Dave Halpern, Realtor, Keller Williams Realty Louisville East

Follow me
By
Real Estate Agent - Keller Williams Realty Louisville East (502) 664-7827

ARCHIVED BLOG POSTS

2011 

"Why is it taking so long?" asks the buyer's loan officer of the short sale Realtor. "Why is it taking so long?" asks the short sale Realtor of the buyer's loan officer. They both ask the same question. How ironic. In the spirit of cooperation, I will pose a request at the end of this post. The l...
06/19/2011
Inspiration and beauty is everywhere. Canopy of trees, lake, ducklings, park bench, elderly couple, office building. Poetry from the 1960's by Simon and Garfunklel. A lucky shot of my camera. Youtube. Activerain blogging platform. Just need to put it all together. Here it is. See if you can find ...
06/19/2011
If you can't afford closing costs and Realtor commission, you are probably like millions of Americans who owe more on your house than the house is worth. Please Do Not Despair - You Have Options Your lender recognizes this problem and has a process called a short sale. In a short sale, your lende...
06/18/2011
The economic crisis is now about 5 or 6 years old. Cars break down and must be replaced. Houses do not need to be replaced. Homeowners do not have to buy a new house every number of years. Homeowners can stay in the same house for decades. Renters do not have to buy a house. Pent up demand for ho...
06/17/2011
The problem: An interest rate lock costs the buyer substantial non-refundable upfront money. The money will be lost if the house does not close on time. Yet, short sale timelines are long and unpredictable, to say the least. What should all parties do in a short sale, as it relates to rate locks?...
06/16/2011
I’m used to having additional parties attend my short sale listing presentations. I welcome the opportunity to explain the process. The sellers often bring to the table advisors and supporters who are their; Parents Children Siblings Grandparents Grandchildren Neighbors Friends Significant others...
06/16/2011
Your credit could be tied up for years if you quitclaim your ownership interest of the house to your spouse or ex-spouse. This could hurt you even if you maintain excellent credit. This future impact may be overlooked in a divorce agreement. Credit Score and Debt Ratios are Two Separate Issues Th...
06/10/2011
All this within the strict timeline of a looming foreclosure. Not enough time to become a legal expert or a real estate expert. Who do you ask? Who do you trust? I am here to tell you that you have options. Good options. Did you know that lenders accept short sales? In a short sale, the lender le...
06/05/2011
If your mortgage payments are unsustainable YOU NEED TO GET RID OF YOUR HOUSE. Hanging on too long to a lost cause will just clean you out financially and emotionally. I know this sounds harsh, but I can't even count how many times sellers told me they wish they had met me years earlier. They wis...
06/04/2011
Spouses incur so many risks when they decide NOT to get rid of the marital home and the marital mortgage debt. If the house is “underwater” or has an “upside down mortgage”, they can short sale the house before or after the divorce is final. Waiting to sell after the divorce could spell disaster....
06/03/2011
Rainmaker
525,554

Dave Halpern

Louisville Short Sale Expert
Ask me a question
*
*
*
*
Spam prevention

Additional Information