mo: Mortgage 101 series
- 07/16/15 12:15 AM
Understanding the mortgage process seems quite difficult, but when you have an expert explaining it in a Mortgage 101 series, it really be a simple process. Darren Copeland and his KC Loan Tips team at LeaderOne Financial have worked to put together a great YouTube series that walks you through some of the most difficult parts of the mortgage process. If you watch the video below you'll see the introduction to their Mortgage 101 series, and the youtube link above can take you to all the other videos and topics covered on their great website. Darren and his KC Loan Tips team … (0 comments)
mo: What's the biggest challenge of the mortgage process
- 07/13/15 05:39 AM
You might actually already know what the answer to our question in this blog: What's the biggest challenge of the mortgage process? It's really not that difficult to figure out. One of our real estate friends asked us this question about the home loan process and we told her that we'd love to make a video out of it so we can answer this question for everyone to know. So, if you're going through the mortgage process or just thinking about getting a home loan to buy a new house - this is what your mortgage lender is afraid of (HAHA!) … (1 comments)
mo: How Much Money Do I Need for Closing
- 07/09/15 12:39 AM
We're used to it, we get asked questions all the time. So we created a forum to answer those on our youtube channel and today we'd like to answer How Much Money Do I Need for Closing? Just watch the embedded video below where we discuss with a local Kansas City, Missouri realtor all the steps and processes that go into determining how much money you're going to have to pay in closing costs. So without wasting much more time here's the answer to your question: How Much Money Do I Need for Closing? Now that you've met our Loan Officer Darren … (2 comments)
mo: How Long Do I Have to Wait After a Bankruptcy
- 07/07/15 11:46 PM
If you've experienced bankruptcy you might be asking How Long Do I Have to Wait After a Bankruptcy to purchase a home? The truth is thatwe know that this doesn't make you a bad person, it happens to good people, sometimes bad things happen and we can't control it. So you might need to know how long you've got to wait after to get a home loan. If you'll take just a moment and watch this short episode from our "Ask Darren" series which answers your question How Long Do I Have to Wait After a Bankruptcy? We take just a … (2 comments)
mo: When Can I Buy a New Truck
- 07/07/15 12:12 AM
When you're going through the mortgage process there's a few things you need to do, but we get asked a lot: When Can I Buy a New Truck? We understand that you really want that new truck to help you move the stuff from your old house or apartment into your new place, but there's a something you need to know while you're in the home loan process...Watch an episode from our "Ask Darren" series where we talk to a local Kansas City realtor about how this can affect your mortgage. If you're ready to get started on a home loan … (2 comments)
mo: 10 Commandments of Home Loans
- 07/02/15 12:26 AM
There are just a few things that you shouldn't do when you're buying a home and this infographic pretty much sums up what we think about those things. So sit back, scroll down and enjoy the 10 Commandments of Home Loans - we say home loans because well, that's the hard part of buying a home! Originally posted at The Lighter Side of Real Estate … (1 comments)
mo: 3 facts you need to know about USDA Loans
- 06/26/15 01:36 AM
Not many people know about USDA home loans, but here are 3 facts you need to know about USDA Loans, which could be the right home loan for you! The USDA home loan program was developed to spur growth in the rural areas of the United States. It's a government backed mortgage, which means the government insures your loan, while an experienced mortgage lender will handle all the other details of your loan. It's important to pick a lender who knows what they are doing with loans like the USDA loan, because there can be some peculiarities and having experience with … (2 comments)
mo: Best First Time Homebuyers Mortgage in Lee's Summit
- 06/24/15 12:49 AM
If you're looking for the Best First Time Homebuyers Mortgage in Lee's Summit, look no further than the FHA home loan. The FHA loan is a great way for people who can't afford the 20% down that a conventional loan requires to buy a home in such a wonderful place like Lee's Summit, MO. We really love working with first time home buyers and especially with people who want to live near the city we love and where our offices are! Darren Copeland has been doing FHA loans for over 10 years and is ready to help educate you and his … (0 comments)
mo: Lee's Summit Home Loan
- 06/23/15 12:49 AM
While working on a project, I realized that I didn't have all the tools to get the job done, and that's a must for projects, Your Lee's Summit Home Loan is just like that. You want to have all the right tools to get the job done quick and stress-free. While my project didn't go so well (I always end up going to home depot 5 or 6 times!) The Darren Copeland Mortgage Team can help you with all the right tools to get the job done well, quickly and with as little stress as possible. If you're looking for an FHA … (1 comments)
mo: VA Home Loans for Whiteman Air Force Base
- 06/22/15 01:23 AM
VA Home Loans for Whiteman Air Force Base are made with no money down, and if you're working with a great realtor you can often times get the seller to pay the closing costs, which allows you to come to closing without any money to spend! It's a great way to purchase a home while your stationed at the home of the B-2 Stealth Bomber! The rates on VA loans are much better than your other mortgage options typically, and VA loans don't have any pricey month-to-month mortgage insurance charge. Making use of a VA Home Loan is isn't really that different … (0 comments)
mo: What's a COE and Why is it important
- 06/16/15 02:09 AM
If you're a veteran or active duty military member, you might know about your DD214, but What's a COE and Why is it important? It's very important and we'd like to take a few moments to explain this for anyone who is looking to get a VA Loan. This is probably the key element of getting a VA home loan; the COE (and DD214) verify your VA loan eligibility. When you've gotten a hold of a lender who specializes in VA Loans (like we do) they are going to want to make sure you qualify, and the way they do that is … (3 comments)
mo: VA Loans for Lee's Summit Homes
- 06/15/15 12:59 AM
There's nothing better than VA Loans for Lee's Summit Homes! It's probably the best mortgage program out there right now and it's a great way to get a new home, however there are some qualifications that you must meet to get a VA home loan! We'd like to cover those in this blog post and help you understand why this mortgage program is the best out there. In order to get a home in Lees Summit, MO using a VA Loan you'll need to do the following things. Served active duty in ANY branch of the United State Armed ForcesAir Force, Army, … (0 comments)
mo: VA Appraisals and Common Repairs
- 06/11/15 04:05 AM
The VA loan option offers many veterans the option of securing a home loan with several benefits and advantages. Because this program is backed by the government, it requires a unique appraisal process. (FHA loans require this too.) To ensure the property meets VA loan requirements, an appraiser will be assigned to review the property. This is NOT the same as a home inspection since the appraiser is looking out for the best interests of the government since it's providing the loan backing. In order to look out for YOUR best interests, you're highly encouraged to hire an independent home inspector. The … (3 comments)
mo: The Importance of a Real Estate Agent
- 06/09/15 02:04 AM
If you’re ready to become a homeowner, it’s important to work with someone with local credibility and a reputation for honesty. That's the importance of a real estate agent. For home buyers, the real estate market can be foreign. Therefore, working with a trustworthy real estate agent will help home buyers feel more comfortable. Below are reasons why it’s important to work with a local real estate agent. The real estate agent will know and understand the market. Real estate agents are needed to understand the state of the local market and they take it as a full time job. In fact, they fully … (2 comments)
mo: Can any branch of the military apply for a VA loan?
