David Saks is a musician, retired real estate broker, and long-time ActiveRain member.
David's blog features important information relevant to the safety, integrity and security of the industry. In addition to his widely read real estate fraud blog, a comprehensive overview of real estate continuing education is a weekly addition for his subscribers and the ActiveRain community at-large. Thank you for subscribing to and for visiting David's ActiveRain home on the internet.
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ARCHIVED BLOG POSTS
2014
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Land Contraks : We Don't Need No Stinkin' Moegagis ! :-) When the seller provides the primary financing for the buyer the buyer can use an alternative type of financing instead of a deed of trust or a mortgage which we refer to as the land contract. Is a land contract a popular type of fi...
08/18/2014
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Nobody's forcing you to adhere to any religious principals or denomination here. What we are faced with is the legal right to get your property back after the foreclosure sale. This is what we call post-sale redemption, or the statutory right of redemption. Following the foreclosure sale, the de...
08/18/2014
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Equitable Redemption : Not About Sinners ! In some states, throughout our great land, a defaulting borrower doesn't have the right to reinstate or cure their loan once the home has been foreclosed. What the borrower does have is the legal right we refer to as the equitable right of redemption,...
08/18/2014
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Acceleration : Puttin' Pedal to da Metal ??? Where not talkin' about fast cars and cheetas. When a motgage defaults, when the borrower fails to repay the loan or by trashing the covenants in the mortgage, the mortgagee (the lender) can contact the mortgagor (the borrower) and demand that the...
08/18/2014
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Low Value : High Blood Pressure ? Most appraisers try to be as objective as possible when arriving at a conclusion that sets the value for the property. This is what we all refer to as the appraiser's opinion of value. If a low appraisal ticks your client off and you think that the appraiser s...
08/18/2014
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I thought that I might share a few thoughts with you about foreclosure. Sudden and unexpected changes in our lives can really create a hardship. Anything that prevents you from making your mortgage payment could have serious consequences later. Here are a few of the warning signs to look out for...
08/18/2014
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real estate fraud: Real Estate Fraud Report for August 13, 2014 - 08/13/14 08:51 AM Related Links: ← Previous 1 2 3 4 5 6 7 8 9 … 94 95 Next → … (6 comments) real estate fraud: Mortgage Fraud Blog for August 13, 2014 - 08/13/14 08:48 AM Mortgage Fraud Blog sends me an update email...
08/17/2014
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If a real estate tax is levied for a current calendar year, payable during that year or in the coming year, the period from January 1s...
08/17/2014
Our Elegant Miss Points Piggy ( click the beautiful Miss PP for more )
08/17/2014
Watch the Candelight Vigil at Graceland ! Join the Many Thousands of Elvis Fans In Memphis Now And His Fans Throughout the World Watching Tonight August 15, 2014 & August 16, 2014
08/15/2014