real estate: Using a Hawaii VA Loan to Pay Off Consumer Debt - 12/21/11 05:39 AM
You know that you can use funds from a Hawaii VA Loan to pay off consumer debt, student loans and/or credit cards.  It is not a secret but many Military Veteran Home Buyers in Hawaii don't know how to benefit from this and many Buyers Agents in Hawaii don't know how to write the specific terminology in the contract in order for you to benefit from this.
You can receive a credit from a Seller of a house in Hawaii or a credit from a developer of a new construction home in Hawaii and use it to pay off your credit cards or other consumer debt.   This can only be done with a … (2 comments)

real estate: 2012 Military BAH Rates For Honolulu County - 12/19/11 03:44 AM
The 2012 Military BAH Rates for Honolulu County are now published and approved.  For most ranks, the amount of Hawaii Housing Allowance decreased from the rates of 2011.  Here are the ranks, amount of increase (+) or decrease (-) and the difference between 2012 and 2011.
These rates apply to servicemembers stationed at Schofield Barracks, Marine Corps Base Kaneohe, Joint Base Pearl Harbor, Barbers Point, Tripler Army Medical Center, Camp H.M. Smith and Wheeler Army Airfield.
For more information on Military BAH rates in Hawaii, Oahu Real Estate and VA Loans in Hawaii, contact Hawaii Military Realty, Inc., your Hawaii Military Relocation … (0 comments)

real estate: Oahu, Hawaii Annual Real Estate Realtor Awards - 12/13/11 05:56 AM
The Oahu, Hawaii annual real estate REALTOR awards, "Aloha Aina Awards" were presented at the Hilton Hawaiian Village in Waikiki on Dec 9, 2011.  For the 3rd time in 4 years, David Kucic of Hawaii Military Realty, Inc. has been awarded this prestigious honor.  He also received it in 2008 and 2010.  Congratulations to all of the winners.
Home REALTOR® Information Property Information Home Services About HBR Members REALTOR® Directory Office Directory What is a REALTOR®? Why use a REALTOR®? Agent Web Pages Open Houses Properties for Sale Properties for Rent Current Mortgage Rates Consumer Information Housing Market Statistics Oahu Historical Sales Data … (0 comments)

real estate: New VA Loan Limits Set For Hawaii in 2012 - 12/07/11 07:42 AM
The new VA Loan limits in Hawaii for 2012 have been published.  These are the maximum loan amounts under the Hawaii VA Loan program.  You must take into consideration that these amounts also include the VA funding fee so your actual loan amount might be less than these published figures.
Honolulu County which includes the island of Oahu  $695,750 Hawaii County  $625,500 Kalawao County $625,500 Kauai County  $625,500 Maui County  $625,500 For more information on purchasing real estate in Hawaii or for more information on VA Loans in Hawaii, contact me and I will be honored to help you.
David J. … (0 comments)

real estate: Honolulu Foreclosures: Is it really that bad? - 01/29/10 07:17 AM
CNN Money is reporting that FORECLOSURES ARE ON THE RISE IN HONOLULU.  While I agree that foreclosure filings are on the rise, I think that the actual number of homes that actually make it into foreclosure are much less than the amount of filings.
Home owners are doing either a modification of their mortgage, selling their home as a Hawaii Short Sale or opting for a deed in lieu of foreclosure.
For more information on Hawaii Real Estate and Hawaii Short Sales, visit us on the web at

real estate: Ewa Beach Real Estate - 01/25/10 02:54 AM


real estate: Don't Hate Your House - 12/01/09 02:46 AM
Even though you may have purchased your home when the values were higher, don't let the declining prices cause you to hate your house.  You bought it for a reason whether it was for retirement, a place to raise your family, an investment or a vacation home.
In our lives, we have all had the feeling that maybe we overpaid for something or another.  Maybe it was a new car.  You bought it and then a few months later, you see that the dealer is now offering a rebate or a lower interest rate.  That didn't cause you to hate your … (3 comments)

