David Saks

By
Education & Training - (retired) - TN LIC# 290452
David Saks is a musician, retired real estate broker, and long-time ActiveRain member. David's blog features important information relevant to the safety, integrity and security of the industry. In addition to his widely read real estate fraud blog, a comprehensive overview of real estate continuing education is a weekly addition for his subscribers and the ActiveRain community at-large. Thank you for subscribing to and for visiting David's ActiveRain home on the internet. Please join. Membership in ActiveRain will enrich your life !

ARCHIVED BLOG POSTS

2012 

If you had an FHA-insured mortgage you may be eligible for a refund from HUD/FHA. You may be eligible for a refund of a portion of the insurance premium if you:   acquired your loan after September 1, 1983  paid an up-front mortgage insurance premium at closing and  did not default on your mortg...
12/11/2012
Two San Diego Women Sentenced for Separate Bankruptcy Fraud Schemes Rockxanna Hawks Lied About Her House in France; Ofelia DeAusen Hid $60,000 in Jewelry U.S. Attorney’s Office December 10, 2012 Southern District of California (619) 557-5610   United States Attorney Laura E. Duffy announced that...
12/11/2012
Hows 'bouts a new designation fer yer lapel ????   "BFO"   Broker Fraud Opinion   Click the little red button, become an expert and amaze everyone at the next sales meeting !   Be the hit of the office party this Xmas !   Best of all, it's free !  
12/10/2012
                                                        #1960 One thing that the Home Mortgage Disclosure Act does not do is require that lenders provide information that could provide evidence of redlining. Is this fact true or false ? Please take your time. The solution is posted below the wild...
12/09/2012
                                                   #1959 Under the Real Estate Settlement Procedures Act (RESPA) a lender may pay a kickback to a builder for sending a buyer in. Is this fact true or false ? Please take your time. The solution is posted below the wildlife photo. A. False A lender ...
12/09/2012
                                                  #1958 Under the Real Estate Settlement Procedures Act (RESPA) a lender is allowed to pay a referral fee. Is this fact true or false ? Please take your time. The solution is posted below the wildlife photo. A. False Under RESPA lenders are prohibit...
12/09/2012
                                                     #1957 Under the Real Estate Settlement Procedures Act or RESPA, a lender is required to give an applicant for a loan a good faith estimate (GFE) of the closing costs associated with the loan within seven days of the application. Is this fact tr...
12/09/2012
                                                      #1956  When charges are calculated, the charges in a real estate transaction that are payable by or to a party to the closing will be found in the Truth In Lending Statement (TILA). Is this fact true or false ? Please take your time. The solut...
12/09/2012
                                                          #1955 Federal legislation that will prevent discrimination against an applicant because of their race is RESPA. Is this fact true or false ? Please take your time. The solution is posted below the wildlife photo. A. False The ECOA or the E...
12/09/2012
                                                         #1954 One of the best ways available to compare loan costs is to use a formula that examines the lender's yield. Is this fact true or false ? Take your time. The solution is posted below the wildlife photo. A. False The best way to compare ...
12/09/2012
Rainmaker
1,570,710

David Saks

May God Bless You, Always. David
*
*
*
*
Spam prevention

Additional Information