foreclosure help: This Cat Attended My Short Sale Listing Presentation - 06/16/11 12:44 AM
I’m used to having additional parties attend my short sale listing presentations. I welcome the opportunity to explain the process. The sellers often bring to the table advisors and supporters who are their;
Parents Children Siblings Grandparents Grandchildren Neighbors Friends Significant others who are not on the loan Financial advisors Legal advisors I enjoy the crowd. The more people the better. I am confident in my knowledge and confident in my answers. I have vast supporting documentation at my fingertips wherever I go.
The more questions I am asked the better it is. Questions lead to understanding. Short sales are complex … (11 comments)

foreclosure help: The Biggest Loser – Of Mortgage Debt - 05/17/11 04:33 PM
Okay, call me nuts. I find inspiration about helping sellers avoid foreclosure in the weirdest pIaces.
I’m not a big fan of reality TV shows. Most of them do not reflect reality at all. I usually channel surf right over them. This time I was vegging out after a very long and tiring day and couldn’t find the remote. So I ended up watching an entire episode of “The Biggest Loser” where contestants compete on how much weight they can lose.
The contestants were telling their story about their excess weight;
Too much to bear Needed to feel normal again Had … (1 comments)

foreclosure help: Why Work with Dave Halpern to Help You Avoid Foreclosure and Deliver a Short Sale For You in Louisville KY - 01/03/11 02:15 AM
 
Most importantly, everyone in our organization cares about helping clients avoid foreclosure. Track Record! We close dozens of short sale listings each year. Enthusiastically satisfied clients – many testimonials. Your lender pays the real estate commission so you don't have to. Capable. Highly Trained - hundreds of training hours by national trainers and experts. Dave is accredited to teach other Realtors how to perform short sales. Has trained hundreds on a local and national level. Experienced – helps dozens of families each year avoid foreclosure. Organized - come visit my office, it will be instantly clear. Systemized – come visit … (1 comments)

foreclosure help: In Foreclosure In Louisville? 16 Questions to Ask Your Short Sale Realtor, Lawyer and CPA - 10/17/10 04:02 AM
A short sale enables the “underwater” seller to sell their house even if more is owed than the house is worth. The lender usually forgives the shortfall so the both the seller and the lender can move on. The lender usually pays all of the sellers closing costs and Realtor commissions so the seller doesn’t have to bring any money to closing.
It is vital that the seller bring in a Realtor who specializes in short sales. There is too much at risk to work with a Realtor who is not highly trained and fully committed to performing short sales for … (4 comments)

foreclosure help: Avoiding Foreclosure With a Short Sale: The First Meeting With Your Realtor - 10/16/10 03:45 AM
YOU are my client, and the short sale is all about helping YOU avoid foreclosure. It is all about YOU.
Here’s what YOU can expect from our first meeting:
I listen to all YOUR questions and concerns and provide YOU with comprehensive answers. I ask YOU key questions, bringing my years of experience to the table for YOUR benefit. We then customize a strategy, together. There are many variables in a short sale, and we develop a specific plan that fits YOUR circumstances and addresses YOUR wishlist. I make sure to answer all YOUR questions and address every single one of … (2 comments)

foreclosure help: Pre Foreclosure Short Sale: Do I Have To Leave The Utilities On? - 10/15/10 02:36 PM
If the sellers already moved out, should they spend their scarce financial resources to keep the utilities on?
Let’s backtrack for a minute. A short sale is a dignified and financially advantageous way for homeowners to avoid foreclosure. The lender accepts an amount SHORT of the amount owed and usually forgives the shortfall. Therefore the underwater homeowner SELLS their home and doesn’t LOSE their home.
So, a successful short sale is the goal. Keeping the utilities on is a good idea because:
It makes the house easier to sell. When potential buyers walk through the house it will be more inviting … (5 comments)

foreclosure help: Don’t Lose Sleep Over Your Mortgage – Lose Your Mortgage! - 10/11/10 04:18 PM
You may be losing sleep if you are:
“Upside down” on your mortgage. The sheriff served you with foreclosure papers. You’re behind on payments. You anticipate falling behind on payments. Must move but owe too much. You are not alone. This economy has been grinding up good, hardworking Americans.
My advice:
Look into selling your house via a short sale. In a short sale your lender accepts an amount short of what you owe.
Get that overwhelming debt out of your life.
This is real.
We have helped many in Louisville, KY and surrounding counties.
Don’t Lose Sleep Over Your Mortgage … (4 comments)

foreclosure help: With a Short Sale You Can Avoid Foreclosure in Louisville and Get Peace of Mind - 10/02/10 11:07 AM
Imagine the peace and tranquility of getting that mortgage out of your life!
Are you getting mortgage payment collection robo calls from India, Philippines and other bank call-centers? Worried what the mailman is bringing? Worried who may knock on your door? Owe more on the house than the house is worth? Please know you have options. The bank doesn’t want your house.
Your lender recognizes your hardship and has a commonly used program called a "short sale".
A short sale happens when the lender accepts an amount SHORT of what is owed. In most cases the lender forgives any deficiency.
It … (1 comments)

foreclosure help: Short Sales: Extra Compassionate Care Needed When Helping Retirees in Danger Of Losing Their Home - 08/26/10 12:08 AM
There is an alarming trend in short sales: Retirees losing their homes.
In the last several months I have listed in Louisville, Kentucky several short sales for clients in their golden years. Homeowners in their 60’s 70’s and 80’s are being hit with multiple reasons causing an involuntary sale of a home.
Declining values of homes Death of spouse resulting in emotional loss and loss of associated income Job loss Business volume declining if they are independent business people Health issues causing increased expenses and reduction of income When real estate was hot, homeowners could just sell their way out of … (5 comments)

 
Dave Halpern, Louisville Short Sale Expert (Keller Williams Realty Louisville East (502) 664-7827) Rainmaker large

Dave Halpern

Louisville Short Sale Expert

Louisville, KY

More about me…

Keller Williams Realty Louisville East (502) 664-7827

Address: 1230 S. Hurstbourne Lane, Louisville, KY, 40222

Office: (502) 664-7827

Mobile: (502) 664-7827

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