mortgage loan: What's the difference between Mortgage Programs - 04/03/15 02:17 AM
We're experts on just about any home loan you can get, but What's the difference between Mortgage Programs?  Many people call us to get pre-approved and many of those same people don't know what program they qualify for, let alone how those programs differ from each other! Our primary focus when it comes to helping people get their home loans are on FHA, USDA, VA and Conventional loans.  We've made it our business to know as much as we can, so you don't have to figure it out on your own, A local realtor asked our mortgage loan expert, Darren Copeland … (5 comments)

mortgage loan: Waiting After a Bankruptcy - 03/30/15 12:20 AM
Maybe you weren't expecting it, your credit slipped, something happened and now you're waiting after a bankruptcy wondering if you can buy a new home?  The good news is that having a bankruptcy doesn't end your dreams of owning a house, however it may delay them by a few years.  A Realtor in the Kansas City area joined our local Lee's Summit Missouri mortgage lender, Darren Copeland, in our Ask Darren series to ask this very question about waiting after a bankruptcy.  Watch the video below to find out more about how this unfortunate circumstance can be overcome to help you … (0 comments)

mortgage loan: Starting the Home Buying Process - 03/27/15 12:12 AM
Many people are confused when it comes to Starting the Home Buying Process, but why is that?  We find that people just get excited about finding a home and we completely understand, what's not to get excited about finding that place to raise your family, to invite friends over for a backyard BBQ.  As you're dreaming about these things you need to realize that finding the home is often not the first step in the mortgage process, in fact, it's the 3rd step of the process. 
The first step of the home loan process would be to find a local mortgage … (0 comments)

mortgage loan: First Time Home Buyers Lee's Summit - 03/25/15 11:53 PM
If you're a first time home buyer Lee's Summit MO is a great place to purchase a house and raise a family. Living and working in this part of the Kansas City area is one of the dreams of many people looking for great neighborhoods and great schools.  If you're looking to purchase your first home there's a few things  you should know, that's why Darren Copeland created this video just for you as a way to talk to you about these need to know topics when buying your first home.

One of the things Darren mentions in this video … (0 comments)

mortgage loan: Documents You'll Need to Get a Mortgage - 03/23/15 02:35 AM
The mortgage process with a new client and you're going along swimmingly then; there's always surprise at the Documents You'll Need to Get a Mortgage! There's quite a big list of stuff that you'll need now and below we've got a mortgage expert from LeaderOne Financial who answers the questions of what paperwork you'll need to show your mortgage lender when it's time to purchase a home. It's great information for anyone who is looking to get a home loan, so with further hesitation, click play below!

Now that you've met Lees Summit Missouri's #1 mortgage lender, Darren Copeland,  You … (0 comments)

mortgage loan: House or Lender First? - 03/19/15 12:59 AM
One of the questions we run into a lot when people are working with a realtor or asking us: Should I find a House or Lender First?  We asked our local mortgage expert, Darren Copeland of KC Loan Tips and LeaderOne Financial, to answer this question and here's the answer he gave us!

It's that simple if you want to have a stress free home loan process and eliminate all the possible worries of finding a house but not being able to afford it; You should pick your lender first.  If you would like to get pre-approved with us  you … (2 comments)

mortgage loan: Getting Pre-approved in Lee's Summit - 03/18/15 01:33 AM

Getting Pre-approved in Lee's Summit MO is probably easier than you think it is, especially if you're using a local lender with a local LSMO office.  Darren Copeland (who stars in the video above,) from LeaderOne Financial, is ready to help you understand and get pre-approved as soon as your ready to start your home buying process.   Darren and his KC Loan Tips team are ready to help you as you work your way through your VA, FHA, USDA or Conventional home loan process.  With our in house underwriters and a mortgage loan processor in our office we can assist … (0 comments)

