fha: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 2/8/2012
- 02/08/12 02:13 AM
Here is your weekly interest rate update:
Conventional 30 year Mortgage: 3.875%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.25%
FHA 30 year:3.625%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.85%
Conventional 15 year:3.25%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.65%
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
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fha: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 2/1/12
- 02/01/12 02:17 AM
Here is your weekly interest rate update:
Conventional 30 year Mortgage: 3.875%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.25%
FHA 30 year:3.75%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.85%
Conventional 15 year:3.125%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.5%
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
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fha: DO NOT FORGET: Mortgage Insurance is Tax Deductible on Your 2011 Tax Returns
- 01/31/12 03:05 AM
Well, it is that time of year. TAX TIME!!! And we are all looking for the most write off’s we can. And owning a home has many. One special deduction for the year 2011 is that you can write off Mortgage Insurance. This was not true in the past and at this point it does not look like you will be able to write it off in 2012. But, who knows what will happen in the future. Here are the exact rules for being able to write off your Mortgage Insurance on your 2011 Tax Returns:
1. Your purchase or refinance … (4 comments)
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fha: Top 12 Benefits to the FHA Mortgage
- 01/26/12 09:30 AM
Whether you are buying or refinancing your home, the FHA mortgage maybe the best option for you. Here are the top 12 Benefits of the FHA Loan:
1. Low Interest Rates- FHA Mortgages tend to have lower rates than Conventional loans. As an example if the FHA interest rate today is 3.75% than most likely the conventional loan rate is 4% or higher
2. Lower Credit Scores- FHA Loans will allow lower credit scores than a Conventional Loan. On a FHA Loan it is possible to get approved with a fico score as low as 580
3. FHA Loans are … (2 comments)
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fha: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 1/25/2012
- 01/25/12 02:10 AM
Here is your weekly interest rate update:
Conventional 30 year Mortgage: 4%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.375%
FHA 30 year:3.75%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.85%
Conventional 15 year:3.375%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.70%
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
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fha: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 1/18/12
- 01/18/12 02:52 AM
Here is your weekly interest rate update:
Conventional 30 year Mortgage: 3.875%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.25%
FHA 30 year:3.75%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.85%
Conventional 15 year:3.25%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.70%
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
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fha: MAJOR ANNOUCEMENT: Conventional loans now need 7yrs from a Finished Foreclosure to get Approved
- 01/11/12 07:37 AM
In a recent move, Fannie Mae and Freddie Mac changed their guidelines in regards to foreclosure history. Now on all conventional loans no matter the loan to value or down payment amount, the borrower must be 7 years removed from a foreclosure. This changed from the 4yrs that were needed based on a 20% down payment and longer time periods needed for lower down payments. This does not affect FHA loans, luckily. As they only require 3yrs removed from a foreclosure.
Keep in mind this can affect clients who had a short sale transaction in their past. As many short … (0 comments)
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fha: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 1/11/12
- 01/11/12 02:35 AM
Here is your weekly interest rate update:
Conventional 30 year Mortgage: 4%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.45%
FHA 30 year:3.75%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.85%
Conventional 15 year:3.25%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.70%
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
… (2 comments)
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fha: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 1/4/12
- 01/04/12 02:11 AM
Here is your weekly interest rate update:
Conventional 30 year Mortgage: 3.875%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.35%
FHA 30 year:3.75%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.85%
Conventional 15 year:3.25%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.70%
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
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fha: HomePath Mortgage vs FHA Loan- Which is best for you?
- 01/03/12 08:20 AM
Often I am asked which is a better loan for a homebuyer, A HomePath Mortgage or a FHA Loan? It is actually not a clean cut answer for everyone. So I wanted to take the time to go over the benefits of each. And what you need to think about when making a decision between a HomePath or FHA mortgage. Keep in mind this is only in regards to buying a Fannie Mae Foreclosure.
