the mortgage outlet: Low Mortgage Rates in Sayville NY - Flat Rate Mortgage Broker - 07/21/20 12:28 PM
Low Mortgage Rates in Sayville NY Flat Rate Mortgage Broker
 
Flat Rate Mortgage Broker, The Mortgage Outlet, shocks the industry with rock bottom mortgage rates for Sayville NY. That is right you pay just one flat fee and no other garbage fees like processing, application, doc prep, lock in or any other fee that increase your closing costs. Learn More about how this program flat rate program can save you thousands of dollars in closing costs.
 
 
Benefits to all borrowers whether you are buying, or refinancing is:
Cheaper Mortgage Rates
Cheaper Closing Costs
Fast Automated Mortgage Process
Over 30 Years’ Experience in industry
Works for the … (0 comments)

the mortgage outlet: Low Mortgage Rates in Oakdale NY - Flat Rate Mortgage Broker - 07/21/20 11:29 AM
Low Mortgage Rates in Oakdale NY Flat Rate Mortgage Broker
 
Flat Rate Mortgage Broker, The Mortgage Outlet, shocks the industry with rock bottom mortgage rates for Oakdale NY. That is right you pay just one flat fee and no other garbage fees like processing, application, doc prep, lock in or any other fee that increase your closing costs. Learn More about how this program flat rate program can save you thousands of dollars in closing costs.
 
 
Benefits to all borrowers whether you are buying, or refinancing is:
Cheaper Mortgage Rates
Cheaper Closing Costs
Fast Automated Mortgage Process
Over 30 Year's Experience in industry
Works for the borrower best … (0 comments)

the mortgage outlet: Mortgage Myth # 5 Only your Income Determines How Much you can Borrow - 09/11/17 10:35 AM
Mortgage Myth # 5 Only your Income Determines How Much you can Borrow
 
The Amount of income a potential borrower makes is absolutely important, but it is not the only factor in determining how much they might be able to borrow.  One of the most frequently asked questions in the mortgage business is about how do I qualify with a $ 100,000 yearly income.
 
Many times, a year I get a potential home buying saying a make a $ 100,000 a year how come I cannot buy a more expensive home.   The simple reason is their outstanding debt.
 
Debts, such as student loans, car … (0 comments)

the mortgage outlet: First Time Home Buyers on Long Island NY – 10 things you should know about your credit - 10/14/16 12:10 AM
First Time Home Buyers on Long Island NY – 10 Things you should know about your credit!
 
When it comes down to buying your first home on Long Island you have the income and down payment but what about your credit.
What does your Credit Score Really Mean?
Your credit score is a number that represents your ability to pay off your debts on time. Credit scores range for 300 to 850 from the three credit bureaus. The Higher your credit scored the easier your approval process will be.
 
 
Here is how lenders look at your Credit Scores:
 Excellent Credit is 750+
Good Credit  700 to 749
Fair … (1 comments)

the mortgage outlet: First Time Home Buyers on Long Island NY - Step by Step Guide - 10/13/16 06:16 AM
First Time Home Buyers On Long Island NY - Step by Step Guide
 
 # 1 Arrange Documents
It is important that you gather the following items in to a central location and keep updating the data on a monthly basis
        Last 2 years for tax returns or 1040’s with all schedules         Last 2 years W-2’s         Last 30 Days Pay stubs         Last 2 Months Bank statements all pages         Last 2 Months Investment statements all pages         Last 2 Months Retirement statements all pages         Driver’s License         Last 12 month’s rental payments if pay by check  
#2 Understand Your … (0 comments)

the mortgage outlet: First Time Home Buyers in Seaford NY - Step by Step Guide - 10/13/16 06:10 AM
First Time Home Buyers in Seaford NY - Step by Step Guide
 
 # 1 Arrange Documents
It is important that you gather the following items in to a central location and keep updating the data on a monthly basis
        Last 2 years for tax returns or 1040’s with all schedules         Last 2 years W-2’s         Last 30 Days Pay stubs         Last 2 Months Bank statements all pages         Last 2 Months Investment statements all pages         Last 2 Months Retirement statements all pages         Driver’s License         Last 12 month’s rental payments if pay by check  
#2 Understand Your Credit … (1 comments)

the mortgage outlet: First Time Home Buyers in Massapequa NY - 4 Questions you Should Ask - 10/13/16 05:52 AM

 First Time Home Buyers in Massapequa NY - 4 Questions You Should Ask
Call David or Erika Bailey at The Mortgage Outlet 631-589-3600
 
 This is the biggest decision you will ever make being a First Time Home Buyers in Massapequa NY can be very confusing.  Hopefully this article will help clarify the process and help you make the right decision.
 
    1) What is a Mortgage?
 
