RECENT BLOG POSTS
With millions of Americans short of cash heading into retirement, a reverse mortgage may not be a luxury - it could be a necessity.  ByBrian O'Connell  Oct 17, 2017 5:36 PM EDT There's plenty of evidence indicating tens of millions of retirees will be woefully short on retirement savings in the n...
10/24/2017
Mortgage Myth #8: MY Credit Karma Score is Great So CanYou Use It? This is the one of the biggest myths in our industry that most borrower do not understand.  Credit Karma and Fico are two different types of credit providing services. Credit Karma is an independent website that provides users fre...
09/12/2017
Mortgage Myth # 7: Governemt Loans are for those with Bad Credit  Two of the most popular loans out there are the VA and FHA insured loan by our government. The myth about these loans being the one of last resort for those with marginal credit and low-down payment cannot be farther from the truth...
09/12/2017
Mortgage Myth # 6; All Loan Officers are the Same. The public perception about loan officers all being the same is what I think is the craziest mortgage myth within our mortgage industry and most of today’s lender want you to think that all loan originators are the same. The Federal Government ha...
09/12/2017
Mortgage Myth # 5 Only your Income Determines How Much you can Borrow The Amount of income a potential borrower makes is absolutely important, but it is not the only factor in determining how much they might be able to borrow.  One of the most frequently asked questions in the mortgage business i...
09/12/2017
Mortgage Myth # 4 All Lenders are the Same  This is one of the most ridiculous myths in the Real Estate Industry as no two lenders are the same.  Your average consumer looking to buy or refinance a home sees nothing but the BIG print in all advertisement and does not notice the small print which ...
09/12/2017
Mortgage Myth # 3 Perfect Credit is Needed to get a Mortgage   Credit is very important when applying for any loan especially when it comes to buying your dream home.  One of the most common mortgage myths is that only borrower with perfect credit can get a mortgage, WRONG!  IF a home buyer has a...
09/12/2017
Mortgage Myth # 2 A 20% Down Payment is Required To Get a Mortgage  A common mortgage myth that exists is that only potential borrowers who have 20% or more as a down payment can get a home loan.  Whereas there are certainly some great mortgage products that require borrowers have a 20% to use to...
09/12/2017
Mortgage Myth # 1 A Pre-quaification & Pre-approval Are The Same Many of today’s home-buyers believe that a pre-qualification and a pre-approval are the same thing, which is one of the most common mortgage myths. One of the biggest differences between a mortgage pre-qualification and pre-approval...
09/12/2017
Long Island what’s Ahead For Mortgage Rates This Week – October 31, 2016 Last week’s economic reports included S&P Case-Shiller Home Price Indexes, along with readings on new and pending home sales. Recurring weekly reports on mortgage rates and new jobless claims were also released.Case-Shiller:...
10/31/2016
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