Mortgages are not something that everyone understands when they begin the process, that's why it pays to have someone on your side who can explain the home loan process and what's going on during those crucial days before you own your new home. 
We asked our local LeaderOne Financial mortgage lender, Darren Copeland, to take a … (0 comments)

leader1: Reverse Mortgage Shawnee Kansas - 03/03/15 10:22 PM
Reverse Mortgage Shawnee Kansas
One of the least understood mortgage programs out there is the reverse mortgage program and we'd like to help clear  up some of those misunderstandings!  We asked our local home loan expert Darren Copeland from LeaderOne Financial to post a video explaining just how the Reverse Mortgage works and what the benefits to being involved in a mortgage program can help you.  Remember this program is only available to people over the age of 62 and only to those who have significant equity built up in their home. 
If you'd like to learn more about this great … (0 comments)

leader1: Understanding PMI - 03/02/15 10:20 PM
When people are searching for a mortgage many of them have difficulty Understanding PMI.  So, we'd like to help you understand a bit more about how Premium Mortgage Insurance will affect your home loan.  (We're not called KC Loan Tips for nothin'!) Below you'll find a video of our local mortgage guru, okay he's a home loan expert explaining a bit more about this often misunderstood portion of the home buying process.  Darren Copeland and his team at LeaderOne Financial are experts in helping you get the best mortgage for your money - as we say around the office - we … (1 comments)

leader1: Reverse Mortgage Tonganoxie - 02/26/15 10:36 PM
Many people 62+ years old are looking for ways to increase their monthly income possibly through a Reverse Mortgage Tonganoxie can allow them to do that without selling the home they've owned for many years!
A Reverse Mortgage is a way to get cash out the equity that you've built up in your home, If you're interested in finding out more about this amazing program then simply watch the video below of your local mortgage lender Darren Copeland of LeaderOne Financial explaining the benefits and the requirements associated with getting a reverse mortgage. 
Now that you understand how a Reverse … (0 comments)

leader1: The Right Home Loan - 02/25/15 11:04 PM
It's extremely important to get pre-approved; the best reason for this is that you will very quickly know The Right Home Loan for your needs BEFORE  you go house hunting.  Knowing your credit score and your debt-to-income ratios (simply put the amount of income you have vs. the amount of expenses you have each month,) can really help you nail down the dream house you can afford to live in! 
We're experts at this here at KC Loan Tips and our mortgage loan officer Darren Copeland has his team from LeaderOne Financial ready to assist you in discovering and understanding just … (0 comments)

leader1: Options for a Down Payment - 02/24/15 10:57 PM
One of the parts of the mortgage process that people tend to forget theyt have Options for a Down Payment and we totally understand, amidst all the closing costs, home price negotiations, and all the other numbers that factor into the whole home loan process, it's easy to forget!  Darren Copeland (from KC Loan Tips) and his team at LeaderOne Financial, have tons of experience in helping people find ways they can make their downpayment.  In the short video below Darren discusses many of the Options for a Down Payment that are available to you, we highly encourage you to watch … (0 comments)

leader1: Kansas City Mortgage Do's and Don'ts - 02/23/15 10:27 PM
Whether you know it or not there are certain things that you should and shouldn't do when getting a mortgage & here in Kansas City Mortgage Do's and Don'ts can be a pretty big deal.  That's why we've created this 2 minute video to go over some things that you should and should not do when your seeking to buy a home!  The Do's can really make the process easier, and the don'ts can really derail the process. So that's why our mortgage guru: Darren Copeland, has taken some time away from his hard work at LeaderOne Financial and created KC … (0 comments)

leader1: Reverse Mortgage Lansing - 02/22/15 11:55 PM
Reverse Mortgage Lansing
Seniors over the age of 62 should definitely be made aware of a program that can offer them income based on the equity they have in their homes.  This program is called a reverse mortgage and can be a great way for seniors to supplement their income.  If you're interested in a program like this one you can watch this video below describing the Reverse Mortgage Lansing with our local home loan expert Darren Copeland.  Darren Copeland and his team from LeaderOne Financial can help you, if you'd like to learn more about Darren and his team visit … (1 comments)

Darren Copeland, Darren Copeland (Leader One Financial)

Darren Copeland

Darren Copeland

Lee's Summit, MO

More about me…

Leader One Financial

Address: 4967-B NE Goodview Circle, Lees Summit, MO, 64064

Office: (816)268-4025

Fax: (816)795-7005

Email Me

This is Darren Copeland's Blog, Darren is a Senior Mortgage consultant and mortgage banker in Lees Summit, MO and for the rest of the Kansas City Area with Leader One Financial. We specialize in Home Mortgage loans specifically FHA loans, VA Loans, Conventional loans and even reverse mortgages for seniors! Check our blog for information about Home Loans and Mortgage tips and news for Home Buyers and; Real Estate Agents! Call us today to get started (816) 268-4025



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