va loan: Purchasing a Home vs. Military Housing - 05/28/15 11:45 PM
Being an active military member can leave you wondering how long you’re going to be stationed at your current or upcoming location. The decision is often Purchasing a Home vs. Military Housing and with PCS season approaching, this may be the topic of discussion in your family this summer. Because of the possibility of change, you may not know exactly what to do about your housing situation.
 
If you’re debating whether to purchase a home or live in military housing, there are several factors you need to consider. Before you make a decision, sit down with your family and discuss the following:
Quality … (2 comments)

va loan: Are VA Loan-Financed Homes Harder to Sell? - 05/27/15 12:09 AM
Are VA Loan-Financed Homes Harder to Sell?
Active military members and military families are often facing relocations. Due to this, its often asked if having a VA loan limits the ability or right to sell their home.
The assumption is that having a VA home loan imposes special conditions which lock you into your property and disable the right to sell the home. Fortunately, this assumption is untrue. Va Loans and regular mortgages are similar in the fact that you can sell at any time.
Whether you’re selling to upgrade to a bigger home or due to PCS, homeowners with a VA loan-financed home … (2 comments)

va loan: 4 Simple Ways to Boost Your Credit Score - 05/26/15 12:41 AM
VA loans offer HUGE benefits to to our military and veterans, but you still need a 620 credit score, so here are 4 Simple Ways to Boost Your Credit Score.
While we can point you in the right direction for credit restoration services if you're in really bad shape, we also thought we'd give you a few simple ways to boost your credit score on your own.
It might be easier than you think.
Tips for Boosting your CreditYou don't have to work in finance to improve your credit score. Here are a few simple tips:
1. Don't Close Unused Accounts Right Away You might think that … (2 comments)

va loan: First Time Home Buyer Tips - 05/20/15 12:07 AM
With Memorial Day approaching very quickly, we would like to pause from talking about First Time Home Buyer Tips and say that we at Midwest VA Loans would like to take the time to express our gratitude to those have have served for our country. We proudly serve active military and veterans to help them in buying a home for their family. Today especially we salute those who have served and sacrificed.
For military families, we look forward to getting you started with buying your first home. Our experience will work for you in taking the right steps. First, we think it’s … (0 comments)

va loan: The 7 Best VA Loan Benefits - 05/04/15 02:21 AM
We love our military service men and woman and we wanted to share with you The 7 Best VA Loan Benefits that are available to you when you're looking into purchasing a home!
 
#7 - You can Pre-pay and there aren't any penalties for early payment!
#6 - The Closing Costs are comparable to other home loan programs such as FHA, USDA or Conventional.
#5 - You won't have to pay for Premium Mortgage Insurance (also known as PMI.)
#4 - The Lee's Summit/Kansas City MO area loan limit is $417,000
#3 - VA Loan Rates are generally lower than other mortgage program rates.
#2 - The … (0 comments)

va loan: VA Loan Lee's Summit - 04/30/15 12:08 AM
If you're a military serviceman or woman, whether active-duty or retired the best home loan for you is the VA Loan Lee's Summit.
Some of the reasons that the VA home loan is the best for our armed forces members are:
No Down Payment Typically Lower Interest Rates Relaxed Credit Standards (but you will have to have good credit to qualify) Caters only to United States Military Members You can use it repeatedly Loan Limit of $417,000 in the Lee's Summit MO/Kansas City Missouri area  
If you're considering purchasing a house and you've served our country in any of the branches of … (3 comments)

va loan: Midwest VA Loans - 04/29/15 03:00 AM
If you haven't heard about Midwest VA Loans, then you're missing out on one of the best VA Loan resources out there online and you could be potentially spending way too much money on your VA Mortgage. We've got Missouri's top VA home loan expert here, Darren Copeland, you may have seen Darren's YouTube Channel devoted to getting people informed about VA loans, if you haven't watched any of the videos, I encourage you to do so!
If you've got questions about:
Getting Your COE or DD214? What's the VA Loan Limit for my area? Am I VA Loan Eligible? What documents … (1 comments)

va loan: Getting Mortgage Ready for your VA Home Loan - 02/09/15 11:24 PM
Getting Mortgage Ready for your VA Home Loan may sound like a difficult task, but it's really not at all.  There's just a few things you need to get together and have ready.  If you haven't watched the video below this text, wit our local loan expert Darren Copeland from KC Loan Tips and LeaderOne Financial. WHo can help you get ready for your home loan, and get you through the first few steps of the home loan process . We'd highly reccomend that you do so!  It's a short video that will give you a general overview of the steps … (1 comments)

va loan: Get a VA Home Loan in Blue Springs - 09/26/14 02:10 AM
The best thing for our military folks, either active duty or veterans would be to Get a VA Home Loan in Blue Springs,  just contact us at KC Loan Tips, we're all about making the mortgage and home buying process simple, especially for those who have served our country and protected our citizens! I'd like to introduce you to the first step in the process and help you make that most important first step to Get a VA Home Loan in Blue Springs.
To Get a VA Home Loan in Blue Springs is actually a very easy process and I'd like … (4 comments)

va loan: VA Loan Limits Whiteman - 04/17/13 12:35 AM
VA Loan Limits Whiteman

In this blog post we’re going to be covering the loan limits for the VA Mortgage. If you're interested in getting a VA Home Loan you can get pre-approved here. But before we get into the meat and potatoes of the loan limit and their information we want you to know why the VA even has them.  The VA wants to keep our military living in housing that is similar to the area that they live in, So if an active duty service man or woman wants a home in Warrensburg, they should be able to … (0 comments)

va loan: Kansas City Mortgage Tips - 10/26/11 03:30 PM
Kansas City Mortgage Tips
I recently had the opportunity to speak with the Kansas City Star and give some honest updates about the mortgage industry in the Kansas City area. We helped get the word out that people are still buying homes, rates are rock bottom LOW, and some can get a fantastic deal on mortgage rates if they take the right steps. For anyone interested in reading the article, here's the link:
 What We Covered with the KC Star - Our Kansas City Mortgage Tips.
We were able to give a lot of great snippets of advice for any home … (1 comments)

 
Darren Copeland, Darren Copeland (Leader One Financial)

Darren Copeland

Darren Copeland

Lee's Summit, MO

More about me…

Leader One Financial

Address: 4967-B NE Goodview Circle, Lees Summit, MO, 64064

Office: (816)268-4025

Fax: (816)795-7005

This is Darren Copeland's Blog, Darren is a Senior Mortgage consultant and mortgage banker in Lees Summit, MO and for the rest of the Kansas City Area with Leader One Financial. We specialize in Home Mortgage loans specifically FHA loans, VA Loans, Conventional loans and even reverse mortgages for seniors! Check our blog for information about Home Loans and Mortgage tips and news for Home Buyers and; Real Estate Agents! Call us today to get started (816) 268-4025


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