A mortgage is loan given by a creditor (lender) to a debtor (borrower) to purchase a personal real estate also known as a Home
A creditor will lend a debtor money to purchase real estate.  The creditor will require documents … (0 comments)

the mortgage outlet: First Time Home Buyer in Sayville NY 4 Questions You Should Ask - 10/13/16 04:09 AM

First Time Home Buyer in Sayville NY 4 Questions You Should Ask
 
Call David or Erika Bailey at The Mortgage Outlet 631-589-3600
 
 This is the biggest decision you will ever make being a First Time Home Buyer in Sayville NY can be very confusing.  Hopefully this article will help clarify the process and help you make the right decision.
 
    1) What is a Mortgage?
 
A mortgage is loan given by a creditor (lender) to a debtor (borrower) to purchase a personal real estate also known as a Home
A creditor will lend a debtor money to purchase real estate.  The creditor will require documents that … (0 comments)

the mortgage outlet: 4 Questions Every First Time Home Buyer in Merrick NY - 10/13/16 03:42 AM

4 Questions Every First Time Home Buyer in Merrick NY Should Ask
 
 This is the biggest decision you will ever make being a First Time Home Buyer in Merrick NY can be very confusing.  Hopefully this article will help clarify the process and help you make the right decision.
 
    1) What is a Mortgage?
 
A mortgage is loan given by a creditor (lender) to a debtor (borrower) to purchase a personal real estate also known as a Home
A creditor will lend a debtor money to purchase real estate.  The creditor will require documents that detail how the money will be paid back commonly known … (0 comments)

the mortgage outlet: 4 Questions Every First Time Home Buyer in Wantagh NY Should Ask - 10/13/16 03:41 AM

4 Questions Every First Time Home Buyer in Wantagh NY Should Ask
 
Call David or Erika Bailey at 631-589-3600
Licnesed Loan Originators at The Mortgage Outlet
 
 This is the biggest decision you will ever make being a First Time Home Buyer in Wantagh NY can be very confusing.  Hopefully this article will help clarify the process and help you make the right decision.
 
    1) What is a Mortgage?
 
A mortgage is loan given by a creditor (lender) to a debtor (borrower) to purchase a personal real estate also known as a Home
A creditor will lend a debtor money to purchase real estate.  The creditor will require … (0 comments)

the mortgage outlet: 4 Questions Every First Time Home Buyer in Massapequa Park NY should Ask - 10/13/16 03:37 AM

4 Questions Every First Time Home Buyer in Massapequa Park NY Should Ask
 
 This is the biggest decision you will ever make being a First Time Home Buyer in Massapequa Park NY can be very confusing.  Hopefully this article will help clarify the process and help you make the right decision.
 
    1) What is a Mortgage?
 
A mortgage is loan given by a creditor (lender) to a debtor (borrower) to purchase a personal real estate also known as a Home
A creditor will lend a debtor money to purchase real estate.  The creditor will require documents that detail how the money will be paid back … (0 comments)

the mortgage outlet: 4 Questions Every First Time Home Buyer in Massapequa NY Should Ask - 10/13/16 03:33 AM

4 Questions Every First Time Home Buyer in Massapequa NY Should Ask
 
 This is the biggest decision you will ever make being a First Time Home Buyer in Massapequa NY can be very confusing.  Hopefully this article will help clarify the process and help you make the right decision.
 
    1) What is a Mortgage?
 
A mortgage is loan given by a creditor (lender) to a debtor (borrower) to purchase a personal real estate also known as a Home
A creditor will lend a debtor money to purchase real estate.  The creditor will require documents that detail how the money will be paid back commonly known … (0 comments)

the mortgage outlet: Bohemia New York Low Down Payment Loans from The Mortgage Outlet - 09/23/16 06:49 AM
Bohemia New York Low Down Payment Loans from The Mortgage Outlet.  We are Proud to have a New Home Purchase program that does not require PMI for those that Qualify.  This program is new to the market and not offered by many of today major banks in Bohemia New York.  Check out our short video and give us a call today to see if you qualify for this program prior to starting your home search. 
 
 
 
 We at THE MORTGAGE OUTLET pride ourselves on providing homes information so that all borrowers can make a desicion as to what is best for your unique … (0 comments)

the mortgage outlet: Blue Point New York Low Down Payment Loans from The Mortgage Outlet - 09/23/16 06:44 AM
Blue Point New York Low Down Payment Loans from The Mortgage Outlet.  We are Proud to have a New Home Purchase program that does not require PMI for those that Qualify.  This program is new to the market and not offered by many of today major banks in Blue Point New York.  Check out our short video and give us a call today to see if you qualify for this program prior to starting your home search. 
 