real estate: Ewa Beach and Mililani Area Short Sales and Lender Sales - 11/27/09 08:25 AM
The Mililani and Ewa Beach areas of Oahu, Hawaii have their fair share of Short Sales and Lender Sales. 
As of Nov 27, 2009, there are 92 townhomes/condominiums for sale in Ewa Beach and Kapolei, Hawaii.  This includes the Koolina Resort area as well.  Of those 92 active townhomes and condomiums for sale, approximately 55 of them are short sales or lender sales or almost 60%. 
Also in Ewa Beach, Hawaii and Kapolei, Hawaii, there are currently 141 single family homes for sale.  Of those 141 … (0 comments)

real estate: GREAT Hawaii Real Estate Agents! - 11/27/09 04:35 AM
From January 1, 2009 through Nov 27, 2009, Tonya and I have had the pleasure to close Hawaii Real Estate transactions with some super real estate agents from Oahu, Hawaii.  With the assistance, persistence and dedication of these real estate professionals, they got the job done.  I am proud to say that I am associated with them in the Hawaii Real Estate industry and look forward to working with them again.
If … (2 comments)

real estate: Ewa Beach and Oahu Real Estate ON FIRE!!! - 11/26/09 04:13 AM
Ewa Beach and Oahu Real Estate are on FIRE!  A few weeks ago, I stood in line at 3:30 am, to try reserving a house for my clients to purchase.  The home sales office didn't open until 10:00 am.  This just happened in October 2009.....not 2005 or 2006.   Hawaii real estate is still very much sought after and our sales on Oahu are still strong.  When I arrived at 3:30 am, there were already 8 other people in line.  Some of these people had been there for the whole night.  My clients ended up arriving a few hours later, waited in line un
Ewa Beach, Hawaii has some of the newest, most affordable … (0 comments)

real estate: Ko Olina Resort Sales Statistics - 11/25/09 08:27 AM
Sales at Ko olina Resort in Kapolei, Hawaii continue to be slow.  Many of the properties that are listed for sale are either a short sale or lender sale.
For the past 6-8 months ending on Nov 25, 2009, the following charts show the statistics for the following neighborhoods:
Ko Olina Kai Golf Estates Single family homes.  These are the only single family homes on the resort and are located within a gated community.  The single family homes provide the perimeter of the neighborhood while the townhomes are on the interior. Ko Olina Kai Golf Estates Townhomes.  These are the townhomes located within the center of … (0 comments)

real estate: Ewa by Gentry in Ewa Beach, Hawaii - 11/22/09 06:49 AM
Ewa by Gentry real estate statistics for the past 6 to 9 months can be found below for the following Ewa Beach neighborhoods in which you will find homes built by Gentry Homes. 
Ewa Beach, Hawaii continues to be the most desireable area on the island of Oahu for people looking for a good quality, affordable, newer home in a great neighborhood with new amenities being built.
With its convenient location just a few miles away from the second city of Oahu, Kapolei, Ewa Beach is located in a prime area of the island and should be on the top of your list as you … (2 comments)

real estate: FREE VA Home Loan and First Time Buyers Q&A - 08/16/09 03:24 AM
We will be hosting a FREE Question and Answer discussion for anyone interested in using their VA Home Loan Eligibility to purchase Hawaii Real Estate.  YOU MUST REGISTER TO ATTEND BY CALLING (808) 218-9338.
Location:  Hoakalei Country Club in Ewa Beach, HawaiiDates:  September 4, 9 and 18th, 2009Time:  1800-1900Given By:  David Kucic,  US Army Retired, RE/MAX Honolulu and Jay Oku, VA Loan Specialist with Evergreen Mortgage Company
Directions to Hoakalei Country Club:  Head south on Fort Weaver Road.  Turn right on Keoneula Blvd.  Go all the way to the end of the … (5 comments)

real estate: Get Off The Fence! - 07/17/09 06:00 AM
Are you still "sitting on the fence" and waiting to buy your piece of Hawaii Real Estate?  Are you waiting for the prices to drop further?
I put these charts together to illustrate what could happen if you continue to wait on the prices to drop 10% but at the same time, interest rates increase 1%.
The first chart depicts purchasing a home now at an interest rate of 5% with 100% financing.  With VA home loans in Hawaii for military, 100% financing is still possible. 
The second chart shows what will happen if you wait on prices to drop 10% from … (0 comments)

