Lois's Blog

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Real Estate Agent - Century 21 Birchwood Realty, Inc.
Don't beleive what you read in the papers, this is a great time to buy real estate. Whether you are re-locating to the area, looking for a vacation home or investing, the opportunities are fantastic! Buy now!!

ARCHIVED BLOG POSTS

2012 

The discussion today hit several topics:  HARP 2 (Affordable Refinance Program - Interest Rate Knowledge - Is the economy really recovering - and the effect of gas prices on the economy. Think Big Work Small Enjoy the video. Disclaimer:  If you prefer reading your news over a cup of coffee in a r...
03/22/2012
It seem every day I am reading where the prices of listings are increasing.  Here is a post by GLOZAL concerning 8 Metro areas showing an increase within the last one or two months.  I am glad to hear the good news; it's nice to have something positive, to send to customers and prospects, which w...
03/21/2012
Good new for Floridians, the housing market is picking up.  Below is a link to an article posted by GLOZAL which is stating the increase in median list price of homes continues to raise, and Realtor.com data shows Florida leading the way.  Homes in Ft. Myers/Cape Coral have a median price of $229...
03/19/2012
The topics for today center around: HUD changing their guidelines on seller concessions - reducing from 6% to 3% which will make buyers mortgage payments higher; this could impact mortgage defaults.  Banks have only been allowing owners to short sale their homes if they miss payments; this trigge...
03/16/2012
Today's daily report mainly focuses on a woman who filed a "False Claims" report on the bad foreclosure of her condo, and received an 18 million award.  Also discussed: The Feds are going to keep the Rates the same for the next few years, and a 1960's stimulus idea called Operation Twist is being...
03/15/2012
Zero Tolterance - The government is putting itself in a position to make 5 million dollars on every foreclosure that has an error in it's processing. This pertains to new foreclosures coming on the market. With 80% of San Fransisco's foreclosures having errors, this could be profitable for the go...
03/14/2012
Today's TBWS report concerns the FHA Mortgage Insurance Conspiracy Theory - FHA fraud claims - Libor Index (London Interbank Offer Rate) manipulation - and Loan Modification & Principal reduction not helping 75% of loans due to loans financed by Freddie Mac and Fannie Mae being exempt.   Think Bi...
03/13/2012
Good Morning...Here is what the boys are talking about today; "HELP" Homeowners Equity and Liquidity Pathway.  This may be an effective way to help the housing industry;  To me it sounds like it has possibilities.  They also talk about BOA and the deal they cut with the government for improperly ...
03/11/2012
Good Morning.  Here is your TBWS daily report, with the boys discussing a new bill to increase rates to pay for the BP Gulf oil spill.  They are also talking about FHA initiating guidelines on outstanding credit; not discounting medical bills will eliminate qualified home buyers.Watch the video b...
03/08/2012
Good afternoon.  Here is your TBWS daily news.  FHA has significantly reduced the MI factors to give an incentive for Refinancing of loans.   Fannie Mae has done a survey and found 70% of the public thinks this is a good time to buy a home, but 80% don't think they would qualify or have the 20% d...
03/08/2012
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Lois Davies

Cape Coral & SW Florida
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