Dave Halpern, Realtor, Keller Williams Realty Louisville East

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Real Estate Agent - Keller Williams Realty Louisville East (502) 664-7827

ARCHIVED BLOG POSTS

2010 

I snapped this photo of a full rainbow while waiting at a red light the other day. Didn't have time to compose. Just point, shoot, put the smartphone down and move on to my short sale listing appointment. A few days later I looked at the picture more closely and realized two things: There's a Fi...
07/30/2010
The actual short sale drama below is just one of tens of thousands playing out right now. We can help lenders mitigate their losses. Lenders: Please help us help you. Case in point: Bank of America has stopped considering back taxes as an allowable closing cost. We’ve been working on a fixer uppe...
07/29/2010
  Sadly, every year thousands of houses get scheduled for foreclosure auction in Louisville, KY. Behind every home is a borrower who now has to pick up the pieces and recover from a foreclosure. However, most of these foreclosures could have been avoided. The various foreclosure avoidance techniq...
07/25/2010
Did your loan modification get turned down? Did the bank say you make too much money? Not enough money? How about this: Did your lender deny a loan modification that you didn't even request? Or this: Did the bank approve your loan mod but you don't want it because the bank only lowered your payme...
07/24/2010
I hear it all the time. The borrowers want to fulfill their obligations and are deeply bothered that they can't handle it anymore. However, when all resources are depleted the decision is involuntarily made for them. There simply aren't any more financial options to keep the mortgage afloat. The ...
07/23/2010
More and more I am getting calls from distraught homeowners bewildered by their lender’s behavior. Here’s the typical cycle: Borrower submits request for loan modification. Lender puts the borrower on reduced trial payment. The reduced trial payment is hundreds of dollars less than the regular pa...
07/20/2010
Rapid response time and access to data are keys to success for Realtors. Now that I graduated from my "primitive" cell phone to an Android smart phone I can't imagine ever going back. What applications do you use in your Realtor business and why? How do they: Help you serve your clients? Save you...
07/18/2010
Sellers who need a short sale are struggling but they still have a tenacious dream. They want to rebuild, they want to get back into homeownership, they want to stabilize themselves and their family. I work with many distressed homeowners. Most of them have depleted all their resources trying to ...
07/17/2010
Dave Halpern | Louisville Short Sale Expert Realtors | (502) 894-9194 11303 Valley Cove Circle, Louisville, KY Great Deal on a Short Sale in Little Spring Farm. 5BR/3+1BA Single Family House offered at $285,000 Year Built 2007 Sq Footage 2,700 Bedrooms 5 Bathrooms 3 full, 1 partial Floors 2 Park...
07/15/2010
Sadly, many homeowners needlessly lose their homes to foreclosure rather than sell their houses by way of a short sale. In general , a short sale is better for the homeowner both financially and emotionally. In a best case scenario, the lender will accept an amount short of the payoff and forgive...
07/14/2010
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Dave Halpern

Louisville Short Sale Expert
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