roseville short sale: TIPS FOR SELLING YOUR ROSEVILLE HOME
- 07/11/13 02:57 PM
TIPS IF YOU WANT YOUR ROSEVILLE HOME SOLD IN TODAY'S MARKET 1. CHOOSE THE RIGHT LISTING AGENT: As a home owner in the ROSEVILLE market you need every advantage you can to get your home sold for top dollar. It starts with choosing the right agent. a. Ask for a Full time agent whose sole job is to sell homes. Not agent with 2 jobs. b. Ask for a Full service agent who will guide you through each step of the selling process. Discount brokers often equal discount services. c. Ask for a Local agent who knows your ROSEVILLE neighborhood and is readily available when you need them is a must. … (1 comments)
CHASE SHORT SALES just became much more lucrative for you homeowners stuck on the fence. CHASE has announced they will increase cash incentive for successfully closing a SHORT SALE to $30,000 and talks of $45,000. We have already helped a ROSEVILLE client receive a check over $34,000 at closing. Simple as that close the SHORT SALE get paid. CHASE will likely release you of all future obligations to collect please consult a CPA. I recently was invited by CHASE to a training session which explained the program in depth. CHASE is notifying select borrowers VIA mail. It’s definitely time to open … (1 comments)
roseville short sale: How To Use Comparable a Sale
- 01/07/13 01:44 PM
Before you put your home up for sale, use the right comparable sales to find the perfect price. A house is comparable to yours in price if it's in the same neighborhood, on a similar street, and in the same school district. Image: image100 Photography/Veer How much can you sell your home for? Probably about as much as the neighbors got, as long as the neighbors sold their house in recent memory and their home was just like your home.
Knowing how much homes similar to yours, called comparable sales (or in real estate lingo, comps), sold for gives you … (0 comments)
roseville short sale: Successful ROSEVILLE Short Sales
- 12/10/12 03:28 PM
I am proud to announce another successful closed SHORT SALE at 1707 Varick Dr ROSEVILLE. It was what you consider a strategic SHORT SALE. The seller was underwater on a 1st mortgage nearly 200k and 15k on a 2nd. The homeowner had no immediate hardships or financial burdens. In fact we were able to negotiate the SHORT SALE without the seller missing a payment. That means the homeowner was released of all obligations without damaging their credit with months of missed payments. After the SHORT SALE the homeowner qualifies for a mortgage immediately with certain lenders. If you’re tired of paying for … (2 comments)
The available pool of eligible mortgages that qualify for the Home Affordable Refinance Program refinancing continued to narrow among the big lenders — Bank of America ($10.64 0.18%), JPMorgan Chase ($42.56 1.09%), Citigroup ($37.64 0.62%) and Wells Fargo ($33.23 0.09%) — according to the Royal Bank of Scotland’s December prepayment report. It's a trend that may yet reverse as more HARP refis may eventually need to be refinanced again — something referred to as re-HARPing by BofA. In such an event, an estimated, additional 500,000 borrowers may become eligible for another extension. Currently, however, HARP-able homeowners are surging to … (0 comments)
During the three months ended Sept. 30, short sales in which homeowners had fallen behind on mortgage payments soared 22% over last year. By comparison, short sales by people current on their payments went up 17%.
In a short sale, homeowners sell at a price that is less than what they owe the bank, and the bank agrees to absorb the loss. The bank unloads the house and the homeowner gets out of a mortgage he can't afford.
"Home price gains are becoming more widespread across ROSEVILLE some of the largest rebounds have been in areas that were most heavily affected during the initial housing collapse. I expect this trend to persist into next year as part of a broad-based housing recovery that includes starts, sales and prices"
ROSEVILLE home prices are now to where they were in early 2003, before the housing bubble inflated over the next three years before bursting. Even with the recent gain, the national index is down 28.6% from the peak level reached the first quarter of 2006. … (1 comments)
roseville short sale: Tips For Underwater Homeowners
- 11/14/12 01:28 PM
Step one is to figure out what type of loan you have, says Marsha O'Hare, a financial service specialist and HUD-certified housing counselor at Apprisen, a Columbus, Ohio-based credit counseling organization. If the loan is owned or guaranteed by Freddie Mac or Fannie Mae, you may be eligible for the government's Home Affordable Refinancing Program (HARP). "It allows someone who is not delinquent in their payments to refinance, even if the house is worth less than the loan," says O'Hare. You can find more information about HARP athttp://www.makinghomeaffordable.gov. Another option, she says, is a Federal Housing Administration (FHA) Short Refinance. This program is … (0 comments)
A class action complaint filed earlier this month in New York federal court claims borrowers with adjustable-rate mortgages based on the London Interbank Offered Rate, or Libor, paid more than they rightfully should have due to the rate's manipulation by the global banks involved in setting it.
The complaint follows other class action suits filed by groups ranging from local governments to community banks to individual investors, all of whom say they lost out due to Libor-rigging.
Libor burst into the public consciousness this summer … (1 comments)
Justin Johnson knocked on my door and offered a home valuation. At the time I was not interested in selling my home. Despite that he continually ... more
5.0/5.0
by pallegar80
756510
The escrow process while buying my home was excruciating. The sellers were extremely unethical and took a lot of shortcuts. The 30 day escrow became ... more
TIPS IF YOU WANT YOUR ROSEVILLE HOME SOLD IN TODAY'S MARKET
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