first time hombuyer: Mortgage Myth # 3 Perfect Credit is Needed to get a Mortgage - 09/08/17 10:06 AM
Mortgage Myth # 3 Perfect Credit is Needed to get a Mortgage
 
 
 
Credit is very important when applying for any loan especially when it comes to buying your dream home.  One of the most common mortgage myths is that only borrower with perfect credit can get a mortgage, WRONG!  IF a home buyer has a credit score of 450, getting a mortgage will be highly unlikely, but a home buyer with a 580-credit score might still be able to obtain a mortgage.
 
Credit scores will impact the interest rate and the loan program a borrower is offered and also whether a borrower is … (1 comments)

first time hombuyer: First Time Home Buyers in North Massapequa NY - Step by Step Guide - 10/14/16 11:06 PM
First Time Home Buyers in North Massapequa NY - Step by Step Guide
 
Call David or Erika Bailey at 631-589-3600
Licnesed Loan Originators at The Mortgage Outlet
 
 # 1 Arrange Documents
It is important that you gather the following items in to a central location and keep updating the data on a monthly basis
        Last 2 years for tax returns or 1040’s with all schedules         Last 2 years W-2’s         Last 30 Days Pay stubs         Last 2 Months Bank statements all pages         Last 2 Months Investment statements all pages         Last 2 Months Retirement statements all pages         Driver’s License         Last 12 month’s rental payments … (1 comments)

first time hombuyer: First Time Home Buyers on Long Island NY - Step by Step Guide - 10/13/16 06:16 AM
First Time Home Buyers On Long Island NY - Step by Step Guide
 
 # 1 Arrange Documents
It is important that you gather the following items in to a central location and keep updating the data on a monthly basis
        Last 2 years for tax returns or 1040’s with all schedules         Last 2 years W-2’s         Last 30 Days Pay stubs         Last 2 Months Bank statements all pages         Last 2 Months Investment statements all pages         Last 2 Months Retirement statements all pages         Driver’s License         Last 12 month’s rental payments if pay by check  
#2 Understand Your … (0 comments)

first time hombuyer: 4 Questions Every First Time Home Buyer in Merrick NY - 10/13/16 03:42 AM

4 Questions Every First Time Home Buyer in Merrick NY Should Ask
 
 This is the biggest decision you will ever make being a First Time Home Buyer in Merrick NY can be very confusing.  Hopefully this article will help clarify the process and help you make the right decision.
 
    1) What is a Mortgage?
 
A mortgage is loan given by a creditor (lender) to a debtor (borrower) to purchase a personal real estate also known as a Home
A creditor will lend a debtor money to purchase real estate.  The creditor will require documents that detail how the money will be paid back commonly known … (0 comments)

first time hombuyer: 4 Questions Every First Time Home Buyer in Massapequa Park NY should Ask - 10/13/16 03:37 AM

4 Questions Every First Time Home Buyer in Massapequa Park NY Should Ask
 
 This is the biggest decision you will ever make being a First Time Home Buyer in Massapequa Park NY can be very confusing.  Hopefully this article will help clarify the process and help you make the right decision.
 
    1) What is a Mortgage?
 
A mortgage is loan given by a creditor (lender) to a debtor (borrower) to purchase a personal real estate also known as a Home
A creditor will lend a debtor money to purchase real estate.  The creditor will require documents that detail how the money will be paid back … (0 comments)

first time hombuyer: Step by Step guide for First Time Home Buyers in Bellmore NY - 10/08/16 02:58 AM
Step by Step Guide for First Time Home Buyers in Bellmore NY
 
 # 1 Arrange Documents
It is important that you gather the following items in to a central location and keep updating the data on a monthly basis
        Last 2 years for tax returns or 1040’s with all schedules         Last 2 years W-2’s         Last 30 Days Pay stubs         Last 2 Months Bank statements all pages         Last 2 Months Investment statements all pages         Last 2 Months Retirement statements all pages         Driver’s License         Last 12 month’s rental payments if pay by check  
#2 Understand Your Credit … (0 comments)

first time hombuyer: Step by Step Guide for First Time Home Buyers in Merrick NY - 10/08/16 02:57 AM
Step by Step Guide for First Time Home Buyers in Merrick NY
 
