va home loan: Junction City VA Loans - 11/02/15 05:01 AM
We're offering Junction City VA Loans to all our Army, Navy, Air Force, Marine, Coast Guard, National Guard and Reserves military members who live in the Kansas City area and are looking for a place to live.  If you're wanting to purchase a home in the Junction City Kansas area and have your DD214 or COE, we can help - actually, even if you don't have those we can help you get them so you can get your VA home loan.  The VA Mortgage program was started to help soldiers returning from war be able to pick up the pieces of … (0 comments)

va home loan: Leavenworth VA Loans - 10/30/15 12:14 AM
we're offering Leavenworth VA Loans to all our Army, Navy, Air Force, Marine, Coast Guard, National Guard and Reserves military members who live in the Kansas City Missouri or Kansas area and are looking for a place to live.  If you're wanting to purchase a home in the Leavenworth KS area and have your DD214 or COE, we can help - actually, even if you don't have those we can help you get them so you can get your VA home loan.  The VA Mortgage program was started to help soldiers returning from war be able to pick up the pieces … (1 comments)

va home loan: Warrensburg VA Loans - 10/29/15 12:13 AM
we're offering Warrensburg VA Loans to all our Army, Navy, Air Force, Marine, Coast Guard, National Guard and Reserves military members who live in the Kansas City area and are looking for a place to live.  If you're wanting to purchase a home in the Warrensburg Missouri area and have your DD214 or COE, we can help - actually, even if you don't have those we can help you get them so you can get your VA home loan.  The VA Mortgage program was started to help soldiers returning from war be able to pick up the pieces of their lives and … (0 comments)

va home loan: Blue Springs VA Loans - 10/27/15 02:19 AM
Every day it seems the the military is on the news in some capacity, and every time we see it, we're so thank for for what our active duty military folks are doing and for our military veterans for what they've done.  We are often confounded by trying to figure out how to say thank you to these folks, so we decided about 10 years ago the best thing we could do would be to offer you a website along with the best service and the best Blue Springs VA Loans to all our Army, Navy, Air Force, Marine, Coast Guard, … (1 comments)

va home loan: Kansas City Veteran Loans - 10/13/15 12:42 AM
Every day it seems the the military is on the news in some capacity, and every time we see it, we're so thank for for what our active duty military folks are doing and for our military veterans for what they've done.  We are often confounded by trying to figure out how to say thank you to these folks, so we decided about 10 years ago the best thing we could do would be to offer the best website, the best service and the best Kansas City Veteran Loans to all our Army, Navy, Air Force, Marine, Coast Guard, National Guard … (0 comments)

va home loan: Lee's Summit MO VA Loan - 10/12/15 01:15 AM
I've been a Kansas City Royals fan all my life, and Just like being a Royals fan is all about sticking with the team through the hard times, you're going to want a mortgage lender who knows all the ins and outs of the VA mortgage program and we're experts at that, and you'll probably also want a loan officer who will be there when things get tough! That's us! We're here to help anyone who's served with our armed forces to buy a home using a VA Loan in the KC MO area.  One of the things you'll need to … (0 comments)

va home loan: 3 steps to take to get a VA Home Loan - 08/24/15 12:16 AM
The VA home loan is a great loan for veterans and active duty in Lee's Summit.  We'd like to tell you 3 steps to take to get a VA Home Loan.  While we could spend hours and hours discussing what a great place Lee's Summit MO is to live; with its great schools and amenties that rival any place around the metro, we can't blame you for looking for a home there.
Rather than talk about all the things that are great about Lee's Summit, we'd reather talk to you about The best way to get an VA Loan in Lee's … (0 comments)

va home loan: Kansas City VA Loans - 08/18/15 11:45 PM
If you live near Kansas City, MO, and you're a veteran or active duty military then you need to know more about Kansas City VA Loans.  VA Home Loans are one of the best mortgage programs out there and are actually designed to help those who have served or are currently serving our country in any branch of the United States Military. The best part of this mortgage is that when you qualify for a VA Loan you don't have to worry about the 20% down payment that conventional mortgages require or even the 3.5% that FHA loans require.  This is … (0 comments)

va home loan: Getting ready for your VA home loan - 08/04/15 12:47 AM
There's a few things you can do when you want to buy a house and we're here to to help you while you're Getting ready for your VA home loan. The VA mortgage is the (HANDS DOWN) best mortgage available to those who have served in our military and served our country, we love helping our veterans and active duty service folks get into their new home using our knowledge of VA loans.  Check out the video below to see Darren Copeland, our VA mortgage expert explaining the steps you need to take when Getting ready for your VA home loan.
Now … (0 comments)

va home loan: 4 Things You Need to Know to get a VA Loan - 06/25/15 12:05 AM
When you're looking to buy a home you need to know what type of mortgage you'll need, so here are 4 Things You Need to Know to get a VA Loan.
1. You need to know if your service in the armed forces made you eligible for a VA home loan. Generally these servicemen and women are eligible for VA Loan:
Veterans of all branches of the United States Armed Forces Active duty personnel Reservists/National Guard members (you must have served for at least 6 years.) Some surviving spouses 2. The next thing you'll need to know is that getting pre-approved for … (0 comments)

va home loan: Luke AFB VA Home Loans - 06/22/15 05:24 AM
Luke AFB VA Home Loans are made with no money down, and if you're working with a great realtor you can often times get the seller to pay the closing costs, which allows you to come to closing without any money to spend! It's a great way to purchase a home while your stationed at the home of the F-35b!
The rates on VA loans are much better than your other mortgage options typically, and VA loans don't have any pricey month-to-month mortgage insurance charge. Making use of a VA Home Loan is isn't really that different than the FHA or Conventional … (1 comments)

