mortgage broker: Low Mortgage Rates in Sayville NY - Flat Rate Mortgage Broker - 07/21/20 12:28 PM
Low Mortgage Rates in Sayville NY Flat Rate Mortgage Broker
 
Flat Rate Mortgage Broker, The Mortgage Outlet, shocks the industry with rock bottom mortgage rates for Sayville NY. That is right you pay just one flat fee and no other garbage fees like processing, application, doc prep, lock in or any other fee that increase your closing costs. Learn More about how this program flat rate program can save you thousands of dollars in closing costs.
 
 
Benefits to all borrowers whether you are buying, or refinancing is:
Cheaper Mortgage Rates
Cheaper Closing Costs
Fast Automated Mortgage Process
Over 30 Years’ Experience in industry
Works for the … (0 comments)

mortgage broker: Mortgage Myth # 5 Only your Income Determines How Much you can Borrow - 09/11/17 10:35 AM
Mortgage Myth # 5 Only your Income Determines How Much you can Borrow
 
The Amount of income a potential borrower makes is absolutely important, but it is not the only factor in determining how much they might be able to borrow.  One of the most frequently asked questions in the mortgage business is about how do I qualify with a $ 100,000 yearly income.
 
Many times, a year I get a potential home buying saying a make a $ 100,000 a year how come I cannot buy a more expensive home.   The simple reason is their outstanding debt.
 
Debts, such as student loans, car … (0 comments)

mortgage broker: First Time Home Buyers in North Massapequa NY - Step by Step Guide - 10/14/16 11:06 PM
First Time Home Buyers in North Massapequa NY - Step by Step Guide
 
Call David or Erika Bailey at 631-589-3600
Licnesed Loan Originators at The Mortgage Outlet
 
 # 1 Arrange Documents
It is important that you gather the following items in to a central location and keep updating the data on a monthly basis
        Last 2 years for tax returns or 1040’s with all schedules         Last 2 years W-2’s         Last 30 Days Pay stubs         Last 2 Months Bank statements all pages         Last 2 Months Investment statements all pages         Last 2 Months Retirement statements all pages         Driver’s License         Last 12 month’s rental payments … (1 comments)

mortgage broker: First Time Home Buyers on Long Island NY - Step by Step Guide - 10/13/16 06:16 AM
First Time Home Buyers On Long Island NY - Step by Step Guide
 
 # 1 Arrange Documents
It is important that you gather the following items in to a central location and keep updating the data on a monthly basis
        Last 2 years for tax returns or 1040’s with all schedules         Last 2 years W-2’s         Last 30 Days Pay stubs         Last 2 Months Bank statements all pages         Last 2 Months Investment statements all pages         Last 2 Months Retirement statements all pages         Driver’s License         Last 12 month’s rental payments if pay by check  
#2 Understand Your … (0 comments)

mortgage broker: First Time Home Buyers in Seaford NY - Step by Step Guide - 10/13/16 06:10 AM
First Time Home Buyers in Seaford NY - Step by Step Guide
 
 # 1 Arrange Documents
It is important that you gather the following items in to a central location and keep updating the data on a monthly basis
        Last 2 years for tax returns or 1040’s with all schedules         Last 2 years W-2’s         Last 30 Days Pay stubs         Last 2 Months Bank statements all pages         Last 2 Months Investment statements all pages         Last 2 Months Retirement statements all pages         Driver’s License         Last 12 month’s rental payments if pay by check  
#2 Understand Your Credit … (1 comments)

mortgage broker: First Time Home Buyers in Massapequa NY - 4 Questions you Should Ask - 10/13/16 05:52 AM

 First Time Home Buyers in Massapequa NY - 4 Questions You Should Ask
Call David or Erika Bailey at The Mortgage Outlet 631-589-3600
 
 This is the biggest decision you will ever make being a First Time Home Buyers in Massapequa NY can be very confusing.  Hopefully this article will help clarify the process and help you make the right decision.
 
    1) What is a Mortgage?
 
A mortgage is loan given by a creditor (lender) to a debtor (borrower) to purchase a personal real estate also known as a Home
A creditor will lend a debtor money to purchase real estate.  The creditor will require documents … (0 comments)

mortgage broker: 4 Questions Every First Time Home Buyer in Merrick NY - 10/13/16 03:42 AM

4 Questions Every First Time Home Buyer in Merrick NY Should Ask
 
 This is the biggest decision you will ever make being a First Time Home Buyer in Merrick NY can be very confusing.  Hopefully this article will help clarify the process and help you make the right decision.
 
    1) What is a Mortgage?
 
