David Krushinsky's Blog

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Mortgage and Lending - Dk Home Loans, LLC - NMLS 1779290

ARCHIVED BLOG POSTS

2011 

Phil Faranda articulates why choosing a lender solely based on rate is a bad decision.  Using his experience of closing over 400 transactions, Phil also explains why obtaining a referral from a trusted source is a better decision, even at the expense of receiving what may seem to be a higher inte...
01/21/2011
Kate's post articulates why it is so important to surround yourself with a winning team when buying or selling a home.  When considering an agent for representation, you should look for leadership traits. Real estate is a team sport!   Try playing it alone and you'll quickly learn you are playing...
01/15/2011
Lenn Harley explains how a GREAT agent should represent their clients.  Lenn represents clients in Maryland and Northern Virginia looking to purchase a home.  I highly endorse Lenn's expertise after reading her blogs for the past 3 years and being a student of her wealth of information about real...
01/15/2011
I received a phone call today from a real estate broker that I have worked with over the last few years.  I have some very loyal clients that I've done many loans for when they have purchased homes in Phoenix.  These clients actually found her after I had pre-approved them.  They have purchased a...
01/14/2011
This video breaks down one necessary step to avoid having your Phoenix condo purchase transaction fall apart. Many condo HOA's have high delinquency levels due to a weakened economy in Phoenix and the greater Phoenix area. Most HOA management teams projected around 10% delinquency rates of these ...
01/06/2011
The purpose of this article is to articulate some of the most common benefits of utilizing a FHA loan to finance a home purchase in Phoenix.  The first bolded sentence is what many real estate professionals believe to be truth. Phoenix FHA mortgage interest rates are higher than conventional.With...
01/06/2011
Growing up, I usually did enough to get good grades and never worked too hard at school.  When I was in high school, my English teacher required our class to write a term paper at the end of my junior year.  Our assignment was due at the end of the semester and of course I waited until the last w...
01/06/2011
Todd Clark's blog provides an excellent explanation on why shopping for the best rate may not always provide the best end results for a home buyer using a mortgage to purchase a home.  Although, the new regulations are supposed to prohibit lenders from changing things at the closing table, it sti...
01/05/2011
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David Krushinsky

AZ MB-0949619 MLO NMLS #202115
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