Real estate blog entries tagged with katy by David Krichmar, DaveYourMortgageGuy.com (www.DaveYourMortgageGuy.com - Legend Lending)

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katy: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 8/31/11 - 08/31/11 06:18 AM

Here is your weekly interest rate update:
Conventional 30 year Mortgage: 4.125%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.65%
FHA 30 year:3.875%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.95%
Conventional 15 year:3.25%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.69%

Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
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katy: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 8/17/11 - 08/17/11 04:02 AM

Here is your weekly interest rate update:
Conventional 30 year Mortgage: 4%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.5%
FHA 30 year:3.875%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.95%
Conventional 15 year:3.25%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.69%

Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

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katy: Where is the Cheapest Gas in My Town or City? GasBuddy.com - 08/15/11 05:37 AM

All of us want to save some extra money in this economy. Especially on frequent costs, like Gas. I recently found this great website Gas Buddy. All you have to do is put in your City or Zip Code. Then Gas Buddy gives you the cheapest Gas prices for the last 48hrs. Keep in mind the information provided is by normal folks like us. So people report in and tell you what the price is for unleaded, premium, diesel, etc. This is an extremely helpful website. Check out Gas Buddy today!!
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katy: Don't Miss Sip N Stroll in Katy Sept 22nd. Presented by Cinco Charities - 08/15/11 05:16 AM

Once again it is time for the GREAT even Sip N Stroll in Katy, Texas. This is the 2nd annual Sip N Stroll put on by Cinco Charities. It will be held September 22nd from 6pm to 9pm at the Villagio Town Center at Westheimer Parkway in Cinco Ranch. Sip N Stroll is for the Wine and Beer enjoyer. Tickets are $25 or $45 for the VIP package. Things to look forward to are:
·         Wine Sampling Stations
·         Food Sampling
·         Live Music
·         Beer Garden
·         Silent Auction
·         And much more
Do not miss this even and at … (0 comments)

katy: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 7/27/11 - 07/27/11 05:11 AM

Here is your weekly interest rate update:
Conventional 30 year Mortgage: 4.5%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.95%
FHA 30 year:4.25%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:5.15%
Conventional 15 year:3.625%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:4.12%

Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

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katy: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 7/20/11 - 07/20/11 04:11 AM

Here is your weekly interest rate update:
Conventional 30 year Mortgage: 4.375%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.75%
FHA 30 year:4.25%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:5.15%
Conventional 15 year:3.625%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:4.12%

Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

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katy: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 7/13/11 - 07/13/11 08:13 AM

katy: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 7/6/11 - 07/06/11 04:10 AM

Here is your weekly interest rate update:
Conventional 30 year Mortgage: 4.625%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 5.05%
FHA 30 year:4.25%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:5.15%
Conventional 15 year:3.75%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:4.12%

Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

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katy: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 6/29/11 - 06/29/11 04:01 AM

Here is your weekly interest rate update:
Conventional 30 year Mortgage: 4.625%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 5.05%
FHA 30 year:4.25%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:5.15%
Conventional 15 year:3.875%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:4.35%

Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

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katy: How to Shop for Cheaper Electric in Houston, Sugar Land, Katy, Conroe, The Woodlands, Kingwood, Spring, Pearland, Texas. Know Your Options!! - 06/28/11 06:23 AM

In this Economy, we are all looking ways to SAVE Money. Your Electricity bill is one of the #1 things we can all lower. I recently came across a great website that allows you to shop around for cheaper electric rates. It is www.powertochoose.org. My understanding is it is a non profit website and not associated with any specific electric company. All you have to do is put in your Zip Code and a number of electric company options come up. I try to shop for my electric every year, when my contract is up. This way you can always keep … (0 comments)

katy: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 6/22/11 - 06/22/11 08:20 AM

Here is your weekly interest rate update:
Conventional 30 year Mortgage: 4.5%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 5.25%
FHA 30 year:4.25%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:5.15%
Conventional 15 year:3.75%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:4.45%

Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

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katy: Get to Know The Steps of Your Mortgage Process. - 06/17/11 07:11 AM

When getting a mortgage there are steps you will go thru. This article will go over the Steps of your Mortgage process and what you need to know. Here it is:

1.Applying for Your Loan- At this point you have decided to apply for your Loan. You will contact your Mortgage Professional(ME!) and do a loan application. It maybe online or you may give your information over the phone. Before applying do your research:
Ask for a Referral from a Realtor or a close friend Read their Testimonials Google Your choice, do some research before making a … (4 comments)

katy: The Difference Between VA Loan Eligibility and VA Loan Approval in Fort Bend, Harris, Brazoria, Montgomery County or anywhere in Texas - 06/16/11 02:40 AM

This is great information to remember when getting a VA loan. If you are a Veteran and thinking of buying a home, make sure to locate your DD214 form. And give it to your mortgage lender right away. It will make your mortgage process go smoother. www.DaveYourMortgageGuy.com
VA home loans have two different stages for the first time home buyer. The first is the initial stage where the borrower applies for VA loan eligibility, which is simply the process of submitting paperwork to the Department of Veterans Affairs establishing that the borrower is a veteran eligible for the benefit itself.
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katy: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 6/15/11 - 06/15/11 04:14 AM

katy: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 6/8/11 - 06/08/11 04:02 AM

Here is your weekly interest rate update:
Conventional 30 year Mortgage: 4.375%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 5.385%
FHA 30 year:4.25%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:5.15%
Conventional 15 year:3.625%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:4.5%

Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

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katy: FHA Loans Under 640 Credit Score in Texas. Know Your Options!! - 06/06/11 11:27 AM

Many mortgage lenders have a minimum credit score of 640 needed to do approve a FHA loan. But, that is not always true. I am able to do loans under 640. Here is the break down for FHA loans with scores under 640.

Credit Score 620 to 639
With any loan that has a score under 640 the underwriter wants to make sure the borrower is a strong client even thou their scores maybe lower. Here are the requirements needed to help you get approved for your mortgage with a score under 640:
A Debt to Income Ratio of 45% … (0 comments)

katy: 3% Down Payment for Conventional Loans in Sugar Land, Conroe, Katy, Pearland, Houston, The Woodlands or anywhere in Texas - 06/06/11 07:51 AM

You can now get a conventional loan with a minimum down payment of 3%. This program is called FLEX 97%. This is a great program for a couple reasons:
You only need a down payment of 3% vs 3.5% required by a FHA loan The max loan is $417k vs a max loan amount of $271k with a FHA loan This does not pulling the spouse's credit report. Unlike a FHA loan that requires the spouse's debts be included in the total debts for calculating purposes. If you currently have a FHA mortgage you can qualify for this loan. While you … (0 comments)

katy: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 6/1/11 - 06/01/11 07:49 AM

Here is your weekly interest rate update:
Conventional 30 year Mortgage: 4.5%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 5.55%
FHA 30 year:4.25%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:5.15%
Conventional 15 year:3.75%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:4.625%

Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

… (0 comments)

katy: Your Weekly Mortgage Rate Update for Sugar Land, Houston, Katy, Conroe, Pearland, The Woodlands or anywhere in Texas. 5/25/11 - 05/25/11 07:45 AM

Here is your weekly interest rate update:
Conventional 30 year Mortgage: 4.625%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 5.655%
FHA 30 year:4.25%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:5.15%
Conventional 15 year:3.875%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:4.635%

Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

… (1 comments)

katy: Your Weekly Mortgage Rate Update for Houston, Sugar Land, Katy, Conroe, Pearland, The Woodlands or anywhere in Texas. 5/18 - 05/18/11 08:05 AM