the mortgage outlet: Benefits of an FHA loan in Sayville, NY - The Mortgage Outlet
- 06/09/16 01:31 AM
Benefits of an FHA loan in Sayville, NY - The Mortgage Outlet
FHA home loans in Sayville, NY fell in popularity for many years due to their stringent appraisal guidelines and Low FHA loan limits in the late 1990's and the early 2000's. Since 2005 FHA financing has come back with a vengeance as these loan limits have increased to $ 625,000 in Suffolk County and as the FHA has loosened its appraisal and property guidelines. Borrowers in Sayville, NY today can enjoy the new and improved FHA home loans with competitive low mortgage rates and a low down payment, coupled with looser credit … (0 comments)
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the mortgage outlet: Benefits of an FHA loan in Bayport, NY - The Mortgage Outlet
- 05/31/16 12:00 PM
Benefits of an FHA loan in Bayport, NY - The Mortgage Outlet
FHA home loans in Bayport, NY fell in popularity for many years due to their stringent appraisal guidelines and Low FHA loan limits in the late 1990's and the early 2000's. Since 2005 FHA financing has come back with a vengeance as these loan limits have increased to $ 625,000 in Suffolk County and as the FHA has loosened its appraisal and property guidelines. Borrowers in Bayport, NY today can enjoy the new and improved FHA home loans with competitive low mortgage rates and a low down payment, coupled with looser credit … (10 comments)
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the mortgage outlet: Suffolk County New York, Mortgage Broker VA Loan Specialists
- 05/31/16 06:28 AM
Suffolk County New York, Mortgage Broker VA Loan Specialists
Whether you are purchasing a home in Suffolk County NY or refinancing an existing mortgage, we understand the process can seem daunting. The Licensed Loan Originators at The Mortgage Outlet will navigate you through this process. As an experienced Suffolk County Mortgage Broker we will secure the very best VA loan for you. We are here to help and one of our goals is to make your lending experience as easy as possible. So please feel confident to place your trust in any of our loan officers. We feel certain you will be pleased you did! … (0 comments)
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the mortgage outlet: Don’t Let Bargain Hunting for a New Home Backfire
- 02/11/15 02:38 AM
Don’t Let Bargain Hunting for a New Home Backfire
You’ve been raised to hunt for the best bargain. If you’re plunking down a huge sum of money, why would you buy the most expensive option? That’s crazy talk! But when it comes to buying a new house, is it possible to get too caught up in the bargain hunt and miss out on a house that’s perfect for you?
If you’re knee deep in the hunt for a house and you find yourself thinking “We can find something cheaper” all too often, then it’s time to reevaluate your priorities. You could be … (0 comments)
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the mortgage outlet: 5 Things That Could Devalue Your Home
- 01/20/15 01:38 AM
5 Things That Could Devalue Your Home
When it comes to listing your home on the market, a common concern is wanting to increase its value and allow it to stay competitive in the local area. Many people work to remodel their property or make minor upgrades to increase the selling potential of their home. Although you should take certain steps to increase what your home is truly worth, there are a few mistakes to avoid to prevent reducing its overall value. There are many different factors that determine the property value. If you know which ones are working against your … (55 comments)
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the mortgage outlet: Why Your Credit Rating Matters
- 12/29/14 01:00 AM
Why Your Credit Rating Matters
Before a lending institution will give you a mortgage to purchase a new home, it wants to estimate how much risk you present as a borrower. If the bank perceives you as having a high default risk, it will protect itself by charging you a higher interest rate for a loan or if the perceived risk is high enough, by denying you altogether. So how do banks determine how risky of a proposition it is to loan you money? The most valuable tool they have is your credit report
What is a Credit Report?
Your credit … (0 comments)
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the mortgage outlet: Is a Smart Home Really Smart?
- 12/18/14 01:39 AM
Is a Smart Home Really Smart?
Smart homes take great advantage of modern building techniques and automation technology to give you a new control level. A smart home may be built from scratch with automation as a key design goal or constructed from an existing home during renovation. In both cases, they offer several advantages over a conventional home.