 
 
 We at THE MORTGAGE OUTLET pride ourselves on providing homes information so that all borrowers can make a desicion as to what is best for … (0 comments)

the mortgage outlet: Quick VA Closing in 40 days from THE MORTGAGE OUTLET - 09/12/16 05:47 AM
Quick VA Closing in 40 days from THE MORTGAGE OUTLET
 
Another Quick VA Closing in 40 days from The Mortgage Outlet. Congratulations to Mr. Charles Hauck who served our great country so well. Contracts where signed August 1, 2016 and we closed in September 9, 2016. The closing was at 280 West Main St., Sayville NY 11782 and took only 45 minutes from start to finish. Special thanks go to both agents Katherine Quinn and Lisa Kuethman Gomez for all their help in making this such a quick and smooth home buying process for the entire Hauck family. If you are or anyone you know … (0 comments)

the mortgage outlet: What's Ahead For Mortgage Rates This Week - July 25, 2016 - 07/26/16 02:38 AM
What's Ahead For Mortgage Rates This Week - July 25, 2016
 
Housing Starts, Building Permits Issued Rise
Commerce Department reports on housing starts and building permits issued were released Tuesday. Housing starts rose to 1.189 million in June against expectations of 1.165 million starts and May's downwardly revised reading of 1.135 million starts, Housing starts rose by 4.80 percent on a seasonally-adjusted annual basis. This is good news for housing markets, but analysts said that demand for homes continued to exceed available supplies.
Building permits issued also rose in June to 1.53 million as compared to May's reading of 1.136 million permits issued.
Existing Home … (0 comments)

the mortgage outlet: The Mortgage Outlet | Mortgage Broker Fire Island NY - 07/22/16 01:02 AM
The Mortgage Outlet | Mortgage Broker Fire Island NY
 
 
We at The Mortgage Outlet understand borrower’s needs to make sense of all of the complicated processes involved in getting a mortgage to purchase or refinance your dream home.  As a Mortgage Broker in Fire Isalnd NY Since 1987 we understand the needs of today’s consumers. Whether you are looking to purchase or refinance you home by obtaining a reverse mortgage, conventional loan, FHA home loan or use a VA home loan we can help.  Each of these home loan programs has its own unique set of characteristics as well as pros and cons, … (2 comments)

the mortgage outlet: Mortgage Broker or Retail Bank who to use in Suffolk County New York - 07/09/16 05:37 AM
 Mortgage Broker or Retail Bank in Suffolk County New York
 
This is the biggest decision that a borrower will ever make in their life when looking for a mortgage in Suffolk County New York. The debate has been going on for decades use a Mortgage Broker or my local Retail Bank. The negative press that mortgage brokers received after the financial crisis in 2008 still sticks with many of today’s borrowers who believe it is safer to work with their local retail bank. But the newly created Consumer Financial Protection Bureau (aka CFPB) in 2010 has set standards so high for mortgage brokers … (0 comments)

the mortgage outlet: The Mortgage Outlet | Mortgage Broker in Bayport NY 11705 - 06/21/16 12:31 AM
The Mortgage Outlet | Mortgage Broker in Bayport NY 11705
 
 
We at The Mortgage Outlet understand borrower’s needs to make sense of all of the complicated processes involved in getting a mortgage to purchase or refinance your dream home.  As a Mortgage Broker in Bayport NY 11705 Since 1987 we understand the needs of today’s consumers. Whether you are looking to purchase or refinance you home by obtaining a reverse mortgage, conventional loan, FHA home loan or use a VA home loan we can help.  Each of these home loan programs has its own unique set of characteristics as well as pros and … (16 comments)

the mortgage outlet: The Mortgage Outlet | Mortgage Broker Long Island - 06/20/16 04:13 AM
The Mortgage Outlet | Mortgage Broker Long Island
 
 
We at The Mortgage Outlet understand borrower’s needs to make sense of all of the complicated processes involved in getting a mortgage to purchase or refinance your dream home.  As a Mortgage Broker on Long Island Since 1987 we understand the needs of today’s consumers. Whether you are looking to purchase or refinance you home by obtaining a reverse mortgage, conventional loan, FHA home loan or use a VA home loan we can help.  Each of these home loan programs has its own unique set of characteristics as well as pros and cons, and … (2 comments)

 
David Bailey and Erika Bailey, "Creating Clients for Life"    Cell # 631-589 3600 (The Mortgage Outlet  NMLS # 36861)

David Bailey and Erika Bailey

"Creating Clients for Life" Cell # 631-589 3600

Sayville, NY

More about me…

The Mortgage Outlet NMLS # 36861

Address: 280 West Main Street, Sayville, NY, 11782

Office: (631) 589-3600

Mobile: (631) 767-8948

Email Me

Pre-Qualify Now
Type of Loan:
Home Purchase Home Refinance Home Equity Debt Consolidation Commercial
Loan Amount:
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Your Credit Profile:
Excellent Good Fair Needs Improvement Poor
Total Monthly Expenses:
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