mortgage loan: Lee's Summit First Time Home Buyers - 03/05/15 10:11 PM
Spring's just around the corner many people are ready to move into their first home, that's why we'd like to help all Lee's Summit First Time Home Buyers understand more about the home loan process and what it takes to make sure you get the best mortgage rates and the most stress-free process when buying that new house!
We know that taking time out of your day to read endless blogs and websites can really suck up your time, so we asked our local LeaderOne Financial mortgage guru and author of "The Home Buying Handbook," Darren Copeland to take a few … (0 comments)

mortgage loan: Lee's Summit Local Lenders - 03/05/15 04:55 AM
All over the country people are saying that food that is local grown has health benefits & economic benefits.  It's the same for Lee's Summit Local Lenders! At first I didn't think there could be health benefits to using a local lender for your VA, USDA, FHA or Conventional Home Loan, but after thinking about it for a few minutes I see some benefits in the health area and I do know that there are definitely reasons why using a local lender helps the economy of your area, in our case, Kansas City, MO. Darren Copeland and his team from KC … (0 comments)

mortgage loan: What Documents Do I Need? - 03/01/15 11:25 PM
We love answering questions about mortgages, and one of the most common questions we get before we start a pre-approval is What Documents Do I Need? and one of the ways we answer that question is by directing people to our YouTube Channel playlist called "Mortgage 1."
It's a few short videos (like the one below,) that answer this question and many other questions about the mortgage process!  If you're interested in getting a mortgage to purchase a home, whether you're a first time home buyer or whether you're a seasoned home buying expert, we reccomend  checking out this playlist just … (0 comments)

mortgage loan: Reverse Mortgage Tonganoxie - 02/26/15 10:36 PM
Many people 62+ years old are looking for ways to increase their monthly income possibly through a Reverse Mortgage Tonganoxie can allow them to do that without selling the home they've owned for many years!
A Reverse Mortgage is a way to get cash out the equity that you've built up in your home, If you're interested in finding out more about this amazing program then simply watch the video below of your local mortgage lender Darren Copeland of LeaderOne Financial explaining the benefits and the requirements associated with getting a reverse mortgage. 
Now that you understand how a Reverse … (0 comments)

mortgage loan: The Right Home Loan - 02/25/15 11:04 PM
It's extremely important to get pre-approved; the best reason for this is that you will very quickly know The Right Home Loan for your needs BEFORE  you go house hunting.  Knowing your credit score and your debt-to-income ratios (simply put the amount of income you have vs. the amount of expenses you have each month,) can really help you nail down the dream house you can afford to live in! 
We're experts at this here at KC Loan Tips and our mortgage loan officer Darren Copeland has his team from LeaderOne Financial ready to assist you in discovering and understanding just … (0 comments)

mortgage loan: Options for a Down Payment - 02/24/15 10:57 PM
One of the parts of the mortgage process that people tend to forget theyt have Options for a Down Payment and we totally understand, amidst all the closing costs, home price negotiations, and all the other numbers that factor into the whole home loan process, it's easy to forget!  Darren Copeland (from KC Loan Tips) and his team at LeaderOne Financial, have tons of experience in helping people find ways they can make their downpayment.  In the short video below Darren discusses many of the Options for a Down Payment that are available to you, we highly encourage you to watch … (0 comments)

mortgage loan: Kansas City Mortgage Do's and Don'ts - 02/23/15 10:27 PM
Whether you know it or not there are certain things that you should and shouldn't do when getting a mortgage & here in Kansas City Mortgage Do's and Don'ts can be a pretty big deal.  That's why we've created this 2 minute video to go over some things that you should and should not do when your seeking to buy a home!  The Do's can really make the process easier, and the don'ts can really derail the process. So that's why our mortgage guru: Darren Copeland, has taken some time away from his hard work at LeaderOne Financial and created KC … (0 comments)

