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Mortgage and Lending - www.DaveYourMortgageGuy.com - Legend Lending - NMLS #293883

ARCHIVED BLOG POSTS

2011 

When getting a mortgage it is important to know all your options.  And then decide which mortgage is best for you.  I can help you with this decision, but I also want to give you a short explanation of each of the major 3 mortgage programs: FHA, VA and Conventional.  Here they are: FHA LOANS An F...
04/30/2011
Many times I am asked by Buyers and Realtors "how much can the seller pay in closing costs"?  It is good to know when negotiating on a home how much the seller can pay of your closing costs.  This would make it easier for you to get into a home with less money needed.  Here are the allowable amou...
04/27/2011
Here is your weekly interest rate update: Conventional 30 year Mortgage: 4.75% Credit score:740 LTV:80% Loan Amount:$200k APR: 5.755% FHA 30 year:4.5% Credit Score:640 LTV:96.5% loan amount:$200k APR:5.275% Conventional 15 year:4% Credit score:740 LTV:80% Loan Amount:$200k APR:4.785%   Call me to...
04/27/2011
I hope you enjoy these 5 Unique and Beautiful Images of Telfair, that I took.  Telfair is an amazing home development located in Sugar Land, Texas.  If you are looking to buy a home, you have to check out Telfair!!  
04/25/2011
YouTube has just made your life easier with improving your videos.  YouTube can be a HUGE tool, so start using it today.  And let YouTube be your friend.  www.DaveYourMortgageGuy.com  Youtube's NEW Online Video Editing Tools and Features I've been waiting since the launch of Youtube for them to ...
04/21/2011
Are you trying to sell your own home and do not know where to start?  Selling your home without a Realtor can be hard.  If you decide to sell your own home let me give you some guidance in regards to the financing.  For your home I will do a Flyer specific to the home.  It will have photos, a des...
04/20/2011
Once Again Patrick Lim has provided great info.  USDA loans are an awesome mortgage program.  0% Down Payment and NO Monthly Mortgage Insurance!! Call me today for more info on USDA loans.    www.DaveYourMortgageGuy.com  If you are looking to buy a home in the Tara sub-division of Richmond Texas...
04/20/2011
USDA Loans are mortgages for Homes that are found in Rural areas.  Oddly enough, some homes in Richmond are considered Rural.  The Tara Sub Division is one of these areas.  Here are the highlights of a USDA loanfor: You will not need a down payment.  That's right 0%!!!  FHA loans require a down p...
04/20/2011
Here is your weekly interest rate update: Conventional 30 year Mortgage: 4.75% Credit score:740 LTV:80% Loan Amount:$200k APR: 5.755% FHA 30 year:4.5% Credit Score:640 LTV:96.5% loan amount:$200k APR:5.65% Conventional 15 year:4.125% Credit score:740 LTV:80% Loan Amount:$200k APR:4.95%   Call me ...
04/20/2011
This is great info from Patrick Lim, www.patricklim.com.  This information is helpful for anyone looking to buy or sell their home in New Territory Sugar Land, Texas.  www.DaveYourMortgageGuy.com  HOME SALES IN NEW TERRITORY - April Update As a fellow homeowner in New Territory, I know how impor...
04/19/2011
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