Davis & Towle Insurance Group's (davistowle) Blog

A record-setting cold and rainy June in New Hampshire, and house hunting through homes old and new, has your blogger thinking about sump pumps.  These unsung heroes of the basement keep your mechanical systems and storage items above water, and your basement relatively dry.  But sump pumps are si...

Buy Local... Insurance   The Buy Local movement, a strong and growing force in New Hampshire's economy, reminds people of the many benefits of doing business locally: local businesses employ local people, support other local businesses, volunteer for and give to local charities, and are more like...

According to National Underwriter's April 2009 issue, Auto rates are beginning to move upwards, but not by much:  "The personal auto market remains competitive..., even as rates begin to creep upward."(NU p.38)  Compared with experts' projections in late 2008, Auto insurance carriers have taken f...

More motorists are expected to need roadside service this summer than last.  AAA estimates 7.3 million motorists will be stranded this summer, an increase of 1.5% over the same period last year.  With gas prices averaging $1.50 less than last year, overall vehicle miles driven are expected to inc...

Many renters are misinformed or under the wrong assumption when it comes to renters insurance. It can be confusing - what is protected? The building, or personal possessions? Basically, renters coverage insures your personal possessions - not the building - and gives you a bit of liability insura...

With summer now in full spring, many families are planning their vacations, or are enjoying them now. When you enter your vacation home, are you pleased? Do you get the feeling that your second home is safe and sound while you're away most of the year, or does it look like there have been trespas...

The percentage of small U.S. businesses who have invested into business interruption insurance is alarmingly low. Business interruption insurance is a form of business insurance that will keep your company afloat while you can't carry on with business as usual due to covered threats. It provides ...

With spring here and summer coming up fast,  it may be a good time to review your second home insurance policy or your campground insurance policy. Both second homes and campgrounds require certain coverages since they're so exposed to vandalism, weather damage, theft, and other disasters.  Becau...

It's not spring quite yet, but after spring comes summer - and most people begin to plan their summer vacations during the former. Summertime is usually when families retreat to their summer homes and/or send the kids off to summer camp. Whether you're a summer homeowner or a camp owner, it's imp...

Are you providing your employees with the benefits that they deserve? Can you be sure that they're satisfied with what you're offering them?  Reports and statistics show that happy, satisfied employees who receive great benefits will remain at work longer - and will produce better work and have b...