Maine Mortgage Thoughts

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Mortgage and Lending - Northeast Bank - NMLS# 509632
RECENT BLOG POSTS
I have recently been introduced to Freedom Networking of Maine.  There is a new startup chapter in the Portland, Maine market that will be meeting on Wednesday mornings at 7am.  We meet downtown and take advantage of the free on street parking available before 9am. The Portland chapter will be th...
06/15/2011
I'm hoping to see a big turnout this Sunday for Portland's Old Port Fest.  This is an annual event in Portland that is a lot of fun for everyone.  There are plenty of things to do for people of all ages.  There are many outdoor stages/bands, vendors, etc.  The city is usually at it's best on this...
06/10/2011
Much of the national news we hear regarding mortgage and real estate is negative.  It is important to remember that real estate is truly local.  If you are thinking of buying or selling a home the best thing to do is speak with a local, experienced realtor whose familiar with your neighborhood.  ...
06/06/2011
This weekend, June 4th and 5th, is National Open House Weekend.  There will be open houses in almost every neighborhood over the next 48 hours.  This is a great opportuinity for those indiviuals or families that are considering a new purchase in 2011. Get out, enjoy the weather, shop for a new ho...
06/03/2011
Looking back for a moment, it was late November 2008 when mortgage rates first dropped below 5.0% for a conventional 30 year loan.  Rates stayed low through the spring and early summer before heading back up into the mid 5% range in mid to late summer.  At that time I thought "the party was over....
05/17/2011
  I spent an hour today helping a friend in the financial sector film a short commercial.  The ad will air on the internet most likely on YouTube and select social networking sites.  It was fun to be a part of this type of marketing campaign.  I have always thought that I could hack it in Hollywo...
05/10/2011
For several days now the 30 year fixed mortgage rate has been 4.875%.  Most borrowers with good credit scores can even qualify for closing cost credit if applying via my website at Northeast Bank.  The web address is; www.northeastbank.com/dcekutis Low mortgage rates are just another great reason...
05/05/2011
It has been a good start to 2011 for Northeast Bank and our customers.  I was able to help another family close on a new home today by taking advantage of the FHA loan program.  Many people see this loan program as complicated, but in reality it is no more difficult to process and close an FHA lo...
03/31/2011
One of the great joys in this business is helping young buyers or first time buyers reach their goal of homeownership.  Last week one of my customers was able to close on his first home.  When working with a buyer and discussing the available mortgage programs it is important to look at every sce...
03/22/2011
To my surprise the mortgage rates in Maine have remained very low.  Rates have slowly come back down to 5.00% for a 30 year fixed rate and 4.375% for a 15 year fixed rate for qualified borrowers.  As recent as January 2011 it seemed rates were finally headed north.  The 30 year fixed rate consist...
03/09/2011
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David Cekutis

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