visa: 7 Things You MUST Tell Your Loan Officer when Applying for a Mortgage - 02/01/12 09:52 AM
When getting a mortgage you want to make sure your Loan Officer(Mortgage Banker or Broker) knows as much information as possible.  The more information, the better.  And unfortunately, if you do not tell them they won’t know.  And not knowing can cause your loan to be denied.  Here are 7 major things you MUST tell your loan officer when applying for your Mortgage:
 
1.     I am Paid Commission-   If you are paid commission you have to tell your loan officer.  This is, because commission income is treated differently than someone who is paid a salary.  If you are paid commission … (4 comments)

visa: Foreign National Mortgage Program In Texas. - 09/06/11 09:27 AM
We now offer a Mortgage Program for Foreign Nationals.  A Foreign National would be someone who is not a citizen, does not have a green card and/or does not have an approved Immigration Visa.  Click Here: For a list of the Immigration Visa’s Approved to do a Mortgage.  For our Foreign National Program here are the guidelines you will want to keep in mind:
1.      Max Loan to Value is 50%
2.      Min loan amount is $300k
3.      Jumbo Mortgages are available
4.      No Fico Score needed, will accept alternative foreign credit.
5.      Interest Only is available
6.      Must Document Income
7.      Must … (2 comments)

visa: I Am New To The United States, How Do I Eventually Get A Mortgage?? - 07/14/11 08:55 AM
When coming over to the US, you have a couple items to pay attention to so you can eventually get a Mortgage.   I will go over the specific things to address when you move to the United States and how to be better prepared for eventually getting a Mortgage.  Here they are: 
Your Visa- Most likely you will be here on a Visa.  You want to make sure that Visa is an approved Visa to get a mortgage.  For the list of Visa's: Immigration Visa.  If Your Mortgage Lender denied you for a mortggage because of your Visa, but it appears on this list, … (1 comments)

visa: I have a H1B Visa Can I Get A Mortgage in Texas?? - 06/23/11 07:27 AM
You can get a mortgage if you have a H1B visa, along with other type of Immigration Visas.  If you are here in the United States and on a VISA you will want to know if you can get a mortgage to purchase your dream home.  Below is the list of Visa's that someone can have to get a FHA or Conventional Mortgage:
 
E-1,2,3 G-1,2,3,4, H1B and H1C L-1A and L-1B NACARA P-1 R-2 TN V-1,2,3  
Visa's that have requirements:
 
H-4:only if H-1B is on the loan L-2: only if L-1A and/or L-1B is on the loan P-4: … (5 comments)

visa: Which Immigration Visa's can a buyer have to still get a mortgage?? - 03/01/10 12:01 PM
I often get asked which visa's are okay for some one to get a mortgage.  I have even run into clients who had a visa I was not familiar with.  So I wanted to pass this info along.  These Visa's are approved for someone to get a fha or conventional mortgage:
 
E-1,2,3 G-1,2,3,4, H1B and H1C L-1A and L-1B NACARA P-1 R-2 TN V-1,2,3  
Visa's that have requirements:
 
H-4:only if H-1B is on the loan L-2: only if L-1A and/or L-1B is on the loan P-4: only if P-1 is on the loan R-2: only if R-1 is … (1 comments)

 
David Krichmar, DaveYourMortgageGuy.com (www.DaveYourMortgageGuy.com - Legend Lending) Rainmaker large

David Krichmar

DaveYourMortgageGuy.com

Sugar Land, TX

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www.DaveYourMortgageGuy.com - Legend Lending

Address: Serving Harris, Fort Bend, Montgomery, Brazoria County, Houston, Katy, Sugar Land, Pearland, The Woodlands or anywhere in Texas!

Office: (832) 689-6012

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