foreclosed propertie: The Numbers Will Tell - 12/29/10 02:39 AM
111,111,111 x 111,111,111 = 12,345,678,987,654,321
Make sure you know what the numbers tell before you sign your name on the dotted line in any contract.  I'm here to help!  I have qualified contacts to help you understand closing costs, prepaid expenses, and exactly what to expect so there are no hidden surprises when you reach the closing table.  Call me today!

(2 comments)

foreclosed propertie: Home Inspections - 05/14/10 01:50 AM
If you have a house for sale in town, your buyers will probably include a structural inspection contingency in the contract which will allow them to have an expert check the house and the major systems and appliances.A professional structural inspector can help buyers to "know" the house and to feel comfortable with it, but the inspection does not result in a pass or fail grade. The buyers will learn important things about the house, such as where the water cutoff valve is located, in case of an emergency. The inspection may also help buyers set up a budget for repairs … (1 comments)

foreclosed propertie: Remodel or Move? - 05/11/10 04:44 AM
Your family has outgrown your home in town, but you have roots in the community that make it difficult to leave. Is remodeling the solution?Get professional advice before you jump into a major renovation project. Decide what changes you want to make, and get bids from several contractors. When you have an estimate on the cost of the project, talk to your Realtor to determine if these changes will be cost-effective. Over-improving your home may make it difficult to get your money back if you sell it soon.It is a good idea to talk with friends who have remodeled to get … (1 comments)

foreclosed propertie: Points or No Points - 05/03/10 08:48 PM
Question: Which offers you the best deal, a low interest rate mortgage with "points" or a higher interest rate loan with no "points"?Answer: It depends. Consider a 30-year, fixed-rate mortgage for $100,000 at 8 3/4% interest and no points. Monthly principal and interest payments would be $787. To qualify for an 8 1/4% loan, you have to pay three points, or $3,000. Payments on this loan would be $751, a savings of $36 per month. How can you determine which loan is best?First, calculate how long you will have to live in the home in order to recoup the $3,000 that … (1 comments)

 
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