buying: What is The FHA 203h Loan? For Disaster Victims, find out more - 09/04/17 09:06 AM
HUD(FHA) has a fantastic mortgage program for disaster victims called the FHA 203h. It is for someone who has been affected by a Disaster, such as Hurricane Harvey.  It allows them to buy a new home with 0% down payment.  Here are the specifics to know:
 
The home must be in a President Declared Disaster Area, to verify this you can check with FEMA to see the affected Counties
The FHA case number must be ordered within one year of the declared disaster. This means that they do not need to rush out to take advantage of this program, but rather … (11 comments)

buying: Your Mortgage Options when Buying a Home before selling Yours - 03/09/17 03:00 PM
I see this situation almost daily where someone wants to buy their home before selling their current home. It could be because your new home is not ready to sell, your dream home came on the market, etc.  So if you thinking of buying a home before selling your current home here are a couple mortgage options to keep in mind:
 
Do a 2nd mortgage- Since you may be short money for your down payment since it is in the equity of your current home. You can do a 2nd mortgage for the difference. So instead of putting down a 20% down payment, do a first … (0 comments)

buying: Mortgage Rate update for Katy, The Woodlands, Conroe, Houston 7/20/16 - 07/20/16 02:47 AM
Conventional 30 year Mortgage: 3.625%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 3.82%
FHA 30 year: 3.5%
Credit Score:740
LTV:96.5%
loan amount:$200k
APR:4.66%
Conventional 15 year: 3%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.22%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

buying: Mortgage Rate Update Sugar Land, Katy, Houston, The Woodlands 10/28/13 - 08/28/13 01:56 AM
Conventional 30 year Mortgage: 4.625%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.89%
FHA 30 year:4.25%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:5.47%
Conventional 15 year:3.625%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.9%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

(0 comments)

buying: Mortgage Rate Update Sugar Land, Katy, Houston, The Woodlands 08/21/13 - 08/21/13 01:14 AM
Conventional 30 year Mortgage: 4.75%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.95%
FHA 30 year:4.25%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:5.37%
Conventional 15 year:3.75%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:4.03%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

(2 comments)

buying: Mortgage Rate Update Sugar Land, Katy, Houston, The Woodlands 07/31/13 - 07/31/13 01:14 AM
Conventional 30 year Mortgage: 4.625%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.85%
FHA 30 year:4.25%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:5.37%
Conventional 15 year:3.75%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.93%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

(1 comments)

buying: Mortgage Rate Update Sugar Land, Katy, Houston, The Woodlands 07/17/13 - 07/17/13 01:17 AM
Conventional 30 year Mortgage: 4.375%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.65%
FHA 30 year:3.875%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:5.07%
Conventional 15 year:3.625%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.93%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

 
 
(0 comments)

buying: Mortgage Rate Update Sugar Land, Katy, Houston, The Woodlands 07/10/13 - 07/10/13 01:19 AM
Conventional 30 year Mortgage: 4.625%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.95%
FHA 30 year:4.25%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:5.37%
Conventional 15 year:3.75%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.93%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

 
(0 comments)

buying: Mortgage Rate Update Sugar Land, Katy, Houston, The Woodlands 04/17/13 - 04/17/13 01:22 AM
Conventional 30 year Mortgage: 3.5%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 3.89%
FHA 30 year:3.25%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.27%
Conventional 15 year:2.75%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:2.89%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

(1 comments)

buying: Mortgage Rate Update Sugar Land, Katy, Houston, The Woodlands 03/27/13 - 03/27/13 06:43 AM
Conventional 30 year Mortgage: 3.625%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.1%
FHA 30 year:3.25%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.27%
Conventional 15 year:2.875%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.21%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

(0 comments)

buying: Mortgage Rate Update Sugar Land, Katy, Houston, The Woodlands 03/13/13 - 03/13/13 01:16 AM
Conventional 30 year Mortgage: 3.75%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.1%
FHA 30 year:3.25%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.27%
Conventional 15 year:3%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.31%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

(0 comments)

buying: Mortgage Rate Update Sugar Land, Katy, Houston, The Woodlands 03/6/13 - 03/06/13 01:38 AM
Conventional 30 year Mortgage: 3.625%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 3.98%
FHA 30 year:3.25%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.27%
Conventional 15 year:2.875%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.21%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

(0 comments)

buying: Mortgage Rate Update Sugar Land, Katy, Houston, The Woodlands 02/27/13 - 02/26/13 11:59 PM
Conventional 30 year Mortgage: 3.625%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.21%
FHA 30 year:3.25%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.08%
Conventional 15 year:2.875%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.31%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

(1 comments)

buying: Mortgage Rate Update Sugar Land, Katy, Houston, The Woodlands 02/20/13 - 02/20/13 12:06 AM
Conventional 30 year Mortgage: 3.75%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.11%
FHA 30 year:3.25%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.08%
Conventional 15 year:2.875%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.31%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

(0 comments)

buying: Mortgage Rate Update Sugar Land, Katy, Houston, The Woodlands 02/13/13 - 02/13/13 12:06 AM
Conventional 30 year Mortgage: 3.75%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.11%
FHA 30 year:3.25%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.08%
Conventional 15 year:2.875%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.31%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

(0 comments)

buying: Mortgage Rate Update Sugar Land, Katy, Houston, The Woodlands 1/23/13 - 01/23/13 12:00 AM
Conventional 30 year Mortgage: 3.375%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 3.63%
FHA 30 year:3.25%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.08%
Conventional 15 year:2.75%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.05%
 
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

(0 comments)

buying: Mortgage Rate Update Sugar Land, Katy, Houston, The Woodlands 01/16/13 - 01/16/13 12:11 AM
Conventional 30 year Mortgage: 3.375%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 3.63%
FHA 30 year:3.25%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.08%
Conventional 15 year:2.75%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.05%
 
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

(0 comments)

buying: Mortgage Rate Update Sugar Land, Katy, Houston, The Woodlands 12/5/12 - 12/04/12 11:52 PM
Conventional 30 year Mortgage: 3.25%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 3.63%
FHA 30 year:2.875%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:3.98%
Conventional 15 year:2.625%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.05%
 
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

(0 comments)

buying: Mortgage Rate Update Sugar Land, Katy, Houston, The Woodlands 11/28/12 - 11/28/12 12:55 AM
Conventional 30 year Mortgage: 3.25%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 3.63%
FHA 30 year:3%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.2%
Conventional 15 year:2.625%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.05%
 
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

(0 comments)

buying: Mortgage Rate Update Sugar Land, Katy, Houston, The Woodlands 07/25/12 - 07/25/12 12:56 AM
Here is your weekly interest rate update:
Conventional 30 year Mortgage: 3.375%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 3.6%
FHA 30 year:3.25%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.15%
Conventional 15 year:2.75%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.25%
 
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

(0 comments)

 
David Krichmar, DaveYourMortgageGuy.com (www.DaveYourMortgageGuy.com - Legend Lending) Rainmaker large

David Krichmar

DaveYourMortgageGuy.com

Sugar Land, TX

More about me…

www.DaveYourMortgageGuy.com - Legend Lending

Address: Serving Harris, Fort Bend, Montgomery, Brazoria County, Houston, Katy, Sugar Land, Pearland, The Woodlands or anywhere in Texas!

Office: (832) 689-6012

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