deposits: News Flash: The Mortgage Process can be Annoying - 12/05/12 02:26 AM
The Mortgage Process can be annoying, bottom line.  There is a lot of documents needed and some may seem redundant.  It is important to know the process can be frustrating and to prepare yourself for it.  I pride myself on making the process as easy as possible for my clients and reduce the amount of stress.  But I still want to go over the documents needed for your mortgage, that may cause some frustration.  Here is a list of the items I believe may cause frustration and explanation on why they are needed:
 
1.      Complete Bank Statements- You will need … (2 comments)

deposits: Your Bank Statements Can Be Your Best Friend or Worse Enemy when getting a Mortgage - 06/12/11 11:49 AM
When getting a mortgage it is important to know all the documentation you will need.  A short list is your most recent 30 days worth of paystubs, last two years w2's and complete tax returns.  You will also need the last 2mths retirement account and bank account statements(all pages).   When your loan is Underwritten(reviewed), the underwriter will go thru all these documents.  In this post I am going to talk about the issues you need to be aware of when it comes to your bank account statements. 
 
Deposits
The reason you are required to provide 60 days worth of bank … (2 comments)

 
David Krichmar, DaveYourMortgageGuy.com (www.DaveYourMortgageGuy.com - Legend Lending) Rainmaker large

David Krichmar

DaveYourMortgageGuy.com

Sugar Land, TX

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www.DaveYourMortgageGuy.com - Legend Lending

Address: Serving Harris, Fort Bend, Montgomery, Brazoria County, Houston, Katy, Sugar Land, Pearland, The Woodlands or anywhere in Texas!

Office: (832) 689-6012

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