leaderone: The first steps of your mortgage - 08/05/15 01:53 AM
Taking The first steps of your mortgage journey can seem like a huge deal, but actually it's quite simple.  We took just a moment to have our expert loan officer Darren Copeland answer some of the easiest questions regarding home loans and put them in a playlist on youtube!  We hope you enjoy learning from our great video series and know that if you want to get pre-approved with us we're here to help you at any time! OH, and definitely watch the video below for a taste of what working with Darren and his team at LeaderOne Financial in Lee's … (3 comments)

leaderone: Getting Mortgage Ready - 08/03/15 02:03 AM
 
 
Mortgage consultant Darren Copeland and his experienced home loan team are committed to educating home buyers about home loans, purchasing a new home, refinancing and credit repair and helping people in Getting Mortgage Ready. LeaderOne Financial has helped home owners choose the best home loan program, from FHA, VA, USDA, and Conventional loans along with Reverse Mortgages and Refinancing Darren will make sure you receive the most affordable home loan rates in Lees Summit Missouri and has been doing it for over 10 years.
(0 comments)

leaderone: Home Loans Lee's Summit - 07/28/15 12:09 AM
Home Loans Lee's Summit are what we're good at doing, perhaps you're a first time home buyer or perhaps your a seasoned veteran of the home buying process.  Either way we're here to help you with all your mortgage needs from getting pre-approved all the way to putting the key in the front door, and because we're committed to being the #1 most awesome customer service provider in the Kansas City Missouri and Lee's Summit MO area, we thought we would give you just a few tips for moving into your new home!  And because reading can get SO TEDIOUS (just … (0 comments)

leaderone: Lees Summit Home Loans - 07/24/15 02:08 AM
When You're looking for a Lees Summit Home Loans there are some definite DO's and DON'Ts that you'll want to keep an eye out for in the first steps of you home buying process.  The first step when looking for houses for sale is to get pre-approved with a local trusted lender, You can get pre-approved with us online or buy calling (816)268-4025. When it comes to home loan approvals, and house shopping, many people don't realize how their actions can impact their home buying experience. Here's what I encourage people when they ask me about how to live life while … (4 comments)

leaderone: Steps toward buying your home - 07/23/15 12:37 AM
When it's time to purchase a home it will serve you well to know what Steps you need to take, the steps toward buying your home.  So we created a very simple infographic to show you each step along the path that will lead you to the front door of your new home.  While this post won't go into detail about what happens in each step, it will reveal the framework of the process, and show you how the mortgage parts of the process interact with the real estate portions of the entire home buying process.
If you're interested in more detail … (0 comments)

leaderone: Home Buying Mistakes - 07/22/15 01:36 AM
Every so often we like to take some time out to cover some of the things that people can do to derail their home loan process, some Home Buying Mistakes. So, we made this infographic and want to share it with you and we hope you'll share it with the people you come in contact with so they can avoid the pitfalls that unfortunately happen all too often. 
So with out further delay here is the Home Buying Mistakes infographic.
Thanks for checking out this simple infographic, we'd love to  help you begin the mortgage process by getting you pre-approved.  Call us at … (0 comments)

leaderone: FHA Loans Appraisal Questions - 07/20/15 11:56 PM
If you're looking for a great loan and a small downpayment or you're first time home buyers so let's look at FHA loans Appraisal Questions!
We're experts (check our Darren Copeland, our loan officer) when it comes to FHA home loans (and all other mortgages,) but we'd like to help you figure out what kinds of questions you need to ask when it comes to your FHA appraisal. When it comes to getting an FHA mortgage the appraisal is one of the biggest portions of getting that loan.  So we have 3 essential questions you need to ask about the home you're … (4 comments)

leaderone: How Much Can I Afford - 07/20/15 12:27 AM
How Much Can I Afford? That's a question that's usually asked first to us as mortgage lenders, but how do we figure out this amount?  Well, it's not an educated guess, that's for sure, we use a lot of tools to figure this out as you're beginning the home loan process.  It's also better for you to know what you can afford when you're looking to purchase a home, let's say that you're going out on your home buying journey, and you find a house that is perfect, so then you call Darren Copeland, (your lender) to get pre-approved. Your lender … (0 comments)

leaderone: Mortgage 101 series - 07/16/15 12:15 AM
Understanding the mortgage process seems quite difficult, but when you have an expert explaining it in a Mortgage 101 series, it really be a simple process.  Darren Copeland and his KC Loan Tips team at LeaderOne Financial have worked to put together a great YouTube series that walks you through some of the most difficult parts of the mortgage process.  If you watch the video below you'll see the introduction to their Mortgage 101 series, and the youtube link above can take you to all the other videos and topics covered on their great website.
Darren and his KC Loan Tips team … (0 comments)

leaderone: What NOT to do in your home loan process - 07/14/15 12:52 AM
We spend a lot of time talking about what to do while you're getting a mortgage, but today we'd like to focus on What NOT to do in your home loan process.  So check out what our local Kansas City Mortgage Expert Darren Copeland from KC Loan Tips says about what not to do in the video below!
If you're ready to enter into the home loan process or you're just interested in hearing more of the amazing information we can let you know about the mortgage process such as What NOT to do in your home loan process - here's a … (3 comments)

leaderone: 3 facts you need to know about USDA Loans - 06/26/15 01:36 AM
Not many people know about USDA home loans, but here are 3 facts you need to know about USDA Loans, which could be the right home loan for you!
The USDA home loan program was developed to spur growth in the rural areas of the United States.  It's a government backed mortgage, which means the government insures your loan, while an experienced mortgage lender will  handle all the other details of your loan. It's important to pick a lender who knows what they are doing with loans like the USDA loan, because there can be some peculiarities and having experience with … (2 comments)

