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2011: DO NOT FORGET: Mortgage Insurance is Tax Deductible on Your 2011 Tax Returns
- 01/31/12 03:05 AM
Well, it is that time of year. TAX TIME!!! And we are all looking for the most write off’s we can. And owning a home has many. One special deduction for the year 2011 is that you can write off Mortgage Insurance. This was not true in the past and at this point it does not look like you will be able to write it off in 2012. But, who knows what will happen in the future. Here are the exact rules for being able to write off your Mortgage Insurance on your 2011 Tax Returns:
1. Your purchase or refinance … (4 comments)
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2011: Recycling Christmas Tree Program for Missouri City, Texas 2011
- 12/26/11 03:50 AM
If you live in Missouri City(Texas) and are looking to recycle your nature Christmas tree, here is the information you are looking for. Below is the schedule and ways to recycle your tree(s):
· You can leave your Tree at the curb for pickup on Weds 28th, Weds Jan 4th, Weds Jan 7th
· You can drop the Tree off at the Missouri City Recycling Center at 1919 Scanlin Rd from Dec 27th thru Jan 6th.
Please make sure the trees are removed of all decorations and stands before dropping them off.
There is a 3rd option if … (5 comments)
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2011: Conventional Loans with NO Mortgage Insurance. A Great Mortgage Option to Know!
- 12/03/11 11:14 AM
Many times, Mortgage Insurance can be a necessary evil. You will have mortgage insurance if you get a conventional loan and are putting less than 20% down payment. And also if you go with a FHA loan. But, there is actually another option. And it is the No Mortgage Insurance loan, otherwise known as Lender Paid Mortgage Insurance(LPMI). To off set the lack of mortgage insurance the lender increases the rate(usually around .25% higher). This program is based on guidelines of a regular conventional loan. So you will need higher credit scores(680+).
There are many benefits to this program, here … (4 comments)
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2011: FHA Monthly Mortgage Insurance is Increasing April 18th, 2011
- 02/15/11 03:17 AM
FHA has just announced that their Monthly Mortgage Insurance will be increasing on all loans on April 18th. It will be a .25% increase across the board. This means any loan that has a FHA case number on or after April 18, 2011 will have the new higher monthly mortgage insurance. Here are the changes:
30 year LTV > 95%. was .90 will be 1.15
30 yr LTV = or < 95% was .85 will be 1.10
15 yr LTV > 90% was .25 will be .50
15 yr LTV < 90% was 0 will be .25
This is not great news, … (1 comments)
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2011: Free Ebook on Better Business Blogging in 2011
- 11/30/10 01:16 PM
Hubspot.com recently came out with a great ebook titled "Better Business Blogging in 2011". If you blog but do not know how to take it to the next level in 2001, this is the book for you. Keep in mind these suggestions are also good for your website and social marketing(Facebook, Twitter, YouTube, etc). Here are just some of the highlights of the book:
Getting your staff and team involved in Blogging Seven Things that Blogging Does 35 Ways to Market your Blog Blogging with Search Engines in Mind Using Social Media to find new Readers Guest Blogging for Business … (1 comments)
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Well, it is that time of year. TAX TIME!!! And we are all looking for the most write off’s we can. And owning a home has many. One special deduction for the year 2011 is that you can write off Mortgage Insurance. This was not true in the past and at this point it does not look like you will be able to write it off in 2012. But, who knows what will happen in the future. Here are the exact rules for being able to write off your Mortgage Insurance on your 2011 Tax Returns:
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