va home loan: What's a COE and Why is it important - 06/16/15 02:09 AM
If you're a veteran or active duty military member, you might know about your DD214, but What's a COE and Why is it important?   It's very important and we'd like to take a few moments to explain this for anyone who is looking to get a VA Loan.
This is probably the key element of getting a VA home loan; the COE (and DD214) verify your VA loan eligibility.  When you've gotten a hold of a lender who specializes in VA Loans (like we do) they are going to want to make sure you qualify, and the way they do that is … (3 comments)

va home loan: Warrensburg VA Home Loan - 06/11/15 11:52 PM
Warrensburg VA Home Loan
Warrensburg VA lenders provide active duty, National Guard, reserve members and veterans the ability to get loans for homes. This program offers competitive interest rates with no requirement for private mortgage insurance or a down payment. Private lenders process the loans but the Veterans Administration guarantees a part of the loan if the borrowers have issues stopping them from making payments.
Veterans can apply for Purchase Loans if they are having trouble with securing traditional financing. A number of people use these loans to refinance traditional loans and the Administration guarantees up to the total value of the property.
These … (0 comments)

va home loan: VA Appraisals and Common Repairs - 06/11/15 04:05 AM

The VA loan option offers many veterans the option of securing a home loan with several benefits and advantages. Because this program is backed by the government, it requires a unique appraisal process. (FHA loans require this too.) To ensure the property meets VA loan requirements, an appraiser will be assigned to review the property. This is NOT the same as a home inspection since the appraiser is looking out for the best interests of the government since it's providing the loan backing. In order to look out for YOUR best interests, you're highly encouraged to hire an independent home inspector.
The … (3 comments)

va home loan: The VA Loan doesn't expire - 06/10/15 12:39 AM
Unlike milk, the VA Loan never expires. Some things expire.
Milk.
Eggs.
Pizza coupons.
However some things don't expire. For example, the VA Loan doesn't expire.
What is the VA Loan?If you've ever been in the military, you might be eligible for the VA loan. Yes, even if you served in Vietnam some time ago. Or, if you signed up right out of high school because college wasn't right for you just quite yet. The VA loan is a program offered by the Federal government to those who've been in the service. It's one of the VA programs available that offers big advantages when it comes time … (0 comments)

va home loan: What is a DD214 - 06/08/15 01:39 AM
If you've begun looking into using your VA benefits to buy a house, you might be seeing a request for a DD214 form, but what is a DD214? If you have no clue about this form or don't think you have one - don't panic. Let us help guide you through. If you are no longer on active duty, this is a form you'll need for your loan process. If you are currently serving on active duty - this doesn't apply to you.
What is a DD214 Form? Your DD214 is given to you by the military (Department of Defense, to be exact) … (5 comments)

va home loan: Can any branch of the military apply for a VA loan? - 06/05/15 01:04 AM
A common question we hear around the office - Can any branch of the military apply for a VA loan? Simply put - YES! VA loans are a program for any veterans who serve currently, or have served in the past, for any division of the Armed Forces. It's not something privy just to the Army, Navy or Air Force. Anyone who's served our country and enlisted may be eligible for a VA Loan.
VA Loan benefits apply to all divisions of the U.S. Armed Forces VA Loan EligibilityYou may be eligible for a VA loan if you have served in any of these Armed … (0 comments)

va home loan: VA Loans Unlimited Use - 06/03/15 05:14 AM
Some benefits may only be used once. You know this if you've used a Groupon recently. Coupons, certificates, favors - things that bring benefits often expire after redeemed one time. That's not the case with a VA loans Unlimited Use benefit though. If you've served in the military and are eligible for a VA loan, your VA loan benefit will last you the rest of your life.
How many times can I use a VA loan? Drum roll please: Your VA Loan has unlimited use! As long as you're moving into a primary residence, you can use your VA loan each time you move. … (1 comments)

va home loan: VA Loans and Homes for Heroes help veterans with mortgages - 06/02/15 01:10 AM
Are you like my family and have a pile of coupons or ads displaying the best 'deals' of Christmas sitting to the side of your desk, waiting for you to redeem them as you Christmas shop? Whether it's the $10 Kohl's cash or the BOGO coupon for new shoes, most of us want a deal this holiday season... and beyond. We love to save money and to spend less.
Looking for a deal on mortgages and home loansI meet many who are hoping for a 'deal' when it comes to home loans and mortgages. For those who are eligible for a VA loan, there may … (5 comments)

va home loan: Purchasing a Home vs. Military Housing - 05/28/15 11:45 PM
Being an active military member can leave you wondering how long you’re going to be stationed at your current or upcoming location. The decision is often Purchasing a Home vs. Military Housing and with PCS season approaching, this may be the topic of discussion in your family this summer. Because of the possibility of change, you may not know exactly what to do about your housing situation.
 
If you’re debating whether to purchase a home or live in military housing, there are several factors you need to consider. Before you make a decision, sit down with your family and discuss the following:
Quality … (2 comments)

 
Darren Copeland, Darren Copeland (Leader One Financial)

Darren Copeland

Darren Copeland

Lee's Summit, MO

More about me…

Leader One Financial

Address: 4967-B NE Goodview Circle, Lees Summit, MO, 64064

Office: (816)268-4025

Fax: (816)795-7005

Email Me

This is Darren Copeland's Blog, Darren is a Senior Mortgage consultant and mortgage banker in Lees Summit, MO and for the rest of the Kansas City Area with Leader One Financial. We specialize in Home Mortgage loans specifically FHA loans, VA Loans, Conventional loans and even reverse mortgages for seniors! Check our blog for information about Home Loans and Mortgage tips and news for Home Buyers and; Real Estate Agents! Call us today to get started (816) 268-4025


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