jumbo: 4 Reasons a 2nd Mortgage Maybe The Best Option When Buying a Home - 05/26/16 12:49 AM
When getting a mortgage you will want to know all your options?  And of course you want to make sure you are choosing the best mortgage for your needs.  Many times I hear that other banks do not offer 2nd mortgages or that they do not exist.  I am here to say they do exist and to explain when getting a 2nd mortgage could be best for you. 
Jumbo Loan                  
A jumbo loan is considered any loan over $417k.  So what do you do if you loan amount is over $417k?  You could get a Jumbo mortgage, but the rate for a … (0 comments)

jumbo: 4 Reasons Why a 2nd Mortgage Maybe The Best Option For You When Buying a Home - 03/20/12 12:31 AM
When getting a mortgage you will want to know all your options?  And of course you want to make sure you are choosing the best mortgage for your needs.  Many times I hear that other banks do not offer 2nd mortgages or that they do not exist.  I am here to say they do exist and to explain when getting a 2nd mortgage could be best for you. 
Jumbo Loan
A jumbo loan is considered any conventional loan with a loan amount over $417k.  So what do you do if you loan amount is over $417k?  You could get a Jumbo … (0 comments)

jumbo: 9 Benefits of the VA Mortgage - 01/17/12 08:11 AM
One of the greatest benefits to being a Veteran is the VA Mortgage.  Whether you are buying a home or refinancing that home, you can not beat a VA Loan.  Here are 9 benefits to them:
 
1.      0% Down Payment- When you purchase a home with your VA loan benefits you can purchase it with No Down Payment.  Unlike a FHA loan or Conventional, that do require a down payment of at least 3.5% or more
2.      No Monthly Mortgage Insurance- VA Loans do not require monthly mortgage insurance.  Giving you a great low payment.
3.      Fess the Seller … (2 comments)

jumbo: Dave Your Mortgage Guy.com Testimonial- Joanne Gusey - 12/19/11 05:19 AM
“It is I who will thank you.  1 and a 1/2 years and I still walk around saying "I love my house."  You made it possible.  You're the greatest and I will try to vote every day(for Best Mortgage Co in Houston) but with 92% of the vote already, if I miss one day you are covered” 
 
Again, many thanks,
Joanne
 
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jumbo: Please Vote DaveYourMortgageGuy.com Best Mortgage Company in Houston 2011!! I’ve been nominated - 12/16/11 03:07 AM
 
Last Year I won The Award for “Best Mortgage Co in Houston”, by Tops In Texas.  I have been nominated again this year.    In the past, winners have appeared in magazines such as Time and Newsweek.  I would greatly appreciate your vote.  And please vote as often as you would like.  Once you have voted please email me, so that I can personally thank you.  The voting ends Dec 31st.
 
Click Here to Vote 
 
Thank you for your Support!!!!
 
 
 
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jumbo: Jumbo Loans for Veterans. VA Mortgages - 01/27/11 08:09 AM
VA loans are amazing loans for veterans.  They allow you to get into a home for 0% down payment.  Mortgage Rates for veteran loans are almost always lower then conventional loans.  Another benefit they offer to help you get the lowest payment possible is that VA loans do NOT have monthly mortgage insurance.  This helps the VA  be giving them an even cheaper mortgage payment option then FHA loans.  VA loans are assumable.  This means another Veteran could buy your home and take over your VA mortgage, if they qualify.  There are many benefits to this possibility, but the #1 reason … (0 comments)

jumbo: Super Low Jumbo Mortgage Rates are Helping the High End Home Market - 08/25/10 11:23 AM
By now you have heard that conforming rates are at all time lows.  But, Jumbo mortgage rates are also super low right now.  Jumbo Loans are considered any loan over $417k.  Recently CNBC did a great article on how the lower Jumbo Rates are helping higher priced homes sell.   CNBC points out this great fact, "Sales volume for homes worth more than $1 million across the country are up more than 35 percent from last year at this time," says Walter Maloney, spokesman for the National Association of Realtors (NAR). "Homes between $700,000 and a million are also on the rise … (1 comments)

jumbo: 2nd mortgages do exist. I promise!! - 03/08/10 05:41 AM
Quite often I hear from clients that another mortgage company or bank tells them that 2nd mortgages do not exist.  This is usually because that company is not approved to do them or chooses to not do them.  But I promise they do exist.  Why would a buyer choose to do a 2nd mtg:
 
Avoid mortgage insurance.  Many times avoiding mortgage insurance is beneficial for a couple reasons: a lower payment and the interest is tax deductible.  Over the long term mortgage insurance is not tax deductible. They have a home to sell and do not have the 20% down … (6 comments)

 
David Krichmar, DaveYourMortgageGuy.com (www.DaveYourMortgageGuy.com - Legend Lending) Rainmaker large

David Krichmar

DaveYourMortgageGuy.com

Sugar Land, TX

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