A mortgage is loan given by a creditor (lender) to a debtor (borrower) to purchase a personal real estate also known as a Home
A creditor will lend a debtor money to purchase real estate.  The creditor will require documents that detail how the money will be paid back commonly known … (0 comments)

mortgage broker: 4 Questions Every First Time Home Buyer in Wantagh NY Should Ask - 10/13/16 03:41 AM

4 Questions Every First Time Home Buyer in Wantagh NY Should Ask
 
Call David or Erika Bailey at 631-589-3600
Licnesed Loan Originators at The Mortgage Outlet
 
 This is the biggest decision you will ever make being a First Time Home Buyer in Wantagh NY can be very confusing.  Hopefully this article will help clarify the process and help you make the right decision.
 
    1) What is a Mortgage?
 
A mortgage is loan given by a creditor (lender) to a debtor (borrower) to purchase a personal real estate also known as a Home
A creditor will lend a debtor money to purchase real estate.  The creditor will require … (0 comments)

mortgage broker: 4 Questions Every First Time Home Buyer in Massapequa Park NY should Ask - 10/13/16 03:37 AM

4 Questions Every First Time Home Buyer in Massapequa Park NY Should Ask
 
 This is the biggest decision you will ever make being a First Time Home Buyer in Massapequa Park NY can be very confusing.  Hopefully this article will help clarify the process and help you make the right decision.
 
    1) What is a Mortgage?
 
A mortgage is loan given by a creditor (lender) to a debtor (borrower) to purchase a personal real estate also known as a Home
A creditor will lend a debtor money to purchase real estate.  The creditor will require documents that detail how the money will be paid back … (0 comments)

mortgage broker: 4 Questions Every First Time Home Buyer in Massapequa NY Should Ask - 10/13/16 03:33 AM

4 Questions Every First Time Home Buyer in Massapequa NY Should Ask
 
 This is the biggest decision you will ever make being a First Time Home Buyer in Massapequa NY can be very confusing.  Hopefully this article will help clarify the process and help you make the right decision.
 
    1) What is a Mortgage?
 
A mortgage is loan given by a creditor (lender) to a debtor (borrower) to purchase a personal real estate also known as a Home
A creditor will lend a debtor money to purchase real estate.  The creditor will require documents that detail how the money will be paid back commonly known … (0 comments)

mortgage broker: Step by Step Guide for First time Home Buyers Seaford NY - 10/08/16 03:00 AM
Step by Step Guide for First Time Home Buyers in Seaford NY
 
 # 1 Arrange Documents
It is important that you gather the following items in to a central location and keep updating the data on a monthly basis
        Last 2 years for tax returns or 1040’s with all schedules         Last 2 years W-2’s         Last 30 Days Pay stubs         Last 2 Months Bank statements all pages         Last 2 Months Investment statements all pages         Last 2 Months Retirement statements all pages         Driver’s License         Last 12 month’s rental payments if pay by check  
#2 Understand Your Credit … (1 comments)

mortgage broker: Step by Step guide for First Time Home Buyers in Bellmore NY - 10/08/16 02:58 AM
Step by Step Guide for First Time Home Buyers in Bellmore NY
 
 # 1 Arrange Documents
It is important that you gather the following items in to a central location and keep updating the data on a monthly basis
        Last 2 years for tax returns or 1040’s with all schedules         Last 2 years W-2’s         Last 30 Days Pay stubs         Last 2 Months Bank statements all pages         Last 2 Months Investment statements all pages         Last 2 Months Retirement statements all pages         Driver’s License         Last 12 month’s rental payments if pay by check  
#2 Understand Your Credit … (0 comments)

mortgage broker: Step by Step Guide for First Time Home Buyers in Merrick NY - 10/08/16 02:57 AM
Step by Step Guide for First Time Home Buyers in Merrick NY
 
 # 1 Arrange Documents
It is important that you gather the following items in to a central location and keep updating the data on a monthly basis
        Last 2 years for tax returns or 1040’s with all schedules         Last 2 years W-2’s         Last 30 Days Pay stubs         Last 2 Months Bank statements all pages         Last 2 Months Investment statements all pages         Last 2 Months Retirement statements all pages         Driver’s License         Last 12 month’s rental payments if pay by check  
#2 Understand Your Credit … (3 comments)

mortgage broker: Step by Step Guide for First Time Home Buyers in Wantagh NY - 10/08/16 02:57 AM
Step by Step Guide for First Time Home Buyers in Wantagh NY
 
 # 1 Arrange Documents
It is important that you gather the following items in to a central location and keep updating the data on a monthly basis
        Last 2 years for tax returns or 1040’s with all schedules         Last 2 years W-2’s         Last 30 Days Pay stubs         Last 2 Months Bank statements all pages         Last 2 Months Investment statements all pages         Last 2 Months Retirement statements all pages         Driver’s License         Last 12 month’s rental payments if pay by check  
#2 Understand Your Credit … (0 comments)

mortgage broker: Step by Step Guide for First time Home Buyers Masspaequa Park NY - 10/08/16 02:56 AM
Step by Step Guide for First Time Home Buyers in Massapequa Park NY
 
