prequalifying: First Time Home Buyers - What You Need To Know - Third Blog
- 09/30/10 06:29 AM
First Time Home Buyers need to start the pre-approval process. You will need two years of tax statements, several pay stubs, and the two to six months' of bank statements. You will also be asked to submit documentation of assets, such as stocks or bonds, as well as your debts (credit card balances, car loans, other financial obligations). When you begin the actual loan application, all of this information will be required again, and sometimes they will ask for it several times during the process. Make copies of everything you submit. Just because you qualify for a certain loan amount … (0 comments)
Al attended high school in New Jersey, just outside of Asbury Park (the easiest landmark). He couldn't wait to see sunshine, so he chose Arizona to attend college. Northern Arizona University was noted for their criminal justice program. Dawn graduated from Kubasaki High School on Okinawa. She moved to Tucson to attend the University of Arizona. She finally received her degrees from Arizona State University in Tempe. Al traveled the world working for the federal government as a Naval Criminal Investigative Service agent. Dawn lived in the Phoenix area & worked as a teacher and counselor for over 30 years. One night at Ruffino's Italian Restaurant, they met, fell in love & have been together ever since. Now, both retired from service careers, they decided to put their life experiences to work in a different realm - they entered the real estate profession at the end of the market surge. It was a lonnnggg slide downward - some might call it an E- ride! But, through the entire downturn, they've enjoyed helping young couples find their first home, retirees find the ideal community, & young families choose the perfect neighborhoods.
First Time Home Buyers need to start the pre-approval process. You will need two years of tax statements, several pay stubs, and the two to six months' of bank statements. You will also be asked to submit documentation of assets, such as stocks or bonds, as well as your debts (credit card balances, car loans, other financial obligations). When you begin the actual loan application, all of this information will be required again, and sometimes they will ask for it several times during the process. Make copies of everything you submit. 
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