real estate: Hawaii Short Sale Listings Deserve Photos Too - 07/05/09 03:32 AM
If traditional real estate sales in Hawaii without photos don't get a lot of attention when viewed on the internet, what makes you think a Hawaii short sale listing will be any different?
Regardless of the fact that it is a short sale, you owe it to your Seller to publish some photos of the property. 
It is bad enough seeing non-Hawaii Short Sale listings on the Honolulu Board of Realtors MLS that don't have any photos and I just wonder each time I see it if the Seller is aware that there are no photos.  Granted, it may take a … (0 comments)

real estate: Should You Buy Hawaii Real Estate (Military Buyers)? - 07/02/09 04:11 AM
As you prepare for your PCS move to Hawaii, you are probably overwhelmed with things to do.  Two of the biggest headaches I remembered were Clearing CIF and dealing with transportation to get packed and moved out.  
Dealing with transportation means that you will need a new home to place all of your personal belongings.
If you are making plans to purchase a home in Hawaii, you might want to consider some things that may save you some serious grief after your tour in Hawaii is over.
Your BAH rate will probably increase when you get here unless you are coming … (2 comments)

real estate: VIDEO: Hawaii VA Loan Basics by 1SG David Kucic, USA (Retired) - 05/29/09 05:03 AM
Aloha and congratulations on your upcoming military relocation to Hawaii.  Whether you will be stationed at Schofield Barracks, Wheeler Army Airfield, Pearl Harbor, Hickam AFB, Marine Corps Base Kaneohe, Camp H.M. Smith or Tripler Army Medical Center, all of these installations are on the island of Oahu and this information will be useful to you.
This short video highlights the following topics about VA Loans in Hawaii:
Who is eligible for a VA Home Loan in Hawaii How to obtain your VA Certificate of Eligibility to purchase Hawaii Real Estate A brief overview of the procedures for purchasing a home in Hawaii. … (4 comments)

real estate: Hawaii Movers Advantage Program USA - 05/28/09 11:14 AM
Movers Advantage Program in Hawaii? 
Are you in the military, getting ready to PCS to Hawaii to be stationed at Schofield Barracks, Wheeler Army Airfield, Pearl Harbor, Hickam AFB, Marine Corps Base Kaneohe, Camp H.M. Smith or Tripler Army Medical Center or any of the other military installations in Hawaii?
Are you thinking about purchasing a home in Hawaii?  If so, there is a chance that you are a member of this company and you have discovered their "Movers Advantage Program" by either finding it on-line or hearing about if from a friend.
From the outside looking in, it looks like a great program.  You get … (2 comments)

real estate: Ka Makana at Hoakalei in Ewa Beach, Hawaii - 03/16/09 03:43 AM
Ka Makana at Hoakalei is Ewa Beach's newest neighborhood.  The development is being built as a resort that has an 18 hole championship golf course designed by PGA Professional Ernie Els, a marina, hotel, restaurants and shops. 
The single family homes come in 5 different sets of models:
Hala Series priced from the low 500s Kukui Series priced from the mid 500s Milo Series priced from the mid 600s Banyan Series priced from the mid 700s Koa Series priced from the low 900s to over 1 million dollars if you would like a golf course view Koa Series Homes are top of the line … (0 comments)

real estate: Hawaii Short Sales and Effect on Your Credit - 03/11/09 05:49 AM
How badly will a short sale in Hawaii hurt your credit score?  This is one of the first questions that my Sellers ask me when I counsel them on the sale of their home. 
I assisted one of my sellers from Mililani, Hawaii several months ago on the sale of their VA Short Sale Home and now they are purchasing a short sale in the mainland.  Funny how things happen sometimes! 
When they visited their lender in the mainland to get preapproved for a mortgage, they were pleased to find out that their credit score was 709 even after the short sale in Hawaii.  Prior to … (7 comments)

1SG (Ret.) David Kucic, President and Owner (Hawaii Military Realty, Inc.) Rainmaker large

1SG (Ret.) David Kucic

President and Owner

Ewa Beach, HI

More about me…

Hawaii Military Realty, Inc.

Address: 91-1480 Noelo St., Ewa Beach, HI, 96706

Office: (808) 218-9338

Mobile: (808) 218-9338

Email Me

Blog for military service members interested in purchasing real estate in Hawaii using their VA Loan entitlement. We are a retired military family specializing in serving all members of the armed forces, reserves, national guard and retirees. Check us out at




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