Security
Smart homes have security systems that do a better job of preventing home invasions and intrusions than those that need manual setting. Aside from that, these systems have advanced capabilities to warn residents of potential threats on the inside of … (1 comments)
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the mortgage outlet: 5 Home Improvement Projects That Should Add Value, But Don’t
- 11/10/14 04:03 AM
5 Home Improvement Projects That Should Add Value, But Don’t
Lots of homeowners believe that if they put a lot of time and money renovating the house and the property, it will make it easier to sell when the time comes. It will also increase the value of the property. This is not necessarily true. To be blunt, many real estate experts claim that the only renovations that have a good chance of increasing the value of the house are the kitchen and the bathrooms.
Here are five home improvement projects that should add value, but usually don’t. This doesn’t mean … (0 comments)
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the mortgage outlet: Bathroom that shines...Sells
- 09/30/14 01:24 AM
“The kitchen and bathroom sell a house,” says Ken Perrin, president of Artistic Renovations in Cleveland, Ohio. If you are looking to make your bathroom appealing without the expense of extensive remodeling, the biggest cost could be your time and energy.
Paint as an Inexpensive Solution
The least expensive way to spruce up a bathroom is with paint. While many may suggest neutral colors in other parts of the house, the bathroom may be the exception. Think of it as a jewel box. Choose your favorite jewel tone -- emerald, eggplant, sapphire -- and take it to the paint store to … (0 comments)
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the mortgage outlet: Eliminate Pet Odor Before Selling
- 09/19/14 06:08 AM
Eliminate Pet Odor Before Selling
Pet odors are some of the most stubborn to get rid of before you sell your house. Sometimes, no matter how much you scrub or try to deodorize, odors linger and make your house much less attractive to buyers.
Find the Source of the Odor
The first step in eliminating odor is to track its source. Often, odors embed in carpeting and become difficult to see, especially if they do not leave a stain. Your sense of smell will be key in determining which parts of the flooring have the most damage. Find the areas that … (3 comments)
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the mortgage outlet: Drowning in Financial Paperwork? 7 Tips for Digging Yourself Out
- 09/08/14 04:00 AM
Drowning in Financial Paperwork? 7 Tips for Digging Yourself Out
According to Consumer Reports, less than half of all Americans can get their hands on important financial documents immediately, and this includes folks who swear they’re highly organized. Women are more likely to stay on top of paperwork than men. Over 65? You belong to Gen A; the accountable generation of people who actually enjoy organizing financial records. No matter the group to which you belong, it’s time to make a change, which is why you can undertake a paper purge using the research in this article.
The Tax Man Cometh
Your annual tax … (25 comments)
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the mortgage outlet: Will a Home with a Pool Sink You?
- 08/27/14 03:18 AM
Will a Home with a Pool Sink You?
Finally, you have found what seems to be the home of your dreams! The property has beautiful curb appeal. You love the location and you’re ready to make an offer, but the house has a swimming pool. Is it a good idea to purchase? There are plenty of advantages and disadvantages to buying a home with a swimming pool.
At first blush, owning a home with a swimming pool sounds like a fantastic idea. Many homebuyers are quick to fall in love with the idea of having one. They view it as … (0 comments)
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the mortgage outlet: Create a Home Theater on a Budget
- 08/20/14 06:45 AM
Create a Home Theater on a Budget
There are many reasons to add a theater to your home. With increasing movie prices, coupled with the quick home releases, it is simply more cost effective to create the movie experience in your home. Home theaters are the perfect environment for scheduled family time. Yes, going to the movies gives you a huge screen and excellent sound, but the truth is that you can get that in your home for a lot less than you imagine — adding value to your home in the process.
A Common Misconception
Building a home … (2 comments)
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the mortgage outlet: Shift Your Mindset and Make Your Business Work for You
- 08/12/14 02:34 AM
Shift Your Mindset and Make Your Business Work for You
As a new or experienced real estate agent, you know how important it is to lay the foundation for different aspects of marketing. Usually, the way most people market their business is by using techniques taught by trainers or shared by colleagues, but I would like to share with you some unique ideas to make your business work for you. Even if you only apply one or two of these ideas, it could make a huge difference.
