missouri: Waiting After a Bankruptcy
- 03/30/15 12:20 AM
Maybe you weren't expecting it, your credit slipped, something happened and now you're waiting after a bankruptcy wondering if you can buy a new home? The good news is that having a bankruptcy doesn't end your dreams of owning a house, however it may delay them by a few years. A Realtor in the Kansas City area joined our local Lee's Summit Missouri mortgage lender, Darren Copeland, in our Ask Darren series to ask this very question about waiting after a bankruptcy. Watch the video below to find out more about how this unfortunate circumstance can be overcome to help you … (0 comments)
missouri: Starting the Home Buying Process
- 03/27/15 12:12 AM
Many people are confused when it comes to Starting the Home Buying Process, but why is that? We find that people just get excited about finding a home and we completely understand, what's not to get excited about finding that place to raise your family, to invite friends over for a backyard BBQ. As you're dreaming about these things you need to realize that finding the home is often not the first step in the mortgage process, in fact, it's the 3rd step of the process. The first step of the home loan process would be to find a local mortgage … (0 comments)
missouri: First Time Home Buyers Lee's Summit
- 03/25/15 11:53 PM
If you're a first time home buyer Lee's Summit MO is a great place to purchase a house and raise a family. Living and working in this part of the Kansas City area is one of the dreams of many people looking for great neighborhoods and great schools. If you're looking to purchase your first home there's a few things you should know, that's why Darren Copeland created this video just for you as a way to talk to you about these need to know topics when buying your first home.
One of the things Darren mentions in this video … (0 comments)
missouri: What is Premium Mortgage Insurance
- 03/25/15 01:48 AM
Of all the questions that we get asked on a regular basis , What is Premium Mortgage Insurance is probably the one of the most common. When we're working on an FHA mortgage we're always explaining to people how PMI works and letting them know why they have to pay an extra fee or two when picking up that really great 3.5% downpayment that accompanies FHA Home Loans. One of the videos in our Home Loan Tips series explains this often misunderstood and unexplained portion of FHA mortgages, watch the video below with out mortgage expert Darren Copeland, where Darren answers … (2 comments)
missouri: How Much Can I Afford?
- 03/24/15 12:23 AM
When it comes to buying a home one of the first questions you're going to ask yourself is "How Much Can I Afford," and that's where the tried and true process of getting pre-approved comes in handy. Pre-approval is the first step in any mortgage process (and you can start the application here,) it basically gives us a head start in understanding how much income you make and how many expenses you have and from that we can figure out a rough estimate of how much of a house you can afford to purchase. If you'd like to learn more about … (2 comments)
missouri: Documents You'll Need to Get a Mortgage
- 03/23/15 02:35 AM
The mortgage process with a new client and you're going along swimmingly then; there's always surprise at the Documents You'll Need to Get a Mortgage! There's quite a big list of stuff that you'll need now and below we've got a mortgage expert from LeaderOne Financial who answers the questions of what paperwork you'll need to show your mortgage lender when it's time to purchase a home. It's great information for anyone who is looking to get a home loan, so with further hesitation, click play below!
Now that you've met Lees Summit Missouri's #1 mortgage lender, Darren Copeland, You … (0 comments)
missouri: Getting Pre-approved in Lee's Summit
- 03/18/15 01:33 AM
Getting Pre-approved in Lee's Summit MO is probably easier than you think it is, especially if you're using a local lender with a local LSMO office. Darren Copeland (who stars in the video above,) from LeaderOne Financial, is ready to help you understand and get pre-approved as soon as your ready to start your home buying process. Darren and his KC Loan Tips team are ready to help you as you work your way through your VA, FHA, USDA or Conventional home loan process. With our in house underwriters and a mortgage loan processor in our office we can assist … (0 comments)
If you need some Home Loan Tips Lee's Summit MO folks, then let us be ones who can help you out! Our youtube channel is filled with videos (especially the home loan tips playlist) that can help you understand what you need to do to get "mortgage ready." The video series starts with the above video about why picking a local mortgage lender is a good choice and then proceeds on to explain more about the entire home loan process, such as why you need to get pre-approved, What's earnest money, and many other questions that people who are … (0 comments)
missouri: Mortgage Don'ts
- 03/11/15 04:27 AM
We're in the mortgage business and nothing makes us more sad than when people do one of our Mortgage Don'ts. So we're took a few minutes to create the above video to tell you some of our pet peeves in the home loan industry. All of the things in this list can derail your pre-approval process and ultimately your home buying journey! So, if you haven't already watched the video above from our Local Kansas City Mortgage Lender Darren Copeland (LeaderOne Financial & KC Loan Tips) who quickly explains these Mortgage Don'ts: Make any major purchases such as a car, … (2 comments)
missouri: Reverse Mortgage Overland Park
- 03/08/15 11:23 PM
The Reverse Mortgage Overland Park program operated by KC Loan Tips, a branch of LeaderOne Financial is one of the best programs out there for seniors who are over the age of 62 and needed a bit more income. If you haven't watched the video above and met our loan officer Darren Copeland - then please do now, not only will you get to know Darren, but you'll also learn a few great things about why getting a reverse mortgage can benefit you. Some of the good things about this program are: 1. You'll increase your income by leveraging the … (0 comments)
missouri: Lee's Summit First Time Home Buyers
- 03/05/15 10:11 PM
Spring's just around the corner many people are ready to move into their first home, that's why we'd like to help all Lee's Summit First Time Home Buyers understand more about the home loan process and what it takes to make sure you get the best mortgage rates and the most stress-free process when buying that new house! We know that taking time out of your day to read endless blogs and websites can really suck up your time, so we asked our local LeaderOne Financial mortgage guru and author of "The Home Buying Handbook," Darren Copeland to take a few … (0 comments)
