home buying: Va Home Loan Programs in Lake Ronkonkoma New York - 05/25/16 12:44 AM
VA Home Loan Program in Lake Ronkonkoma, New York
 
The VA Home Loan program in Lake Ronkonkoma, New York is one of the most powerful mortgage tools available today for veterans and other qualified borrowers, and it is actually one of the best home loans you can get. VA Home Loans typically come with low interest rates and looser credit requirements than other mortgages, and VA Loans do not require a down payment at all, which makes them very attractive to many borrowers.
VA Loans came about in the G.I. Bill of 1944, and the VA Home Loan program has helped more than 18 million … (0 comments)

home buying: Is a Smart Home Really Smart? - 12/18/14 01:39 AM
Is a Smart Home Really Smart?
 

Smart homes take great advantage of modern building techniques and automation technology to give you a new control level. A smart home may be built from scratch with automation as a key design goal or constructed from an existing home during renovation. In both cases, they offer several advantages over a conventional home.
Security
Smart homes have security systems that do a better job of preventing home invasions and intrusions than those that need manual setting. Aside from that, these systems have advanced capabilities to warn residents of potential threats on the inside of … (1 comments)

home buying: Eliminate Pet Odor Before Selling - 09/19/14 06:08 AM
Eliminate Pet Odor Before Selling
Pet odors are some of the most stubborn to get rid of before you sell your house. Sometimes, no matter how much you scrub or try to deodorize, odors linger and make your house much less attractive to buyers.
Find the Source of the Odor
The first step in eliminating odor is to track its source. Often, odors embed in carpeting and become difficult to see, especially if they do not leave a stain. Your sense of smell will be key in determining which parts of the flooring have the most damage. Find the areas that … (3 comments)

home buying: Drowning in Financial Paperwork? 7 Tips for Digging Yourself Out - 09/08/14 04:00 AM
Drowning in Financial Paperwork? 7 Tips for Digging Yourself Out
According to Consumer Reports, less than half of all Americans can get their hands on important financial documents immediately, and this includes folks who swear they’re highly organized.  Women are more likely to stay on top of paperwork than men.  Over 65? You belong to Gen A; the accountable generation of people who actually enjoy organizing financial records. No matter the group to which you belong, it’s time to make a change, which is why you can undertake a paper purge using the research in this article. 
The Tax Man Cometh
Your annual tax … (25 comments)

home buying: Create a Home Theater on a Budget - 08/20/14 06:45 AM

Create a Home Theater on a Budget
There are many reasons to add a theater to your home. With increasing movie prices, coupled with the quick home releases, it is simply more cost effective to create the movie experience in your home.  Home theaters are the perfect environment for scheduled family time. Yes, going to the movies gives you a huge screen and excellent sound, but the truth is that you can get that in your home for a lot less than  you imagine — adding value to your home in the process.
A Common Misconception
Building a home … (2 comments)

home buying: Modern Window Treatments for Updating Your Kitchen - 08/07/14 05:52 AM
Modern Window Treatments for Updating Your Kitchen
When it comes to upgrading your home, some people tend to think too large. Whether it a complete remodel of a bedroom or bathroom, an addition to a garage or even a complete overhaul of the front or backyard, homeowners can run the risk of biting off more than they can chew.  In reality, some of the best and most noticeable improvements start off much smaller than you realize.  The kitchen, for most families, has long served as the hub for all the home activity so it would only make sense to start there … (2 comments)

home buying: Is a Short Sale, Foreclosure, or New Home the Right Choice? - 06/16/14 03:33 AM

Is a Short Sale, Foreclosure, or New Home the Right Choice?
When you are house hunting, there are different types of properties to consider:
      ·        Foreclosures
      ·        Short Sales
      ·        New Homes
Getting the best deal depends on the status of the market and how long you’re willing to wait to buy the house.  When housing inventory is packed with short sales, foreclosures and new homes sometime you can find sellers anxious to make a deal.  It’s true that every bank owned foreclosure is sold at a large discount or that … (0 comments)

home buying: Tips on buying the home that's right for you in Sayville NY - 02/04/14 12:48 AM
Tips on buying the home that's right for you in Sayville NY
Buying a home is an exciting adventure, and whether this is your first home or your second, it’s important that you take your time when evaluating potential properties so that you end up with a property that truly reflects your style, your preferences, your lifestyle and of course, the size of your family.
When considering properties, you also need to think outside of just the property itself. While that Cape Code on the corner may look like your dream home, what about the neighborhood?  Driving by a property … (0 comments)

 
David Bailey and Erika Bailey, "Creating Clients for Life"    Cell # 631-589 3600 (The Mortgage Outlet  NMLS # 36861)

David Bailey and Erika Bailey

"Creating Clients for Life" Cell # 631-589 3600

Sayville, NY

More about me…

The Mortgage Outlet NMLS # 36861

Address: 280 West Main Street, Sayville, NY, 11782

Office: (631) 589-3600

Mobile: (631) 767-8948

Email Me

Pre-Qualify Now
Type of Loan:
Home Purchase Home Refinance Home Equity Debt Consolidation Commercial
Loan Amount:
$
Your Credit Profile:
Excellent Good Fair Needs Improvement Poor
Total Monthly Expenses:
$
Total Monthly Income:
$


Listings

Links

Archives

RSS 2.0 Feed for this blog