 # 1 Arrange Documents
It is important that you gather the following items in to a central location and keep updating the data on a monthly basis
        Last 2 years for tax returns or 1040’s with all schedules         Last 2 years W-2’s         Last 30 Days Pay stubs         Last 2 Months Bank statements all pages         Last 2 Months Investment statements all pages         Last 2 Months Retirement statements all pages         Driver’s License         Last 12 month’s rental payments if pay by check  
#2 Understand Your … (0 comments)

mortgage broker: Step by Step Guide for First Time Home Buyers Massapequa NY - 10/08/16 02:55 AM
Step by Step Guide for First Time Home Buyers Massapequa NY
 
 # 1 Arrange Documents
It is important that you gather the following items in to a central location and keep updating the data on a monthly basis
        Last 2 years for tax returns or 1040’s with all schedules         Last 2 years W-2’s         Last 30 Days Pay stubs         Last 2 Months Bank statements all pages         Last 2 Months Investment statements all pages         Last 2 Months Retirement statements all pages         Driver’s License         Last 12 month’s rental payments if pay by check  
#2 Understand Your Credit Rating 
 
This … (0 comments)

mortgage broker: Step by Step Guide for First Time Home Buyers in New York - 10/07/16 05:58 AM
Step by Step Guide for First Time Home Buyers in New York
 
 # 1 Arrange Documents
It is important that you gather the following items in to a central location and keep updating the data on a monthly basis
        Last 2 years for tax returns or 1040’s with all schedules         Last 2 years W-2’s         Last 30 Days Pay stubs         Last 2 Months Bank statements all pages         Last 2 Months Investment statements all pages         Last 2 Months Retirement statements all pages         Driver’s License         Last 12 month’s rental payments if pay by check  
# 2 Understand your … (0 comments)

mortgage broker: Step by Step Guide for First Time Home Buyers in Sayville NY - 10/07/16 05:33 AM
Step by Step Guide for First Time Home Buyers in Sayville NY
 
 # 1 Arrange Documents
It is important that you gather the following items in to a central location and keep updating the data on a monthly basis
        Last 2 years for tax returns or 1040’s with all schedules         Last 2 years W-2’s         Last 30 Days Pay stubs         Last 2 Months Bank statements all pages         Last 2 Months Investment statements all pages         Last 2 Months Retirement statements all pages         Driver’s License         Last 12 month’s rental payments if pay by check  
#2 Understand Your Credit … (0 comments)

mortgage broker: Mortgage Broker or Retail Bank who to use in Suffolk County New York - 07/09/16 05:37 AM
 Mortgage Broker or Retail Bank in Suffolk County New York
 
This is the biggest decision that a borrower will ever make in their life when looking for a mortgage in Suffolk County New York. The debate has been going on for decades use a Mortgage Broker or my local Retail Bank. The negative press that mortgage brokers received after the financial crisis in 2008 still sticks with many of today’s borrowers who believe it is safer to work with their local retail bank. But the newly created Consumer Financial Protection Bureau (aka CFPB) in 2010 has set standards so high for mortgage brokers … (0 comments)

mortgage broker: Suffolk County New York, Mortgage Broker VA Loan Specialists - 05/31/16 06:28 AM
Suffolk County New York, Mortgage Broker VA Loan Specialists
 
Whether you are purchasing a home in Suffolk County NY or refinancing an existing mortgage, we understand the process can seem daunting. The Licensed Loan Originators at The Mortgage Outlet will navigate you through this process. As an experienced Suffolk County Mortgage Broker we will secure the very best VA loan for you. We are here to help and one of our goals is to make your lending experience as easy as possible. So please feel confident to place your trust in any of our loan officers. We feel certain you will be pleased you did! … (0 comments)

 
David Bailey and Erika Bailey, "Creating Clients for Life"    Cell # 631-589 3600 (The Mortgage Outlet  NMLS # 36861)

David Bailey and Erika Bailey

"Creating Clients for Life" Cell # 631-589 3600

Sayville, NY

More about me…

The Mortgage Outlet NMLS # 36861

Address: 280 West Main Street, Sayville, NY, 11782

Office: (631) 589-3600

Mobile: (631) 767-8948

Pre-Qualify Now
Type of Loan:
Home Purchase Home Refinance Home Equity Debt Consolidation Commercial
Loan Amount:
$
Your Credit Profile:
Excellent Good Fair Needs Improvement Poor
Total Monthly Expenses:
$
Total Monthly Income:
$


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