mortgage loan: Mortgage Loan Kansas City - 01/19/15 01:54 AM
We're happy to help people in our local area understand what a Mortgage Loan Kansas City can do for them and part of that is simply educating folks on what it means to get a mortgage. 
A mortgage is commonly referred to as a home loan, which I think makes understanding what it actually is!  A mortgage is simple money loaned to you by the bank so you can purchase your home.  That's it! 
No kidding around here, getting a mortgage loan kansas city is just that. You're borrowing money from a bank or a financial institution to buy your home … (0 comments)

mortgage loan: Get an FHA Home Loan in Lee's Summit - 09/29/14 02:19 AM
If one of the many people out there looking for an opportunity to Get an FHA Home Loan in Lee's Summit, you just need to contact us at KC Loan Tips, we're all about making the mortgage and home buying process simple and so I'd like to introduce you to the first step in the process and help you make that most important first step to Get an FHA Home Loan in Lee's Summit.
To Get an FHA Home Loan in Lee's Summit is actually a very easy process and I'd like to outline that process for you right now with … (0 comments)

mortgage loan: Kansas City Homes for Sale - 05/07/13 05:17 AM
Kansas City Homes For Sale
When You're in search of a Kansas City Homes for Sale there are some  DO's and DON'Ts that you're going to wish to keep an eye out for in the first steps of you house buying process.  The first step when looking for homes on the market is to get pre-approved with a neighborhood lender, You should get pre-approved with us on-line or by calling (816)268-4025. On the subject of home mortgage approvals, and home purchasing, many people don't realize how their actions can affect their house buying experience. Here is what I encourage people when … (0 comments)

mortgage loan: Homes in Jackson County - 05/03/13 12:42 AM
Homes in Jackson County
Are you living in Lees Summit, Independence, Blue Springs or any other Jackson County city and looking for a house?  We're here to help you find Homes in Jackson County!  Before you begin your home search, one thing you'll need to do is get pre-approved for a home loan.  You can do get pre-approved online by clicking here, or you can call us at (816) 268-4025.  There are more than a few good reasons to get pre-approved before you find the house of your dreams.  So let's go over just a few of the advantages of getting … (0 comments)

mortgage loan: Kansas City Mortgage Loan Lenders - 05/02/13 01:05 AM
Kansas City Mortgage Loan Lenders
What most individuals don't know after they go to purchase a home is that there are a ton of people that want you to get a mortgage through them; however we think it is best to strive a Kansas City Mortgage Loan Lenders a whole lot of them are huge banks with branches in your area.  But we suggest that possibly it is best to keep away from the massive banks that do not offer everything regionally and take a look at someone who's in your community.  If you would like to get started on a house … (0 comments)

mortgage loan: Getting Pre-Approved for a home loan Kansas City - 04/19/13 12:21 AM
Getting Pre-Approved for a home loan Kansas City.
When it comes to buying a house there are a few things you need to know as you begin the mortgage process.  The first thing you need to do is find a good lender.  This is actually much easier than you think; You shoud look for someone who is local and preferably nearby that way they can stay in good contact and communicate with you easily.  The second step is where I'd like to focus today - that's on the pre-approval process.  Getting pre-approved is actually pretty easy.  You can do it one … (1 comments)

Darren Copeland, Darren Copeland (Leader One Financial)

Darren Copeland

Darren Copeland

Lee's Summit, MO

More about me…

Leader One Financial

Address: 4967-B NE Goodview Circle, Lees Summit, MO, 64064

Office: (816)268-4025

Fax: (816)795-7005

Email Me

This is Darren Copeland's Blog, Darren is a Senior Mortgage consultant and mortgage banker in Lees Summit, MO and for the rest of the Kansas City Area with Leader One Financial. We specialize in Home Mortgage loans specifically FHA loans, VA Loans, Conventional loans and even reverse mortgages for seniors! Check our blog for information about Home Loans and Mortgage tips and news for Home Buyers and; Real Estate Agents! Call us today to get started (816) 268-4025



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