leaderone: Lee's Summit Home Loan - 06/23/15 12:49 AM
While working on a project, I realized that I didn't have all the tools to get the job done, and that's a must for projects, Your Lee's Summit Home Loan is just like that.  You want to have all the right tools to get the job done quick and stress-free.  While my project didn't go so well (I always end up going to home depot 5 or 6 times!) The Darren Copeland Mortgage Team can help you with all the right tools to get the job done well, quickly and with as little stress as possible.
If you're looking for an FHA … (1 comments)

leaderone: Get Mortgage Ready. - 05/18/15 12:39 AM
We always ask our clients one question when they first come in our offices to discuss getting a home loan "What do I need to do to Get Mortgage Ready?"
Believe it or not, some people don't know the answer to this question, and honestly we don't mind helping people understand what it takes to be mortgage ready.  In fact, we answer this question so much that we've created a video that goes out to folks who are interested in getting a home loan through our office that explains what getting mortgage ready means and how it can affect their home purchasing … (0 comments)

leaderone: How Can I Avoid a PMI Payment - 05/14/15 01:12 AM
PMI, also known as Private Mortgage Insurance, is put into place to simply protect a lender in the event that a home buyer defaults on their mortgage.
From the mortgage lender’s perspective, PMI is necessary in order to protect their investment and in turn, keep their rates low. This ensures that a mortgage lender can safely do business with you.
When is a PMI payment needed?A mortgage lender is often going to require a PMI payment if the borrower does not provide a 20% down payment on the home. If this is not possible, the loan becomes a riskier investment for the lender, … (2 comments)

leaderone: Today's Important News about Pre-approval - 05/12/15 12:33 AM
Here's Today's Important News about Pre-approval, you need it and you need it fast!
The real estate market is going full bore now that schools are getting close to graduation, teachers are counting down the days until summer begins (and so are students) and that means people are looking to move!  Seriously, it seems like everyone and their dogs are looking for new house!
We're never too busy, but we're busier than we've been in years here at KC Loan Tips and according to home loan expert Darren Copeland, you need to be ready to purchase your dream home at a moments … (2 comments)

leaderone: The 4 Biggest Mortgage Mistakes - 05/05/15 12:11 AM
We live in a world where instant gratification is everything, but the home loan process takes time, so we'd like you to know The 4 Biggest Mortgage Mistakes that can slow down the process.
 1. Lying.
This should be pretty obvious but it never fails that someone doesn't fill us in completely on their financial history, they 'forget' to mention bankruptcies, foreclosures, getting their cars reposessed. When you're filling out your pre-approval application, be honest; because we'll have to come back and verify all that information later in the process, and that means more stress for you and for us as well.
2. Changing … (6 comments)

leaderone: VA Loan Lee's Summit - 04/30/15 12:08 AM
If you're a military serviceman or woman, whether active-duty or retired the best home loan for you is the VA Loan Lee's Summit.
Some of the reasons that the VA home loan is the best for our armed forces members are:
No Down Payment Typically Lower Interest Rates Relaxed Credit Standards (but you will have to have good credit to qualify) Caters only to United States Military Members You can use it repeatedly Loan Limit of $417,000 in the Lee's Summit MO/Kansas City Missouri area  
If you're considering purchasing a house and you've served our country in any of the branches of … (3 comments)

leaderone: Midwest VA Loans - 04/29/15 03:00 AM
If you haven't heard about Midwest VA Loans, then you're missing out on one of the best VA Loan resources out there online and you could be potentially spending way too much money on your VA Mortgage. We've got Missouri's top VA home loan expert here, Darren Copeland, you may have seen Darren's YouTube Channel devoted to getting people informed about VA loans, if you haven't watched any of the videos, I encourage you to do so!
If you've got questions about:
Getting Your COE or DD214? What's the VA Loan Limit for my area? Am I VA Loan Eligible? What documents … (1 comments)

leaderone: FHA Home Loan O'Fallon - 04/28/15 12:03 AM
FHA Home Loan O'Fallon
If you're looking to purchase a home as a first time home buyer or you're just looking for a low down payment option then the FHA Mortgage program is probably the right program for you.  We're working hard to help as many people as possible who are looking to buy in the O'Fallon Missouri area find the right home loan for them and for many folks the FHA Home loan program makes a lot of sense.  If you're wanting one of these great mortgages you can go ahead and get pre-approved with us! 
Darren Copeland is one of the … (0 comments)

leaderone: FHA Home Loan Nixa - 04/27/15 12:13 AM
FHA Home Loan NixaThanks for watching the video of our mortgage expert Darren Copeland explain the benefits to the FHA Home Loan program and how it can help first time homebuyers and other folks looking to purchase a home make those dreams come true! Darren and his team at KC Loan Tips have all the expertise and knowledge to help you understand the entire process of buying a home and want to work with you today! To begin working with a great mortgage team like them, simply click here to fill out an application and you'll be on your way through … (0 comments)

 
Darren Copeland, Darren Copeland (Leader One Financial)

Darren Copeland

Darren Copeland

Lee's Summit, MO

More about me…

Leader One Financial

Address: 4967-B NE Goodview Circle, Lees Summit, MO, 64064

Office: (816)268-4025

Fax: (816)795-7005

This is Darren Copeland's Blog, Darren is a Senior Mortgage consultant and mortgage banker in Lees Summit, MO and for the rest of the Kansas City Area with Leader One Financial. We specialize in Home Mortgage loans specifically FHA loans, VA Loans, Conventional loans and even reverse mortgages for seniors! Check our blog for information about Home Loans and Mortgage tips and news for Home Buyers and; Real Estate Agents! Call us today to get started (816) 268-4025


Links

Archives

RSS 2.0 Feed for this blog