missouri: Lee's Summit Local Lenders
- 03/05/15 04:55 AM
All over the country people are saying that food that is local grown has health benefits & economic benefits. It's the same for Lee's Summit Local Lenders! At first I didn't think there could be health benefits to using a local lender for your VA, USDA, FHA or Conventional Home Loan, but after thinking about it for a few minutes I see some benefits in the health area and I do know that there are definitely reasons why using a local lender helps the economy of your area, in our case, Kansas City, MO. Darren Copeland and his team from KC … (0 comments)
missouri: Local Lenders
- 03/04/15 09:56 PM
Having a local lender in the Kansas City area is one of the best benefits that you could ask for when you're planning on purchasing a home, if you'd like to get that process started with a local lender, you can get pre-approved here. Mortgages are not something that everyone understands when they begin the process, that's why it pays to have someone on your side who can explain the home loan process and what's going on during those crucial days before you own your new home. We asked our local LeaderOne Financial mortgage lender, Darren Copeland, to take a … (0 comments)
missouri: Reverse Mortgage Shawnee Kansas
- 03/03/15 10:22 PM
Reverse Mortgage Shawnee Kansas One of the least understood mortgage programs out there is the reverse mortgage program and we'd like to help clear up some of those misunderstandings! We asked our local home loan expert Darren Copeland from LeaderOne Financial to post a video explaining just how the Reverse Mortgage works and what the benefits to being involved in a mortgage program can help you. Remember this program is only available to people over the age of 62 and only to those who have significant equity built up in their home. If you'd like to learn more about this great … (0 comments)
missouri: Understanding PMI
- 03/02/15 10:20 PM
When people are searching for a mortgage many of them have difficulty Understanding PMI. So, we'd like to help you understand a bit more about how Premium Mortgage Insurance will affect your home loan. (We're not called KC Loan Tips for nothin'!) Below you'll find a video of our local mortgage guru, okay he's a home loan expert explaining a bit more about this often misunderstood portion of the home buying process. Darren Copeland and his team at LeaderOne Financial are experts in helping you get the best mortgage for your money - as we say around the office - we … (1 comments)
missouri: Mortgage 101
- 03/02/15 02:30 AM
The last few weeks we've been tackling a lot of questions about the mortgage process and what it takes to get a home loan. So, Today we'd like to unveil a great little youtube playlist that we created that answers many of the questions you're asking. It's our Mortgage 101 series playlist over on our KC Loan Tips channel on YouTube. If you haven't visited us there or on our website, we'll let you know that Darren Copeland and his team at LeaderOne Financial are ready to assist you with any and all of your home loan questions or help you … (0 comments)
missouri: What Documents Do I Need?
- 03/01/15 11:25 PM
We love answering questions about mortgages, and one of the most common questions we get before we start a pre-approval is What Documents Do I Need? and one of the ways we answer that question is by directing people to our YouTube Channel playlist called "Mortgage 1." It's a few short videos (like the one below,) that answer this question and many other questions about the mortgage process! If you're interested in getting a mortgage to purchase a home, whether you're a first time home buyer or whether you're a seasoned home buying expert, we reccomend checking out this playlist just … (0 comments)
missouri: What the heck is Earnest Money?!
- 02/27/15 02:02 AM
You'd be surprised how much we have to answer this one question: What the heck is Earnest Money?! So to make things simpler we asked our local home loan expert and mortgage guru Darren Copeland from LeaderOne Financial and the KC Loan Tips YouTube Channel to send us a short video answering this all important real estate question for first time home buyers or folks that may have simply forgotten this portion of the mortgage process. So what the video beloe to find out just What the heck is Earnest Money?! Now that you understand what earnest money is all about … (0 comments)
missouri: Reverse Mortgage Tonganoxie
- 02/26/15 10:36 PM
Many people 62+ years old are looking for ways to increase their monthly income possibly through a Reverse Mortgage Tonganoxie can allow them to do that without selling the home they've owned for many years! A Reverse Mortgage is a way to get cash out the equity that you've built up in your home, If you're interested in finding out more about this amazing program then simply watch the video below of your local mortgage lender Darren Copeland of LeaderOne Financial explaining the benefits and the requirements associated with getting a reverse mortgage. Now that you understand how a Reverse … (0 comments)
missouri: Options for a Down Payment
- 02/24/15 10:57 PM
One of the parts of the mortgage process that people tend to forget theyt have Options for a Down Payment and we totally understand, amidst all the closing costs, home price negotiations, and all the other numbers that factor into the whole home loan process, it's easy to forget! Darren Copeland (from KC Loan Tips) and his team at LeaderOne Financial, have tons of experience in helping people find ways they can make their downpayment. In the short video below Darren discusses many of the Options for a Down Payment that are available to you, we highly encourage you to watch … (0 comments)
This is Darren Copeland's Blog, Darren is a Senior Mortgage consultant and mortgage banker in Lees Summit, MO and for the rest of the Kansas City Area with Leader One Financial. We specialize in Home Mortgage loans specifically FHA loans, VA Loans, Conventional loans and even reverse mortgages for seniors! Check our blog for information about Home Loans and Mortgage tips and news for Home Buyers and; Real Estate Agents!
Call us today to get started
(816) 268-4025
Maybe you weren't expecting it, your credit slipped, something happened and now you're waiting after a bankruptcy wondering if you can buy a new home? The good news is that having a bankruptcy doesn't end your dreams of owning a house, however it may delay them by a few years. A Realtor in the Kansas City area joined our local Lee's Summit Missouri mortgage lender, Darren Copeland, in our Ask Darren series to ask this very question about waiting after a bankruptcy. Watch the video below to find out more about how this unfortunate circumstance can be overcome to help you … (0 comments)
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