 # 1 Arrange Documents
It is important that you gather the following items in to a central location and keep updating the data on a monthly basis
        Last 2 years for tax returns or 1040’s with all schedules         Last 2 years W-2’s         Last 30 Days Pay stubs         Last 2 Months Bank statements all pages         Last 2 Months Investment statements all pages         Last 2 Months Retirement statements all pages         Driver’s License         Last 12 month’s rental payments if pay by check  
#2 Understand Your Credit … (3 comments)

first time hombuyer: Step by Step Guide for First Time Home Buyers in Wantagh NY - 10/08/16 02:57 AM
Step by Step Guide for First Time Home Buyers in Wantagh NY
 
 # 1 Arrange Documents
It is important that you gather the following items in to a central location and keep updating the data on a monthly basis
        Last 2 years for tax returns or 1040’s with all schedules         Last 2 years W-2’s         Last 30 Days Pay stubs         Last 2 Months Bank statements all pages         Last 2 Months Investment statements all pages         Last 2 Months Retirement statements all pages         Driver’s License         Last 12 month’s rental payments if pay by check  
#2 Understand Your Credit … (0 comments)

first time hombuyer: Step by Step Guide for First time Home Buyers Masspaequa Park NY - 10/08/16 02:56 AM
Step by Step Guide for First Time Home Buyers in Massapequa Park NY
 
 # 1 Arrange Documents
It is important that you gather the following items in to a central location and keep updating the data on a monthly basis
        Last 2 years for tax returns or 1040’s with all schedules         Last 2 years W-2’s         Last 30 Days Pay stubs         Last 2 Months Bank statements all pages         Last 2 Months Investment statements all pages         Last 2 Months Retirement statements all pages         Driver’s License         Last 12 month’s rental payments if pay by check  
#2 Understand Your … (0 comments)

first time hombuyer: Blue Point New York Low Down Payment Loans from The Mortgage Outlet - 09/23/16 06:44 AM
Blue Point New York Low Down Payment Loans from The Mortgage Outlet.  We are Proud to have a New Home Purchase program that does not require PMI for those that Qualify.  This program is new to the market and not offered by many of today major banks in Blue Point New York.  Check out our short video and give us a call today to see if you qualify for this program prior to starting your home search. 
 
 
 
 We at THE MORTGAGE OUTLET pride ourselves on providing homes information so that all borrowers can make a desicion as to what is best for … (0 comments)

first time hombuyer: Sayville New York Low Down Payment Loans | The Mortgage Outlet - 09/20/16 05:27 AM
Sayville New York Low Down Payment Loans from The Mortgage Outlet.  We are Proud to have a New Home Purchase program that does not require PMI for those that Qualify.  This program is new to the market and not offered by many of today major banks in Sayville New York.  Check out our short video and give us a call today to see if you qualify for this program prior to starting your home search. 
 
 
 
 We at THE MORTGAGE OUTLET pride ourselves on providing homes information so that all borrowers can make a desicion as to what is best for your unique … (0 comments)

first time hombuyer: Is a Short Sale, Foreclosure, or New Home the Right Choice? - 06/16/14 03:33 AM

Is a Short Sale, Foreclosure, or New Home the Right Choice?
When you are house hunting, there are different types of properties to consider:
      ·        Foreclosures
      ·        Short Sales
      ·        New Homes
Getting the best deal depends on the status of the market and how long you’re willing to wait to buy the house.  When housing inventory is packed with short sales, foreclosures and new homes sometime you can find sellers anxious to make a deal.  It’s true that every bank owned foreclosure is sold at a large discount or that … (0 comments)

 
David Bailey and Erika Bailey, "Creating Clients for Life"    Cell # 631-589 3600 (The Mortgage Outlet  NMLS # 36861)

David Bailey and Erika Bailey

"Creating Clients for Life" Cell # 631-589 3600

Sayville, NY

More about me…

The Mortgage Outlet NMLS # 36861

Address: 280 West Main Street, Sayville, NY, 11782

Office: (631) 589-3600

Mobile: (631) 767-8948

Email Me

Pre-Qualify Now
Type of Loan:
Home Purchase Home Refinance Home Equity Debt Consolidation Commercial
Loan Amount:
$
Your Credit Profile:
Excellent Good Fair Needs Improvement Poor
Total Monthly Expenses:
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Total Monthly Income:
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