Make One Day a Marketing Day
One reason agents fail to grow their business is … (2 comments)
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the mortgage outlet: Modern Window Treatments for Updating Your Kitchen
- 08/07/14 05:52 AM
Modern Window Treatments for Updating Your Kitchen
When it comes to upgrading your home, some people tend to think too large. Whether it a complete remodel of a bedroom or bathroom, an addition to a garage or even a complete overhaul of the front or backyard, homeowners can run the risk of biting off more than they can chew. In reality, some of the best and most noticeable improvements start off much smaller than you realize. The kitchen, for most families, has long served as the hub for all the home activity so it would only make sense to start there … (2 comments)
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the mortgage outlet: Why Overpriced Listings Scare Buyers
- 07/29/14 05:55 AM
Why Overpriced Listings Scare Buyers
Your house has been for sale and there has been hardly any interest. You think you have followed all the rules. Your property has great curb appeal. You have made some fantastic upgrades and your home is immaculate looking. Yet open houses have not attracted many potential buyers and offers are scarce.
You ask yoursel, "What's the problem?" There are a number of possible answers involving psychlogical and practical reasoning. First, you need to examine if your house is priced competitively in your market. An over priced listing raises a number of questions for the … (0 comments)
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the mortgage outlet: 8 Eye Catching Photography Tricks
- 07/28/14 03:45 AM
8 Eye Catching Photography Tricks
Getting great pictures can provide customers with the information they need to make a purchase decision. At first glance, real estate photography seems to be an easy task. Some real estate agents will take their cell phone out of their pocket and expect to get great pictures without any preparation. The task at hand, though, should involve some thought and anticipation of the best way to sell a house. The attributes you want to hide could simply be omitted while the best selling points should be illuminated. Here are 8 key real estate photography tips … (36 comments)
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the mortgage outlet: How to Save Money Being Energy Efficient
- 06/26/14 04:46 AM
How to Save Money Being Energy Efficient
When it comes to saving money on energy costs there are four main categories.
• Heating and Air Conditioning
• Lighting
• Electronics and Appliances
• Heating Water
I have found that there are many ways we can all save money on each of these categories without investing a lot of money. Some ways don’t cost a single penny, while others may require a little cash up front, but the rewards more than make up for it.
Heating and Air Conditioning
Setting the thermostat back ten degrees when asleep or not at home can … (1 comments)
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the mortgage outlet: Is a Short Sale, Foreclosure, or New Home the Right Choice?
- 06/16/14 03:33 AM
Is a Short Sale, Foreclosure, or New Home the Right Choice?
When you are house hunting, there are different types of properties to consider:
· Foreclosures
· Short Sales
· New Homes
Getting the best deal depends on the status of the market and how long you’re willing to wait to buy the house. When housing inventory is packed with short sales, foreclosures and new homes sometime you can find sellers anxious to make a deal. It’s true that every bank owned foreclosure is sold at a large discount or that … (0 comments)
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the mortgage outlet: Purchase Renovation Mortgage in Central Islip, NY 11722
- 05/07/14 06:32 AM
Purchase Renovation Mortgage in Central Islip, NY 11722
Not your dream home, make it into your dream home with a Homestlye Renovation Mortgage which enables the borrower to obtain a purchase transaction mortgage and receive funds to cover the costs of repairs, remodeling, renovations, or energy improvements.
Receive 50% of the completed home value for renovations. There are no required improvements or restrictions on repairs/ renovation and no minimum dollar amount. You can even get that pool you always wanted.
This renovation Mortgage provided by The Mortgage Outlet is available for
1-4 Unit Primary Residences 5% Down Payment 1 Unit Second Home 10% Down … (1 comments)
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Benefits of an FHA loan in Sayville, NY - The Mortgage Outlet
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