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Mortgage and Lending - www.DaveYourMortgageGuy.com - Legend Lending - NMLS #293883

ARCHIVED BLOG POSTS

2011 

Did you know Conventional 15 year rates do not penalize you for lower credit scores, unlike 30 year rates? They do not!!  So a client with a 680 would get the same 15yr rate as a client with a 740 credit score. Lets say you are buying a home of $250,000 with a 20% down payment and you have a 675 ...
07/27/2011
Here is your weekly interest rate update: Conventional 30 year Mortgage: 4.5% Credit score:740 LTV:80% Loan Amount:$200k APR: 4.95% FHA 30 year:4.25% Credit Score:640 LTV:96.5% loan amount:$200k APR:5.15% Conventional 15 year:3.625% Credit score:740 LTV:80% Loan Amount:$200k APR:4.12%   Call me t...
07/27/2011
Businessweek recently did a great article on the 25 cheapest cities to live in the United States.  The report was based on the cost of Transportation, housing, health care, grocery and other costs.  Of the 25 cities, Texas is home to 7 of them.  Makes you proud as a Texan.  Here are the 7 and exa...
07/25/2011
We all hit that writers block on what we can write blog posts about.  Shoot, I’m in a writer’s slump right now.  So I was thinking where can I get inspirations for blog topics.  Well, here are 10 easy ideas I thought of that can lead to writing out of your “blog writing block”:   1.       Dinner-...
07/23/2011
If you are interested in buying or refinancing a Condo, you need to know your mortgage options and requirements.  Unlike when you want to buy a regular home, condo's have more restrictions and requirements.  Here are the explanations for Condo financing for FHA, VA and Conventional Loans: FHA- If...
07/20/2011
Here is your weekly interest rate update: Conventional 30 year Mortgage: 4.375% Credit score:740 LTV:80% Loan Amount:$200k APR: 4.75% FHA 30 year:4.25% Credit Score:640 LTV:96.5% loan amount:$200k APR:5.15% Conventional 15 year:3.625% Credit score:740 LTV:80% Loan Amount:$200k APR:4.12%   Call me...
07/20/2011
When coming over to the US, you have a couple items to pay attention to so you can eventually get a Mortgage.   I will go over the specific things to address when you move to the United States and how to be better prepared for eventually getting a Mortgage.  Here they are:  Your Visa- Most likely...
07/14/2011
Here is your weekly interest rate update: Conventional 30 year Mortgage: 4.375% Credit score:740 LTV:80% Loan Amount:$200k APR: 4.75% FHA 30 year:4.25% Credit Score:640 LTV:96.5% loan amount:$200k APR:5.15% Conventional 15 year:3.625% Credit score:740 LTV:80% Loan Amount:$200k APR:4.12%   Call me...
07/13/2011
Rebekah, has given awesome advice if you are stuck coming up for a title for a blog post.  Many times it can be difficult, but try to keep it simple and come up with a plan.  But always remember to make it catchy and focus on what the article is about.  Dave Your Mortgage Guy.  Have you ever wri...
07/12/2011
If your like me, you love some good Sushi.  And if you live in Sugar Land like me or Fort Bend County you don't always feel like driving into Houston to get Sushi.  Problem solved, Azuma at 15830 Southwest Freeway.  It is located in the Whole Foods Parking lot at 59 and Highway 6.  Not only is th...
07/08/2011
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David Krichmar

DaveYourMortgageGuy.com
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