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2013 

Conventional 30 year Mortgage: 4.625% Credit score:740 LTV:80% Loan Amount:$200k APR: 4.89% FHA 30 year:4.25% Credit Score:640 LTV:96.5% loan amount:$200k APR:5.47% Conventional 15 year:3.625% Credit score:740 LTV:80% Loan Amount:$200k APR:3.9%   Rates are Subject to Change Call me today if you a...
08/28/2013
  Recently FHA mortgages changed the guidelines on when the mortgage insurance(MI) goes away.  Now if you put down the normal FHA down payment of 3.5% the monthly mortgage insurance never goes away.  Vs in the past it did.  This has caused FHA loans to get a bad rap.  Yes this is not good news, b...
08/22/2013
  There is a lesser known conventional loan program that allows a 3% down payment.  This program is fantastic for home buyers that do not have the 5% down payment of a normal conventional loan.  But there also some other great examples where this loan could help home buyers, here are just a few o...
08/22/2013
Conventional 30 year Mortgage: 4.75% Credit score:740 LTV:80% Loan Amount:$200k APR: 4.95% FHA 30 year:4.25% Credit Score:640 LTV:96.5% loan amount:$200k APR:5.37% Conventional 15 year:3.75% Credit score:740 LTV:80% Loan Amount:$200k APR:4.03%   Rates are Subject to Change Call me today if you ar...
08/21/2013
  Effective October 15, 2013 FHA mortgage guidelines are changing.  HUD has just announced two major changes in regards to collection accounts and accounts that are being disputed.  And here they are:   DISPUTES:  Cumulative derogatory disputes on files can be $1000 or less and they do not have t...
08/16/2013
Conventional 30 year Mortgage: 4.5% Credit score:740 LTV:80% Loan Amount:$200k APR: 4.75% FHA 30 year:4.25% Credit Score:640 LTV:96.5% loan amount:$200k APR:5.37% Conventional 15 year:3.625% Credit score:740 LTV:80% Loan Amount:$200k APR:3.93%   Rates are Subject to Change Call me today if you ar...
08/14/2013
Conventional 30 year Mortgage: 4.5% Credit score:740 LTV:80% Loan Amount:$200k APR: 4.75% FHA 30 year:4.125% Credit Score:640 LTV:96.5% loan amount:$200k APR:5.27% Conventional 15 year:3.625% Credit score:740 LTV:80% Loan Amount:$200k APR:3.93%   Rates are Subject to Change Call me today if you a...
08/07/2013
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David Krichmar

DaveYourMortgageGuy.com
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