Dave Your Mortgage Guy's Blog

Follow me
By
Mortgage and Lending - www.DaveYourMortgageGuy.com - Legend Lending - NMLS #293883

ARCHIVED BLOG POSTS

2015 

Conventional 30 year Mortgage: 4%Credit score:740LTV:80%Loan Amount:$200kAPR: 4.22%FHA 30 year: 3.875%Credit Score:740LTV:96.5%loan amount:$200kAPR:4.92%Conventional 15 year:3.25%Credit score:740LTV:80%Loan Amount:$200kAPR:3.52% Rates are Subject to ChangeCall me today if you are thinking of refi...
09/30/2015
During my career in the mortgage business I have heard many horror stories when home buyers have used other lenders. There are many things that can go wrong when your mortgage is in the wrong hands. But how can you as a buyer know if a lender is not right for you? Well after some brain storming I...
09/25/2015
Conventional 30 year Mortgage: 4.125%Credit score:740LTV:80%Loan Amount:$200kAPR: 4.32%FHA 30 year: 3.875%Credit Score:740LTV:96.5%loan amount:$200kAPR:4.92%Conventional 15 year:3.375%Credit score:740LTV:80%Loan Amount:$200kAPR:3.52% Rates are Subject to ChangeCall me today if you are thinking of...
09/23/2015
My husband and I worked with Dave years ago with the purchase of our “first home” and while we were new to the process, he made everything very easy and simple.  With that said, it was only a given that we give Dave a call again now that we were ready to buy our next home.  Knowing a little more ...
09/21/2015
Conventional 30 year Mortgage: 4.125%Credit score:740LTV:80%Loan Amount:$200kAPR: 4.32%FHA 30 year: 4%Credit Score:740LTV:96.5%loan amount:$200kAPR:5.02%Conventional 15 year:3.375%Credit score:740LTV:80%Loan Amount:$200kAPR:3.52% Rates are Subject to ChangeCall me today if you are thinking of ref...
09/16/2015
HUD has come out and changed some of their rules for FHA loans. The biggest one being you now have to count deferred loan payments in the borrowers(buyers) debt to income ratio. Vs before you could ignore that payment if it was deferred for over 12mths. This is obviously not good news as it would...
09/10/2015
Conventional 30 year Mortgage: 4.125%Credit score:740LTV:80%Loan Amount:$200kAPR: 4.32%FHA 30 year: 4%Credit Score:740LTV:96.5%loan amount:$200kAPR:5.02%Conventional 15 year:3.375%Credit score:740LTV:80%Loan Amount:$200kAPR:3.52% Rates are Subject to ChangeCall me today if you are thinking of ref...
09/09/2015
Conventional 30 year Mortgage: 4.125%Credit score:740LTV:80%Loan Amount:$200kAPR: 4.32%FHA 30 year: 4%Credit Score:740LTV:96.5%loan amount:$200kAPR:5.02%Conventional 15 year:3.375%Credit score:740LTV:80%Loan Amount:$200kAPR:3.52% Rates are Subject to ChangeCall me today if you are thinking of ref...
09/02/2015
Rainmaker
481,652

David Krichmar

DaveYourMortgageGuy.com
Ask me a question
*
*
*
*
Spam prevention