- 06/05/15 01:04 AM
A common question we hear around the office - Can any branch of the military apply for a VA loan? Simply put - YES! VA loans are a program for any veterans who serve currently, or have served in the past, for any division of the Armed Forces. It's not something privy just to the Army, Navy or Air Force. Anyone who's served our country and enlisted may be eligible for a VA Loan. VA Loan benefits apply to all divisions of the U.S. Armed Forces VA Loan EligibilityYou may be eligible for a VA loan if you have served in any of these Armed … (0 comments)
mo: VA Loans and Homes for Heroes help veterans with mortgages
- 06/02/15 01:10 AM
Are you like my family and have a pile of coupons or ads displaying the best 'deals' of Christmas sitting to the side of your desk, waiting for you to redeem them as you Christmas shop? Whether it's the $10 Kohl's cash or the BOGO coupon for new shoes, most of us want a deal this holiday season... and beyond. We love to save money and to spend less. Looking for a deal on mortgages and home loansI meet many who are hoping for a 'deal' when it comes to home loans and mortgages. For those who are eligible for a VA loan, there may … (5 comments)
mo: 3 Tricks to Choosing the Right Home
- 06/01/15 12:59 AM
You're looking into VA loan benefits, you're most likely house hunting. While I'm not a pro when it comes to finding real estate (but I can refer you to some if you need) - I do understand that it's important to think ahead when buying a house. As you tour homes in search of your next residence, here are the 3 Tricks to Choosing the Right Home. 1. Thing Big PictureLook ahead and come up with a 5 or 10-year-plan as you house hunt. Will you start a family, raise a family or even become empty-nesters? Will you want more room to host big … (0 comments)
mo: The Importance of Getting Pre-Approved.
- 05/19/15 03:08 AM
To know the importance of getting pre-approved means that before you begin the exciting process of looking for a home, you need to connect with a local mortgage lender. A trusted mortgage lender can then begin the process of getting you pre approved.
Why should I get pre approved first?There are several reasons it’s critical to be pre approved before looking for a home. First, most realtors won’t show you houses until you have an approval letter from a bank. Second, a mortgage lender will be able to discuss with you how much home your family can afford. Even if there are issues with … (15 comments)
mo: Get Mortgage Ready.
- 05/18/15 12:39 AM
We always ask our clients one question when they first come in our offices to discuss getting a home loan "What do I need to do to Get Mortgage Ready?" Believe it or not, some people don't know the answer to this question, and honestly we don't mind helping people understand what it takes to be mortgage ready. In fact, we answer this question so much that we've created a video that goes out to folks who are interested in getting a home loan through our office that explains what getting mortgage ready means and how it can affect their home purchasing … (0 comments)
mo: 3 Reasons Lee's Summit is great for VA Loans
- 05/11/15 01:16 AM
Lee's Summit MO is a great place to live and VA Loans are great for veterans, put them together and you get 3 Reasons Lee's Summit is great for VA Loans. 1. Lee's Summit is one of the best suburbs in the Kansas City Missouri area to raise a family with great schools, great parks and wonderful neighborhoods all nearby to shopping and restaurants. This community has been growing and thriving for decades and they know how to throw a party! The VA Home Loan is great for a family looking to move into this region, especially those who've just left the military … (0 comments)
This is Darren Copeland's Blog, Darren is a Senior Mortgage consultant and mortgage banker in Lees Summit, MO and for the rest of the Kansas City Area with Leader One Financial. We specialize in Home Mortgage loans specifically FHA loans, VA Loans, Conventional loans and even reverse mortgages for seniors! Check our blog for information about Home Loans and Mortgage tips and news for Home Buyers and; Real Estate Agents!
Call us today to get started
(816) 268-4025
Understanding the mortgage process seems quite difficult, but when you have an expert explaining it in a Mortgage 101 series, it really be a simple process. Darren Copeland and his KC Loan Tips team at LeaderOne Financial have worked to put together a great YouTube series that walks you through some of the most difficult parts of the mortgage process. If you watch the video below you'll see the introduction to their Mortgage 101 series, and the youtube link above can take you to all the other videos and topics covered on their great website.
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