HomePath Mortgage
The HomePath Mortgage Program is a GREAT program if you are looking to only purchase a Fannie Mae foreclosure. The benefits are:
No mortgage insurance- … (7 comments)
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fha: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 12/28/11
- 12/28/11 03:36 AM
Here is your weekly interest rate update:
Conventional 30 year Mortgage: 4%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.45%
FHA 30 year:3.75%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.85%
Conventional 15 year:3.25%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.70%
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
… (0 comments)
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fha: Property Condition Grading Has Changed on all Appraisals. Know your C’s!!!!!
- 12/21/11 09:56 AM
Recently the condition assessment on appraisals has changed. Before the condition options were Excellent, good, poor, etc. That has now changed, they are now rated with letter “C” and a number 1 thru 6. It is important to know these ratings or grades and how it can affect your client. Here is the short explanation of each grade:
· C-1 This is a brand new constructed home that has not been lived in
· C-2 This home has no physical depreciation, deferred maintenance or needed repairs. And all work has been done recently and is similar to that of a … (18 comments)
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fha: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 12/21/11
- 12/21/11 05:38 AM
Here is your weekly interest rate update:
Conventional 30 year Mortgage: 3.875%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.45%
FHA 30 year:3.75%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.85%
Conventional 15 year:3.25%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.70%
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
… (0 comments)
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fha: Dave Your Mortgage Guy.com Testimonial- Joanne Gusey
- 12/19/11 05:19 AM
“It is I who will thank you. 1 and a 1/2 years and I still walk around saying "I love my house." You made it possible. You're the greatest and I will try to vote every day(for Best Mortgage Co in Houston) but with 92% of the vote already, if I miss one day you are covered”
Again, many thanks,
Joanne
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fha: Please Vote DaveYourMortgageGuy.com Best Mortgage Company in Houston 2011!! I’ve been nominated
- 12/16/11 03:07 AM
Last Year I won The Award for “Best Mortgage Co in Houston”, by Tops In Texas. I have been nominated again this year. In the past, winners have appeared in magazines such as Time and Newsweek. I would greatly appreciate your vote. And please vote as often as you would like. Once you have voted please email me, so that I can personally thank you. The voting ends Dec 31st.
Click Here to Vote
Thank you for your Support!!!!
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fha: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 12/14/11
- 12/14/11 02:29 AM
Here is your weekly interest rate update:
Conventional 30 year Mortgage: 3.875%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.45%
FHA 30 year:3.75%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.85%
Conventional 15 year:3.25%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.70%
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
… (0 comments)
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fha: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 12/7/11
- 12/07/11 02:47 AM
Here is your weekly interest rate update:
Conventional 30 year Mortgage: 4%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.65%
FHA 30 year:3.75%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.85%
Conventional 15 year:3.25%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.70%
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
… (1 comments)
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fha: Conventional Loans with NO Mortgage Insurance. A Great Mortgage Option to Know!
- 12/03/11 11:14 AM
Many times, Mortgage Insurance can be a necessary evil. You will have mortgage insurance if you get a conventional loan and are putting less than 20% down payment. And also if you go with a FHA loan. But, there is actually another option. And it is the No Mortgage Insurance loan, otherwise known as Lender Paid Mortgage Insurance(LPMI). To off set the lack of mortgage insurance the lender increases the rate(usually around .25% higher). This program is based on guidelines of a regular conventional loan. So you will need higher credit scores(680+).
There are many benefits to this program, here … (4 comments)
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fha: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 11/30/11
- 11/30/11 02:34 AM
Here is your weekly interest rate update:
Conventional 30 year Mortgage: 4%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.65%
FHA 30 year:3.75%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.85%
Conventional 15 year:3.375%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.79%
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
… (0 comments)
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fha: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 11/23/11
- 11/23/11 02:47 AM
Here is your weekly interest rate update:
Conventional 30 year Mortgage: 4%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.65%
FHA 30 year:3.75%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.85%
Conventional 15 year:3.375%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.79%
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
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