David Saks

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Education & Training - (retired) - TN LIC# 290452
David Saks is a musician, retired real estate broker, and long-time ActiveRain member. David's blog features important information relevant to the safety, integrity and security of the industry. In addition to his widely read real estate fraud blog, a comprehensive overview of real estate continuing education is a weekly addition for his subscribers and the ActiveRain community at-large. Thank you for subscribing to and for visiting David's ActiveRain home on the internet. Please join. Membership in ActiveRain will enrich your life !

ARCHIVED BLOG POSTS

2013 

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ActiveRain member and broker Than Maynard hails from Purcell, Oklahoma. He's put together a nice blog entry about the meaning of chivalry and it's everlasting importance. Oilfield Humor A new hire roughneck died and went to Heaven to await His Judgment, while waiting, an Angel said to him,  “Befo...
11/25/2013
William Feela is a fine real estate agent from North Branch, Minnesota. He's put together a vignette about the importance of good communications. A good skill we could all add to our resume. "Listen" to what William has to say. It happens in all aspects of our lives. WE talk to each other...but a...
11/25/2013
   #2460 When funds are sought for single family mortgage loans those funds are usually provided by secured collateral in the form of treasury notes or existing equity in residential  or commercial property. Is this true or false ? Take your time. The solution is posted below the wildlife photo. ...
11/24/2013
#2459 If the Federal Reserve Board buys government securities from investment securities groups on the open market the supply of available money will decrease. Is this fact true or false ? Take your time. The solution is posted below the wildlife photo. A. False The supply of available money will...
11/24/2013
#2458 Whenever you see borrowing activity slowing and interest rates falling the banks are facing a period of slowdown that causes them to lend less. Is this true or false ? Take your time. The solution is posted below the wildlife photo. A. False When interest rates start to fall banks start len...
11/24/2013
   #2457 A guy is seeking a loan to buy a parcel of land. He also wants a construction loan after the land has been acquired. When the mortgage for the land is taken out the purchaser need to include a wraparound clause in the mortgage for the land. Is this fact true or false ? Take your time. Th...
11/24/2013
   #2456 The main reason licensing is required to practice real estate is because of the fact that a substantial amount of revenue can be raised for the state and reduce the tax liability among it's citizens. Is this true or false. Take your time. The soultion is posted below the wildlife photo. ...
11/24/2013
#2455 If you forget to renew your real estate license your violating a state law and can be fined. Is this true or false ? Take your time. The solution is posted below the wildlife photo. A. False Your not violating the law if you don't renew your real estate license. If your practicing real esta...
11/24/2013
#2454 During a title search the attorney discovered that an heir to an estate had not properly signed a deed before the property was transferred. This defect of title could most likely be cured by a letter of estoppel. Is this true or false ? Take your time. The solution is posted below the royal...
11/24/2013
      #2453 A home was built several years ago and was actually constructed without a functioning heat or air conditioning system. If an appraiser were to use the cost depreciation approach he would refer to this exclusion of heat and air in the buildiong construction as external obsolescence. Is...
11/24/2013
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David Saks

May God Bless You, Always. David
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