bank: Dave Your Mortgage Testimonial- Andrew and Tonya Horn - 11/05/12 12:41 AM
After running into serious complications with our bank for our first home loan, Dave took us on short notice and did in two weeks what the bank failed to do in over a month. Right when we wanted to give up, Dave turned it around for us and made our dream of being home owners come true. He made the whole process a hundred times easier and worry-free. Dave is dependable, honest, and amazing at what he does. We are so grateful to have worked with him, and highly recommend him! Thank you Dave! - Andrew and Tonya Horn

bank: Your Bank Statements Can Be Your Best Friend or Worse Enemy when getting a Mortgage - 06/12/11 11:49 AM
When getting a mortgage it is important to know all the documentation you will need.  A short list is your most recent 30 days worth of paystubs, last two years w2's and complete tax returns.  You will also need the last 2mths retirement account and bank account statements(all pages).   When your loan is Underwritten(reviewed), the underwriter will go thru all these documents.  In this post I am going to talk about the issues you need to be aware of when it comes to your bank account statements. 
The reason you are required to provide 60 days worth of bank … (2 comments)

bank: Your Sugar Land Mortgage Lender. Get the Service you Expect! - 08/25/10 09:56 AM
Getting a mortgage to buy your dream home or refinance that home is a major financial decision.  When making this decision, you do not want to just go with a company on the Internet that advertises a lower rate.  There is more to expect from a lender, then just an advertised rate.  Here is just some of the things that separates me from my competition. 
I am available 7 days a week, not just 9-5 (bank hours) I have my own FHA and Conventional underwriter, allowing me to get answers quicker. And close your loans quicker I am local, not … (0 comments)

bank: Right of Offset..Yet Another Trick Up The Bank's Sleeve - 08/23/10 10:34 AM
This is important information if your money is at a bank that also has your car or home loan. 

Right of Offset..Yet Another Trick Up The Lenders Sleeve
Folks, this is scary stuff.  Yesterday, I received a call from one of my clients, telling me that her bank recently withdrew money out of her account to pay part of her missed mortgage payments.  We are in the middle of the short sale process, and she happens to bank at the same institution that holds her 1st Mortgage.
Banks have what is called a "right of offset", which allows them … (1 comments)

David Krichmar, ( - Legend Lending) Rainmaker large

David Krichmar

Sugar Land, TX

More about me… - Legend Lending

Address: Serving Harris, Fort Bend, Montgomery, Brazoria County, Houston, Katy, Sugar Land, Pearland, The Woodlands or anywhere in Texas!

Office: (832) 689-6012

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